OCIOR
ActiveSummary
OCIOR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €55k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 3.12 in 2024; short-term debt: 21.5% and cash: 24% of total assets), and 21.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
78.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-02-2026, 178 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
178 d early
2024
38 d early
2023
37 d early
2022
42 d early
2021
40 d early
2020
43 d early
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 23.1%
2024 · €71k
Total assets
€70k▼ 29.4%
2024 · €99k
Net result
€55k▼ 23.1%
2024 · €71k
Working capital
€48k▼ 18.3%
2024 · €59k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€72k▲ 10.6%€56k▼ 22.0%€95k▲ 69.3%€97k▲ 2.0%€77k▼ 20.9%
Net result€58k▲ 14.0%€45k▼ 22.2%€73k▲ 60.4%€71k▼ 2.1%€55k▼ 23.1%
Equity€161k▲ 56.9%€64k▼ 60.3%€73k▲ 13.9%€71k▼ 2.1%€55k▼ 23.1%
Total assets€191k▲ 61.8%€93k▼ 51.4%€83k▼ 10.3%€99k▲ 19.3%€70k▼ 29.4%
Debt€30k▲ 95.1%€29k▼ 3.2%€10k▼ 64.3%€28k▲ 171%€15k▼ 45.7%
Working capital€155k▲ 58.4%€54k▼ 65.2%€65k▲ 20.0%€59k▼ 9.3%€48k▼ 18.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€7k ▼ 45.5%
Current assets
€63k ▼ 27.1%
Equity and liabilities €70k
Equity
€55k ▼ 23.1%
Debt
€15k ▼ 45.7%
Debt's share of the balance-sheet total falls from 28.0% to 21.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€81k▼
2024 · €101k
Cash flow
€59k▼
2024 · €75k
Current ratio
4.19▲
2024 · 3.12
Debt to equity
0.27▼
2024 · 0.39
ROE
100.0%=
2024 · 100.0%
ROA
78.4%▲
2024 · 72.0%
Interest coverage
16.98▼
2024 · 19.76
Debt ≤ 1 year
€15k▼
2024 · €28k
Income taxes
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €74k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €3k | €4k | €4k | ▼ 0.4% |
| Other operating charges640/8 | €449 | €1k | €1k | €902 | €2k | ▲ 123% |
| Gross operating margin9900 | €75k | €61k | €100k | €102k | €83k | ▼ 18.9% |
| Operating profit (loss)9901 | €72k | €56k | €95k | €97k | €77k | ▼ 20.9% |
| Financial income75/76B | €1k | €1k | €0 | - | €0 | - |
| Recurring financial income75 | €1k | €1k | €0 | - | €0 | - |
| Financial charges65/66B | €46 | €176 | €4k | €5k | €5k | ▼ 7.1% |
| Recurring financial charges65 | €46 | €176 | €4k | €5k | €5k | ▼ 7.1% |
| Profit (loss) for the period before taxes9903 | €73k | €58k | €92k | €92k | €72k | ▼ 21.7% |
| Income taxes67/77 | €15k | €12k | €19k | €21k | €17k | ▼ 17.0% |
| Profit (loss) for the period9904 | €58k | €45k | €73k | €71k | €55k | ▼ 23.1% |
| Profit (loss) for the period to be appropriated9905 | €58k | €45k | €73k | €71k | €55k | ▼ 23.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €191k | €93k | €83k | €99k | €70k | ▼ 29.4% |
| Fixed assets21/28 | €6k | €10k | €8k | €12k | €7k | ▼ 45.5% |
| Tangible fixed assets22/27 | €6k | €10k | €8k | €10k | €7k | ▼ 35.1% |
| Plant, machinery and equipment23 | €752 | €571 | €2k | €1k | €363 | ▼ 64.5% |
| Furniture and vehicles24 | €5k | €9k | €6k | €9k | €6k | ▼ 31.9% |
| Financial fixed assets28 | - | - | - | €2k | - | - |
| Current assets29/58 | €185k | €83k | €75k | €87k | €63k | ▼ 27.1% |
| Amounts receivable within one year40/41 | €93k | €34k | €39k | €42k | €46k | ▲ 11.5% |
| Trade receivables40 | €9k | €19k | €19k | €24k | €37k | ▲ 53.5% |
| Other amounts receivable41 | €84k | €16k | €20k | €17k | €9k | ▼ 47.6% |
| Cash at bank and in hand54/58 | €92k | €48k | €37k | €45k | €17k | ▼ 62.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €191k | €93k | €83k | €99k | €70k | ▼ 29.4% |
| Equity10/15 | €161k | €64k | €73k | €71k | €55k | ▼ 23.1% |
| Contributions10/11 | €12k | €19k | - | - | - | - |
| Profit (loss) carried forward14 | €149k | €45k | €73k | €71k | €55k | ▼ 23.1% |
| Amounts payable17/49 | €30k | €29k | €10k | €28k | €15k | ▼ 45.7% |
| Amounts payable within one year42/48 | €30k | €29k | €10k | €28k | €15k | ▼ 45.7% |
| Trade debts44 | €39 | €13k | €2k | €106 | €2k | ▲ 1,716% |
| Suppliers440/4 | €39 | €13k | €2k | €106 | €2k | ▲ 1,716% |
| Taxes, remuneration and social security45 | €30k | €16k | €8k | €28k | €13k | ▼ 52.5% |
| Taxes450/3 | €28k | €16k | €4k | €25k | €7k | ▼ 73.1% |
| Remuneration and social security454/9 | €2k | - | €4k | €3k | €7k | ▲ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58k | €45k | €73k | €71k | €55k | ▼ 23.1% |
| + Depreciation and write-downs630 | €2k | €3k | €3k | €4k | €4k | ▼ 0.4% |
| Operating cash flow (approximation) | €60k | €48k | €76k | €75k | €59k | ▼ 22.0% |
| Investment in fixed assets (approximation) | - | €-7k | €-1k | €-8k | €2k | ▲ 124% |
| Change in cash | - | €-44k | €-12k | €8k | €-28k | ▼ 436% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €73k ▲60.4%
Net result €73k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 7.34
Current ratio from 2.89 to 7.34; short-term debt falls from €29k to €10k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €161k ▲56.9%
3 profitable years in a row build equity to €161k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.46
Current ratio from 3.56 to 7.46; short-term debt falls from €20k to €15k.
31-12
Financial
Equity above €100kEq €103k ▲99.8%
2 profitable years in a row build equity to €103k.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2018
Ground area
1,062 m²
Building footprint
157 m²
Volume, LiDAR
121 m³
Parcel 11642D0201/00N004, Flanders · tallest building 11.1 m. Linked by address, not a title deed.
1 establishment unit
OCIOR
since 20182.281.147.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0201/00N004 | Flanders | 1,062 m² | 1 · 157 m² | 11.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,366 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.