Annotise
ActiveThe annual accounts of Annotise for fiscal year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €36k and a net result of €-35k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 2685 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-16
Solvency79▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.06 against 1.97 in 2024; short-term debt: 45.8% and cash: 8.8% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
-52.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
58 d early
2024
73 d early
2023
42 d early
2022
48 d early
2021
45 d early
2020
23 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€36k▼ 49.3%
2024 · €71k
2019: €26k
2020: €38k
2021: €44k
2022: €60k
2023: €69k
2024: €71k
2019 → 2025
Total assets
€66k▼ 51.0%
2024 · €136k
2019: €37k
2020: €88k
2021: €85k
2022: €133k
2023: €139k
2024: €136k
2019 → 2025
Net result
€-35k▼ 717%
2024 · €-4k
2019: €14k
2020: €12k
2021: €6k
2022: €16k
2023: €39k
2024: €-4k
2019 → 2025
Working capital
€32k▼ 48.4%
2024 · €63k
2019: €25k
2020: €34k
2021: €41k
2022: €59k
2023: €62k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€60k▲ 37.0%€69k▲ 15.4%€71k▲ 2.7%€36k▼ 49.3%
Operating result€13k-€28k▲ 109%€54k▲ 92.9%€-2k€-33k▼ 1,975%
Net result€6k-€16k▲ 166%€39k▲ 139%€-4k€-35k▼ 717%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€4k▼ 56.2%
Current assets
€63k▼ 50.7%
Equity and liabilities €66k
Equity
€36k▼ 49.3%
Debt
€30k▼ 52.8%
The debt ratio falls from 47.6% to 45.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-31k▼
2024 · €403
Cash flow
€-33k▼
2024 · €-2k
Solvency
54.2%▲
2024 · 52.4%
Current ratio
2.06▲
2024 · 1.97
Quick ratio
2.06▲
2024 · 1.97
Debt / equity
0.84▼
2024 · 0.91
ROE
-97.3%▼
2024 · -6.0%
ROA
-52.8%▼
2024 · -3.2%
Interest coverage
-13.99▼
2024 · 0.18
Debt
€30k▼
2024 · €65k
Debt ≤ 1 year
€30k▼
2024 · €65k
Income taxes
€258▼
2024 · €524
Staff costs
€126k▼
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€66k▼
Fixed assets21/28€8k€4k▼
Intangible fixed assets21€3k€0▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€5k€4k▼
Financial fixed assets28€50€50=
Current assets29/58€127k€63k▼
Amounts receivable after more than one year29€22k€22k=
Other amounts receivable291€22k€22k=
Amounts receivable within one year40/41€55k€33k▼
Trade receivables40€41k€31k▼
Other amounts receivable41€14k€2k▼
Cash at bank and in hand54/58€49k€6k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€136k€66k▼
Equity10/15€71k€36k▼
Contributions10/11€19k€19k=
Reserves13€57k€57k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-4k€-39k▼
Amounts payable17/49€65k€30k▼
Amounts payable within one year42/48€65k€30k▼
Financial debts43€6k€3k▼
Credit institutions430/8€6k€3k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€46k€22k▼
Taxes450/3€15k€11k▼
Remuneration and social security454/9€31k€11k▼
Other amounts payable47/48€6k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€147k€126k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€569€186▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€148k€98k▼
Operating profit (loss)9901€-2k€-33k▼
Financial income75/76B€14€97▲
Recurring financial income75€14€97▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-4k€-35k▼
Income taxes67/77€524€258▼
Profit (loss) for the period9904€-4k€-35k▼
Profit (loss) for the period to be appropriated9905€-4k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-39k▼
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)9087-1.2
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €39k ▲139%
Operating result €54k, net result €39k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsesteenweg 232275 LilleGround area
3,984 m²
Building footprint
129 m²
Volume, LiDAR
271 m³
Parcel 13032B0537/00C000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Annotise
since 20182.279.536.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13032B0537/00C000 | Flanders | 3,984 m² | 1 · 129 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 6,096 EUR awarded · 6,096 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 332 EUR | 332 EUR |
| 2024 | 1 | 2,585 EUR | 2,585 EUR |
| 2023 | 1 | 1,445 EUR | 1,445 EUR |
| 2022 | 1 | 1,734 EUR | 1,734 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 14,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sven@annotise.com