O4 MANAGEMENT
ActiveO4 MANAGEMENT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €31k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 38% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+97
Solvency63▲+22
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.17 in 2024; short-term debt: 59.1% and cash: 68.8% of total assets), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
73.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
59 d early
2023
on the day
2022
13 d early
2021
10 d late
2020
36 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 1,195%
2024 · €1k
2018: €13k
2019: €16k
2020: €13k
2021: €14k
2022: €11k
2023: €4k
2024: €1k
2018 → 2025
Total assets
€42k▲ 442%
2024 · €8k
2018: €24k
2019: €24k
2020: €21k
2021: €19k
2022: €15k
2023: €8k
2024: €8k
2018 → 2025
Net result
€31k
2024 · €-2k
2018: €-8k
2019: €3k
2020: €-4k
2021: €1k
2022: €-3k
2023: €-7k
2024: €-2k
2018 → 2025
Working capital
€17k▲ 1,523%
2024 · €1k
2018: €-277
2019: €7k
2020: €8k
2021: €10k
2022: €8k
2023: €3k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€11k▼ 22.6%€4k▼ 65.5%€1k▼ 66.6%€16k▲ 1,195%
Operating result€4k-€-963€-1k▼ 46.1%€323€43k▲ 13,340%
Net result€1k-€-3k€-7k▼ 124%€-2k▲ 64.9%€31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13,340% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€306▼ 59.6%
Current assets
€42k▲ 496%
Equity and liabilities €42k
Equity
€16k▲ 1,195%
Debt
€26k▲ 298%
The debt ratio falls from 83.9% to 61.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €774
Cash flow
€31k▲
2024 · €-2k
Solvency
38.4%▲
2024 · 16.1%
Current ratio
1.68▲
2024 · 1.17
Quick ratio
1.68▲
2024 · 1.17
Debt / equity
1.60▼
2024 · 5.22
ROE
190.3%▲
2024 · -199.0%
ROA
73.1%▲
2024 · -32.0%
Interest coverage
23.72▲
2024 · 0.30
Debt
€26k▲
2024 · €7k
Debt ≤ 1 year
€25k▲
2024 · €6k
Income taxes
€11k▲
2024 · €242
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€42k▲
Fixed assets21/28€757€306▼
Tangible fixed assets22/27€757€306▼
Furniture and vehicles24€757€306▼
Current assets29/58€7k€42k▲
Amounts receivable within one year40/41€258€9k▲
Other amounts receivable41€258€9k▲
Cash at bank and in hand54/58€2k€29k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€8k€42k▲
Equity10/15€1k€16k▲
Contributions10/11€13k€13k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-15k€0▲
Amounts payable17/49€7k€26k▲
Amounts payable within one year42/48€6k€25k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€2k€16k▲
Accrued charges and deferred income492/3€550€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452€452=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€45k▲
Operating profit (loss)9901€323€43k▲
Financial income75/76B€7€21▲
Recurring financial income75€7€21▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-2k€42k▲
Income taxes67/77€242€11k▲
Profit (loss) for the period9904€-2k€31k▲
Profit (loss) for the period to be appropriated9905€-2k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€16k▲
Profit (loss) brought forward from the previous period14P€-12k€-15k▼
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after 3 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldstraat 332000 AntwerpenGround area
453 m²
Building footprint
453 m²
Volume, LiDAR
4,576 m³
Parcel 11803C0944/00D000, Flanders · tallest building 25.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
O4 MANAGEMENT
since 20112.198.963.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0944/00D000 | Flanders | 453 m² | 1 · 453 m² | 25.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.