Less equity than 83% of companies in specialised construction. Sector median €57,818 · 37,225 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
HiddenVisible after signing in
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
Visible after signing inVisible after signing in
Comparable companies, two years later
In July 2024, 2,389 companies had the same profile as NVP CONSTRUCT has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.2%
went bankrupt
Micro
under 2 years old
solvency 10 to 30%
a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,389 companies, not a prediction for NVP CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Visible after signing inVisible after signing in
Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016185757
Incorporation
Founding capital of €1,500, 100 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 18-11-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as NVP CONSTRUCT: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €31,800 and €68,100, founded between 2024 and 2025.
NVP CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,857 and a net result of €8,357.
Its solvency ranks better than 23% of 37,211 sector peers (NACE 43, financial year 2025).
micro format, filed on 30-07-2026, 1 day before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €74,000 and €260,000.
Balance sheet
balance sheet total €47,289 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
10,299
8,421
7,025
2,896
20.8%
1.08
3.80
84.8%
17.7%
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€7,025
€64
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on NVP CONSTRUCT
Debt's share of the balance-sheet total is 79.2%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Name after signing inVisible after signing in
Director (not named in the articles)
appointed by deed of 18-11-2024term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
20242025202620272028
Name hiddenVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Hidden nameVisible after signing in
Director (not named in the articles), appointed by deed of 18-11-2024, still in office
Name after signing inVisible after signing in100 shares (100%) · €1,500 in cash
Network & group
No group
NVP CONSTRUCT has no parent and no holdings in its annual accounts. Name hiddenVisible after signing in is the only director. NVP CONSTRUCT shares no director with another company.
At the same address
At the same address
These companies are registered at the seat of NVP CONSTRUCT today. That says who is based there, not who owns the building.
Annual accounts 2025 filedNBB ↗micro format · 1 day before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016185757
2024
IncorporationFounding capital of €1,500, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 18-11-20246 points ▸
Founder, Hidden nameVisible after signing in
Founding capital, €1,500, 100 shares
100 shares
Registered office clause, Rue Maubille 48, 1401 Nivelles (Baulers)
Board rule, 1
Director appointment, Name after signing inVisible after signing in (director (not named in the articles))
The company is recognised to carry out public contracts. In construction, that is a good sign of reliability. For each category, the class sets the highest amount of one contract, excluding VAT. Class 8 has no upper limit.
20 categories
NVP CONSTRUCT SRLapproval number 46697
AGeneral dredging contractsclass 1, up to €162,000
B1Clearing watercoursesclass 1, up to €162,000
C7Horizontal pipe jacking for cables and pipesclass 1, up to €162,000
D1All shell construction and roofing-in of buildingsclass 1, up to €162,000
D4Sound and heat insulation, light partitions, false ceilings and floorsclass 1, up to €162,000
D10Tilingclass 1, up to €162,000
D21Cleaning and restoring facadesclass 1, up to €162,000
EGeneral civil engineering contractsclass 1, up to €162,000
Show all 20 categories
E1Trunk sewersclass 1, up to €162,000
E2Pile foundations, sheet piling and diaphragm wallsclass 1, up to €162,000
E4Horizontal jacking of structural elementsclass 1, up to €162,000
FGeneral steel construction contractsclass 1, up to €162,000
F1Assembly and dismantling (without supplies)class 1, up to €162,000
F2Steel load-bearing structuresclass 1, up to €162,000
GGeneral earthworks contractsclass 1, up to €162,000
G1Drilling, probing and injectionclass 1, up to €162,000
G2Drainage worksclass 1, up to €162,000
G3Plantingclass 1, up to €162,000
G5Demolitionclass 1, up to €162,000
T2Lightning conductors, receiving aerialsclass 1, up to €162,000
decision 13-10-2026
Invoicing and payment
Check the withholding obligation
If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number
1016.185.757
We would like to set cookies. That happens only with your consent.
What we measure
Help us improve Checked
If something looks wrong or is missing, please tell us.