CLN BOUW

Active

Private limited companyfounded 20242 yrs activeLangestraat 149, 9050 Gent, BelgiumKBO/BCE: BE 1014.667.114

Summary

The computed 12-month bankruptcy probability of CLN BOUW is 4.8% (elevated). The 2024 annual accounts show equity of €30,190 and a net result of €10,190. Its solvency ranks better than 52% of 9989 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CLN BOUWActiveChecked score 40/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201Floor and wall tiling NACE 43331

1 site

Size

€68,061total assets 2024

Equity: €30,190
Profit: €10,190

Turnover not published (abridged schema)

Financial health

40 Weak Checked score 2024

Bankruptcy chance 12 m: 4.8%

Structure

Accounts filed 50 d late0 of 1 deed read

Why 40- Figures for FY 2024 (filed 19-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 late- Founded in 2024- Size: total assets €68,061Show the evidence

Checked score

Score 2024

40 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 65% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 69

equity 44.4% of total assets

Liquidity 67

short-term debt 55.6% · cash 36.8%

Profitability 87

return on assets 15.0%

Bankruptcy probability, 12 months

4.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)

Last 24 months 11-2025: 2.2%lowest value 12-2025: 2.2%● 0.0% vs 11-2025lowest value 01-2026: 2.3%▲ +1.7% vs 12-2025 02-2026: 2.3%▲ +2.2% vs 01-2026 03-2026: 2.4%▲ +3.3% vs 02-2026 04-2026: 2.4%▲ +1.6% vs 03-2026 05-2026: 2.6%▲ +5.4% vs 04-2026 06-2026: 2.5%▼ -0.9% vs 05-2026 07-2026: 2.6%▲ +0.9% vs 06-2026 08-2026: 3.5%▲ +36.5% vs 07-2026 09-2026: 3.9%▲ +12.2% vs 08-2026 10-2026: 4.8%▲ +22.7% vs 09-2026highest value

Figures for FY 2024 (filed 19-09-2025) raises the probability
1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 late raises the probability
Founded in 2024 raises the probability for this profile
Size: total assets €68,061 raises the probability for this profile

Credit up to €1,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.42; short-term debt: 55.6% and cash: 36.8% of total assets), and 55.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 52%, liquidity 72%, profitability 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Figures for FY 2024 (filed 19-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €68,061

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

50 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage