NVP CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of NVP CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €8k. Its solvency ranks better than 22% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability91
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08; short-term debt: 79.2% and cash: 20.7% of total assets), and 79.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€47k
Net result
€8k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €47k
Fixed assets
€7k
Current assets
€40k
Equity and liabilities €47k
Equity
€10k
Debt
€37k
Debt finances 79.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€8k
Current ratio
1.08
Debt to equity
3.80
ROE
84.8%
ROA
17.7%
Interest coverage
190.47
Debt ≤ 1 year
€37k
Income taxes
€2k
Staff costs
€2k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€47k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Furniture and vehicles24€7k
Current assets29/58€40k
Amounts receivable within one year40/41€31k
Trade receivables40€30k
Other amounts receivable41€777
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€47k
Equity10/15€10k
Contributions10/11€2k
Reserves13€8k
Distributable reserves133€8k
Amounts payable17/49€37k
Amounts payable within one year42/48€37k
Trade debts44€19k
Suppliers440/4€19k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€16k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64
Other operating charges640/8€255
Gross operating margin9900€13k
Operating profit (loss)9901€10k
Financial income75/76B€350
Recurring financial income75€350
Financial charges65/66B€54
Recurring financial charges65€54
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€2k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
Transfer to equity691/2€8k
To other reserves6921€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €2k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64 |
| Other operating charges640/8 | €255 |
| Gross operating margin9900 | €13k |
| Operating profit (loss)9901 | €10k |
| Financial income75/76B | €350 |
| Recurring financial income75 | €350 |
| Financial charges65/66B | €54 |
| Recurring financial charges65 | €54 |
| Profit (loss) for the period before taxes9903 | €11k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €8k |
| Profit (loss) for the period to be appropriated9905 | €8k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €47k | |
| Fixed assets21/28 | €7k | |
| Tangible fixed assets22/27 | €7k | |
| Furniture and vehicles24 | €7k | |
| Current assets29/58 | €40k | |
| Amounts receivable within one year40/41 | €31k | |
| Trade receivables40 | €30k | |
| Other amounts receivable41 | €777 | |
| Cash at bank and in hand54/58 | €10k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €47k | |
| Equity10/15 | €10k | |
| Contributions10/11 | €2k | |
| Reserves13 | €8k | |
| Distributable reserves133 | €8k | |
| Amounts payable17/49 | €37k | |
| Amounts payable within one year42/48 | €37k | |
| Trade debts44 | €19k | |
| Suppliers440/4 | €19k | |
| Taxes, remuneration and social security45 | €3k | |
| Taxes450/3 | €3k | |
| Other amounts payable47/48 | €16k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8k |
| + Depreciation and write-downs630 | €64 |
| Operating cash flow (approximation) | €8k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2024
Ground area
340 m²
Building footprint
56 m²
Volume, LiDAR
454 m³
Parcel 25004E0169/00M011, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NVP CONSTRUCT
since 20242.366.911.054
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004E0169/00M011 | Wallonia | 339 m² | 1 · 56 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Centi carrelage & frères
BE 0775.593.489
Flémalle · Eq €9,896
RG CONSTRUCT
BE 1013.137.878
Aalst · Eq €9,902
Vloer- en Tegelwerken Kris Geldof
BE 0717.967.274
Mol · Eq €9,906
Özers
BE 0695.408.638
Hamme (Vl.) · Eq €9,956
Carrelages Fransolet 2.0
BE 0787.876.164
Vielsalm · Eq €9,959
Of 3,961 companies in sector 43331 we hold annual accounts for 1,788. 1,075 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
41002Construction of residential and non-residential buildings
43910Bricklaying and masonry work
Scores and ratios are computed by Checked and are not a credit decision.