Financials
- Fiscal year
- 2025
- Total assets
- €78,347
- Loss
- -€14,354
- Solvency
- -12.2%
NVEST4
ActiveSummary
The computed 12-month bankruptcy probability of NVEST4 is 5.5% (elevated). The 2025 annual accounts show negative equity (-€9,554) and a net result of -€14,354. Its solvency ranks better than 21% of 16,276 sector peers (NACE 56, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€78,347total assets 2025
- Equity
- -€9,554
- Loss
- -€14,354
Turnover not published (abridged schema)
Structure
Accounts 31 days early0 of 1 deed read
Why 34- Sector Food and beverage service activities (NACE 56)- Founded in 2025- Negative equity -€9,554- Liquidity: current ratio 0.16, cash €1,489Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 11% of its sector peers (NACE 56, micro)
Financial strength
Weak
Solvency
13
equity -12.2% of total assets
Liquidity
2
short-term debt 112.2% · cash 1.9%
Profitability
0
return on assets -18.3%
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 3.9%lowest value
05-2026: 3.9%● unchanged vs 04-2026lowest value
06-2026: 4.1%▲ +0.2 percentage points vs 05-2026
07-2026: 4.4%▲ +0.3 percentage points vs 06-2026
08-2026: 4.5%▲ +0.1 percentage points vs 07-2026
09-2026: 4.8%▲ +0.3 percentage points vs 08-2026
10-2026: 5.5%▲ +0.7 percentage points vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.16; short-term debt: 112.2% and cash: 1.9% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 21% on solvency, 4% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 26-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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