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N.H.

Active
Private limited companyfounded 20251 yr activeQuai de la Vesdre 53, 4800 Verviers, BelgiumKBO/BCE: BE 1021.692.882
Summary

The computed 12-month bankruptcy probability of N.H. is 6.1% (elevated). The 2025 annual accounts show equity of €1,908 and a net result of -€10,092. Its solvency ranks better than 28% of 14676 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€65,613total assets 2025
Equity
€1,908
Loss
-€10,092
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
6.1%
Structure
Accounts filed 1 d late0 of 1 deed read
Why 35- Sector Food and beverage service activities (NACE 56)- Founded in 2025- Liquidity: current ratio 0.91- Equity €1,908 (2.9% of total assets)Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 32% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 28
equity 2.9% of total assets
Liquidity 58
short-term debt 43.7%
Profitability 0
return on assets -15.4%
Bankruptcy probability, 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)
Last 4 months 07-2026: 4.4%lowest value 08-2026: 4.5%▲ +3.3% vs 07-2026 09-2026: 6.1%▲ +35.8% vs 08-2026highest value 10-2026: 6.1%● 0.0% vs 09-2026highest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2025 raises the probability for this profile
  • Liquidity: current ratio 0.91 raises the probability
  • Equity €1,908 (2.9% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.91; short-term debt: 43.7% of total assets), and 97.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 28%, liquidity 61%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.91
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €1,908 (2.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
1 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €65,613 View
  • Active since 2025founded 31-03-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€65,613
Loss
-€10,092
Solvency
2.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
31-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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