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BT Partners

Active
Private limited companyfounded 20251 yr activeRue des Vennes 339, 4020 Liège, BelgiumKBO/BCE: BE 1024.105.214
Summary

The computed 12-month bankruptcy probability of BT Partners is 3.1% (moderate). The 2025 annual accounts show equity of €3,063 and a net result of €63. Its solvency ranks better than 29% of 13683 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability38
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05; short-term debt: 95.6% and cash: 99.4% of total assets), and 95.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 June 2025, BT Partners was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,063
Total assets
€70,147
Net result
€63
Working capital
€3,063

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €70,147
Equity €3,063
Debt €67,085
Debt finances 95.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.05
Debt to equity
21.90
ROE
2.0%
ROA
0.1%
Debt ≤ 1 year
€67,085

Peer companies

Historical observation

Of the 514 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.8% went bankrupt
1.2% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet Code2025
Assets
Total assets20/58€70,147
Current assets29/58€70,147
Amounts receivable within one year40/41€390
Trade receivables40€390
Cash at bank and in hand54/58€69,757
Equity and liabilities
Total equity and liabilities10/49€70,147
Equity10/15€3,063
Contributions10/11€3,000
Profit (loss) carried forward14€63
Amounts payable17/49€67,085
Amounts payable within one year42/48€67,085
Trade debts44€51,586
Suppliers440/4€51,586
Taxes, remuneration and social security45€4,901
Taxes450/3€4,901
Other amounts payable47/48€10,598
Income statement Code2025
Gross operating margin9900€63
Operating profit (loss)9901€63
Profit (loss) for the period before taxes9903€63
Profit (loss) for the period9904€63
Profit (loss) for the period to be appropriated9905€63
Appropriation of the result
Profit (loss) to be appropriated9906€63

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€63
Operating profit (loss)9901€63
Profit (loss) for the period before taxes9903€63
Profit (loss) for the period9904€63
Profit (loss) for the period to be appropriated9905€63
Line2025
Assets
Total assets20/58€70,147
Current assets29/58€70,147
Amounts receivable within one year40/41€390
Trade receivables40€390
Cash at bank and in hand54/58€69,757
Equity and liabilities
Total equity and liabilities10/49€70,147
Equity10/15€3,063
Contributions10/11€3,000
Profit (loss) carried forward14€63
Amounts payable17/49€67,085
Amounts payable within one year42/48€67,085
Trade debts44€51,586
Suppliers440/4€51,586
Taxes, remuneration and social security45€4,901
Taxes450/3€4,901
Other amounts payable47/48€10,598
Line2025
Profit (loss) for the period9904€63
Operating cash flow (approximation)€63

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
743 m²
Building footprint
101 m²
Volume, LiDAR
1,633 m³
Parcel 62806C0748/00G003, Wallonia · tallest building 17.8 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BT Partners
Rue des Vennes 339, 4020 LiègeLimited-service restaurants, excluding mobile food services
since 20252.375.106.366
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62806C0748/00G003 Wallonia 743 m² 1 · 101 m² 17.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,835 companies in this sector we hold annual accounts for 9,786. 3,996 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded06-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
Contact
E-mail dogan@breaktimeliege.beLiège
Phone +32486722758Liège
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024105214
Also 9925:BE1024105214
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.