NUANCE CONSULT
ActiveSummary
NUANCE CONSULT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+50
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.71 against 1.33 in 2024; short-term debt: 21.2% and cash: 4.4% of total assets), and 21.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
59.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
23 d early
2022
3 d late
2021
72 d late
2020
117 d late
2019
104 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€19k▲ 18.1%
2024 · €16k
2018: €17k
2019: €10k
2020: €1k
2021: €-88k
2022: €-24k
2023: €-5k
2024: €16k
2018 → 2025
Working capital
€25k▲ 301%
2024 · €6k
2018: €-30k
2019: €33k
2020: €313
2021: €-100k
2022: €-6k
2023: €-9k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€-5k€-10k▼ 97.1%€6k€25k▲ 301%
Operating result€9k-€-18k€-4k▲ 77.3%€15k€20k▲ 34.3%
Net result€-88k-€-24k▲ 73.3%€-5k▲ 80.0%€16k€19k▲ 18.1%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €31k
Equity
€25k ▲ 301%
Debt
€7k ▼ 64.2%
Debt's share of the balance-sheet total falls from 75.1% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.71▲
2024 · 1.33
Debt to equity
0.27▼
2024 · 3.02
ROE
75.1%▼
2024 · 254.8%
ROA
59.1%▼
2024 · 63.4%
Debt ≤ 1 year
€7k▼
2024 · €19k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€25k€31k▲
Current assets29/58€25k€31k▲
Amounts receivable within one year40/41€24k€30k▲
Trade receivables40-€2k
Other amounts receivable41€24k€28k▲
Cash at bank and in hand54/58€391€1k▲
Equity and liabilities
Total equity and liabilities10/49€25k€31k▲
Equity10/15€6k€25k▲
Contributions10/11€12k€12k=
Reserves13€73k€73k=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€-79k€-60k▲
Amounts payable17/49€19k€7k▼
Amounts payable within one year42/48€19k€7k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€15k€622▼
Suppliers440/4€15k€622▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Other operating charges640/8€472€465▼
Non-recurring operating charges66A€0-
Gross operating margin9900€15k€20k▲
Operating profit (loss)9901€15k€20k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€215€247▲
Recurring financial charges65€215€247▲
Profit (loss) for the period before taxes9903€16k€21k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€-60k▲
Profit (loss) brought forward from the previous period14P€-95k€-79k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €19k ▲18.1%
Net result €19k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 4.71
Current ratio from 1.33 to 4.71; short-term debt falls from €19k to €7k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.33
Current ratio from 0.58 to 1.33; short-term debt falls from €22k to €19k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 72 days late
2021
31-12
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 117 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 104 days late
Show earlier events
2019
31-12
Financial
Liquidity quadruplescurrent ratio 1.60
Current ratio from 0.40 to 1.60.
31-12
Financial
Equity above €100kEq €106k ▲10.5%
2 profitable years in a row build equity to €106k.
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 54 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bütgenbach · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsenborn,Zum Büchelberg 94750 Bütgenbach1 establishment unit
Elsenborn,Zum Büchelberg 9, 4750 Bütgenbach
since 20122.215.077.845
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 4,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
55203Holiday cottages, homes and apartments
73110Advertising agencies
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filings
Scores and ratios are computed by Checked and are not a credit decision.