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Generated 25-07-2026
Active BE 0804.832.160Private limited company

NPCONCEPT

Clos du Blautier(GOU) 7 ·6280 Gerpinnes, Belgium· 2 yrs active
Sector: Retail trade (47120)
Conclusion Checked

The computed 12-month bankruptcy probability of NPCONCEPT is 2.3% (moderate). The 2024 annual accounts show equity of €42k and a net result of €85. Its solvency ranks better than 76% of 6670 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €42k
Net result €85
Better than sector 76%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health81Profitability1Solvency95Growth52Stability82
62 / 100

Strong profile, led by solvency.

Health 81
Profitability 1
Solvency 95
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
81 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2023: €42k€42kNet result 2023: €39k€39kOperating result 2024: €6k€6kNet result 2024: €85€8520232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 50.3% 20.3%
better than 76% of 6670 sector peers
Net result €85 €4k
better than 37% of 6651 sector peers
Equity €42k €16k
better than 68% of 6684 sector peers
Gross operating margin €10k €24k
better than 35% of 6630 sector peers
Total assets €84k €94k
better than 46% of 6674 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€8k
- -66% vs sector
Net profit
€85
-99.8% -99% vs sector
Cash flow
€2k
- -88% vs sector
Total assets
€84k
+21.6% -96% vs sector
Equity
€42k
+0.2% -95% vs sector
Working capital
€47k
-12.6% -82% vs sector
Income taxes
€3k
- -43% vs sector
Debt
€42k
+55.0% -97% vs sector
Debt ≤ 1y
€34k
+143.0% -93% vs sector
Debt > 1y
€8k
-38.5% -100% vs sector
Current ratio
2.40
-51.0% +30% vs sector
Quick ratio
2.40
-51.0% +247% vs sector
Solvency
50.3%
-17.6% -8% vs sector
Debt / equity
0.99
+54.7% -19% vs sector
ROE
0.2%
-99.8% -84% vs sector
ROA
0.1%
-99.8% -89% vs sector
Interest coverage
2.48
- -29% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€8k
Net profit€85
Cash flow€2k
Staff costs-
Income taxes€3k
Dividends-
Total assets€84k
Equity€42k
Debt€42k
of which ≤ 1y€34k
of which > 1y€8k
Working capital€47k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.40
Quick ratio2.40
Working capital ratio56.3%
Solvency50.3%
Debt / equity0.99
Long-term debt ratio0.19
Interest coverage2.48
Gross margin-
Net margin-
ROA0.1%
ROE0.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€84k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€81k
Amounts receivable within one year 40/41€62k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€84k
Equity 10/15€42k
Contributions / capital 10/11€3k
Reserves 13€39k
Amounts payable 17/49€42k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€17k
Income statement
Gross operating margin 9900€10k
Operating result 9901€6k
Financial charges 65€3k
Result before taxes 9903€3k
Income taxes 67/77€3k
Net result for the period 9904€85
Result to be appropriated 9905€85
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47120)
Legal form Private limited company(610)
Incorporation16-08-2023
StatusActive
Postal code6280
Establishment units 1 location
EnjoyCouture
Clos du Blautier(GOU) 7, 6280 GerpinnesProductie van video en film, muv bioscoop- en televisiefilms
since 20232.349.273.286
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52029A0201/00A000 Wallonia 1.6 ha 1 · 109 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-01-2026
State Gazette act Director changes
v3.2
2025
30-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
18-08-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
05-01-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0804.832.160",
    "name_full": "NPCONCEPT",
    "legal_form": "SRL"
  }
}
2023
18-08-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "6280 Gerpinnes, Clos du Blautier 7",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-06-15",
        "name": "LODI Pietro",
        "niss": null,
        "address": "6280 Gerpinnes, Clos du Blautier 7"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "LODI Pietro",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1997-04-22",
        "name": "MANNINO Nausica",
        "niss": null,
        "address": "6280 Gerpinnes, Clos du Blautier 7"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "MANNINO Nausica",
      "is_subscriber_only": false,
      "n_shares_subscribed": 500,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0804.832.160",
    "name_full": "NPCONCEPT",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-08-03",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik13921Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik13921Vervaardiging van overige geconfectioneerde artikelen van textiel, m.u.v. kleding13929Vervaardiging van overige geconfectioneerde artikelen van textiel, muv kleding13929Vervaardiging van ander technisch en industrieel textiel13960Vervaardiging van ander technisch en industrieel textiel13960Vervaardiging van werkkleding14120Vervaardiging van andere bovenkleding14130Vervaardiging van bovenkleding14210Vervaardiging van werkkleding14230
Primary activity highlighted.
Names & trade names
Legal nameFR NPCONCEPT
Registered office
Clos du Blautier(GOU) 7
6280 Gerpinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative