TEPLOLYS
ActiveSummary
The computed 12-month bankruptcy probability of TEPLOLYS is 2.1% (moderate). The 2024 annual accounts show equity of €64,458 and a net result of €25,989. Equity is growing by ~118.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 6537 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability35▼-36
Solvency30▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity ample (current ratio 3.55 against 2.1 in 2023; short-term debt: 27.8% and cash: 2.8% of total assets), but 94.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 6537 sector peers (2024).
NBB · sector comparisonPosition among 6537 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-12-2025, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
133 d late
2023
168 d late
2022
135 d late
2021
111 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 137 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25,989▲ 2.1%
2023 · €25,465
Working capital
€859,290▲ 60.2%
2023 · €536,269
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€94,166-€16,188▼ 82.8%€42,501▲ 163%€81,266▲ 91.2%
Net result€79,461within the sector's middle half-€6,544within the sector's middle half▼ 91.8%€25,465within the sector's middle half▲ 289%€25,989within the sector's middle half▲ 2.1%
Equity€6,461below the sector's middle half-€13,004below the sector's middle half▲ 101%€38,469below the sector's middle half▲ 196%€64,458below the sector's middle half▲ 67.6%
Total assets€623,450within the sector's middle half-€1.1mwithin the sector's middle half▲ 78.6%€1.3mwithin the sector's middle half▲ 17.4%€1.2mwithin the sector's middle half▼ 7.2%
Debt€616,989-€1.1m▲ 78.4%€1.3m▲ 15.3%€1.1m▼ 9.5%
Working capital€315,127-€584,190▲ 85.4%€536,269▼ 8.2%€859,290▲ 60.2%
Solvency1.0%below the sector's middle half-1.2%below the sector's middle half▲ 0.1pp2.9%below the sector's middle half▲ 1.8pp5.3%below the sector's middle half▲ 2.4pp
Staff (FTE)1.8below the sector's middle half2.8within the sector's middle half▲ 55.6%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 91% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets
€15,561 ▼ 94.5%
Current assets
€1.2m ▲ 17.0%
Equity and liabilities €1.2m
Equity
€64,458 ▲ 67.6%
Debt
€1.1m ▼ 9.5%
Debt's share of the balance-sheet total falls from 97.1% to 94.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€90,476▼
2023 · €115,503
Cash flow
€35,200▼
2023 · €98,466
Current ratio
3.55▲
2023 · 2.10
Quick ratio
2.65▲
2023 · 1.75
Debt to equity
17.80▼
2023 · 32.97
ROE
40.3%▼
2023 · 66.2%
ROA
2.1%▲
2023 · 1.9%
Interest coverage
1.64▼
2023 · 6.78
Debt ≤ 1 year
€337,256▼
2023 · €486,578
Debt > 1 year
€810,294▲
2023 · €781,689
Staff costs
€211,584▲
2023 · €93,628
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,248 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,248 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €45,499 | €93,628 | €211,584 | ▲ 126% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,109 | €50,169 | €73,001 | €9,210 | ▼ 87.4% |
| Other operating charges640/8 | €1,376 | €539 | €533 | €123,939 | ▲ 23,143% |
| Gross operating margin9900 | €100,651 | €112,395 | €209,664 | €426,000 | ▲ 103% |
| Operating profit (loss)9901 | €94,166 | €16,188 | €42,501 | €81,266 | ▲ 91.2% |
| Financial income75/76B | €373 | - | - | €56 | - |
| Recurring financial income75 | €373 | - | - | €56 | - |
| Financial charges65/66B | €15,078 | €9,645 | €17,037 | €55,333 | ▲ 225% |
| Recurring financial charges65 | €15,078 | €9,645 | €17,037 | €55,333 | ▲ 225% |
| Profit (loss) for the period before taxes9903 | €79,461 | €6,544 | €25,465 | €25,989 | ▲ 2.1% |
| Profit (loss) for the period9904 | €79,461 | €6,544 | €25,465 | €25,989 | ▲ 2.1% |
| Profit (loss) for the period to be appropriated9905 | €79,461 | €6,544 | €25,465 | €25,989 | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €623,450 | €1.1m | €1.3m | €1.2m | ▼ 7.2% |
| Fixed assets21/28 | €216,333 | €315,364 | €283,889 | €15,561 | ▼ 94.5% |
| Intangible fixed assets21 | €0 | €69,962 | €65,447 | €10,855 | ▼ 83.4% |
| Tangible fixed assets22/27 | €216,333 | €245,401 | €188,442 | €4,705 | ▼ 97.5% |
| Plant, machinery and equipment23 | €216,333 | €172,333 | €130,210 | €882 | ▼ 99.3% |
| Furniture and vehicles24 | - | €73,068 | €58,232 | €3,824 | ▼ 93.4% |
| Financial fixed assets28 | - | - | €30,000 | €0 | ▼ 100% |
| Current assets29/58 | €407,117 | €798,083 | €1.0m | €1.2m | ▲ 17.0% |
| Amounts receivable after more than one year29 | - | - | - | €790,953 | - |
| Trade receivables290 | - | - | - | €360,000 | - |
| Other amounts receivable291 | - | - | - | €430,953 | - |
| Stocks and contracts in progress3 | €106,053 | €522,299 | €172,299 | €301,928 | ▲ 75.2% |
| Stocks30/36 | €106,053 | €522,299 | €172,299 | €301,928 | ▲ 75.2% |
| Amounts receivable within one year40/41 | €4,571 | €257,199 | €799,345 | €69,404 | ▼ 91.3% |
| Trade receivables40 | €4,571 | €15,805 | €420,840 | €69,404 | ▼ 83.5% |
| Other amounts receivable41 | - | €241,394 | €378,505 | €0 | ▼ 100% |
| Current investments50/53 | - | €1,750 | €1,750 | - | - |
| Cash at bank and in hand54/58 | €296,493 | €16,835 | €49,453 | €34,261 | ▼ 30.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €623,450 | €1.1m | €1.3m | €1.2m | ▼ 7.2% |
| Equity10/15 | €6,461 | €13,004 | €38,469 | €64,458 | ▲ 67.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €4,461 | €11,004 | €36,469 | €62,458 | ▲ 71.3% |
| Distributable reserves133 | €4,461 | €11,004 | €36,469 | €62,458 | ▲ 71.3% |
| Amounts payable17/49 | €616,989 | €1.1m | €1.3m | €1.1m | ▼ 9.5% |
| Amounts payable after more than one year17 | €480,000 | €886,550 | €781,689 | €810,294 | ▲ 3.7% |
| Other amounts payable178/9 | €480,000 | €886,550 | €781,689 | €810,294 | ▲ 3.7% |
| Amounts payable within one year42/48 | €91,989 | €213,892 | €486,578 | €337,256 | ▼ 30.7% |
| Trade debts44 | €12,307 | €202,508 | €284,820 | €252,627 | ▼ 11.3% |
| Suppliers440/4 | €12,307 | €202,508 | €284,820 | €252,627 | ▼ 11.3% |
| Advances received on contracts in progress46 | - | - | - | €10,000 | - |
| Taxes, remuneration and social security45 | €4,683 | €11,384 | €201,758 | €74,629 | ▼ 63.0% |
| Taxes450/3 | €4,683 | €6,930 | €181,505 | €52,466 | ▼ 71.1% |
| Remuneration and social security454/9 | - | €4,454 | €20,253 | €22,163 | ▲ 9.4% |
| Other amounts payable47/48 | €75,000 | - | - | - | - |
| Accrued charges and deferred income492/3 | €45,000 | - | - | €98 | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79,461 | €6,544 | €25,465 | €25,989 | ▲ 2.1% |
| + Depreciation and write-downs630 | €5,109 | €50,169 | €73,001 | €9,210 | ▼ 87.4% |
| Operating cash flow (approximation) | €84,570 | €56,713 | €98,466 | €35,200 | ▼ 64.3% |
| Investment in fixed assets (approximation) | - | -€149,200 | -€41,527 | €259,118 | ▲ 724% |
| Change in cash | - | -€279,658 | €32,618 | -€15,192 | ▼ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 133 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 168 days late
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 135 days late
2022
31-12
Financial
Weakest financial yearnet €6,544 ▼91.8%
Net result drops to €6,544, the lowest in the series; recovery starts the following year.
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 111 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2020
Ground area
735 m²
Building footprint
38 m²
Volume, LiDAR
312 m³
Parcel 54009D0239/00K002, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Teplolys
since 20202.328.521.523
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54009D0239/00K002 | Wallonia | 735 m² | 1 · 38 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,192. 1,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
33150Repair, maintenance and installation of machinery and equipment
46180Agents specialised in the wholesale of other particular products
47639Retail sale of other sporting goods
52100Warehousing and storage
77210Renting and leasing of sports and recreation goods
79110Travel agency activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758500210
Registered
30-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.