Equity
€12,183 ▲ 27.4%
NOVIAD has made a profit in every financial year since 2023.
NOVIAD
Lifetime
3 annual accounts with figures on one time axispeak €4,516 (2023)
€3,768▲ 392%
peak €3,302 (2023)
€2,619▲ 900%
peak €12,183 (2025)
€12,183▲ 27.4%
€2,513▲ 107%
Board3 names since 2023
2 directorsGALASYKA Martin Thomas Julien and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €766 to €3,768Result from €262 to €2,619Resignation: Christophe RICEVUTO (director) 26-08Equity from €9,564 to €12,183Debts from €1,211 to €2,513
Key points
from the 2025 annual accountsTurnover
≈ €21,000 estimated
The micro format states no turnover.
Liquidity
5.85 was 8.89 in 2024
Short-term debts rose from €1,211 to €2,513.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 29 days after the end of the period.
Board
1 left
A director left. Latest change 21-05-2026 · 1 in office.
Position in the sector
82.9%
Higher solvency than 81% of companies in advertising and market research. Sector median 53.3% · 8,615 companies.
Checked score
91
Excellent
Financially stronger than 74% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.2 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €14,696
Founded in 2023
lowers risk
Liquidity: current ratio 5.85, cash €4,870
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 79% on liquidity, 57% on profitability and 75% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as NOVIAD has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NOVIAD itself is lower: 0.2% within 12 months. It rests on far more data about NOVIAD than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for NOVIAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.85 (8.89 in 2024), above the usual 1.5. Short-term debt is 17.1% and cash 33.1% of total assets. 17.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
27 days late
2024
22 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 26 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: SELAK Goran (director)
GALASYKA Martin holds all the shares · Director discharge: SELAK Goran · General meeting of 21-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802648076
Resignation: Christophe RICEVUTO (director)
Director discharge: Christophe RICEVUTO · General meeting of 02-01-2025 · Gazette deed
First establishment
Rue du Bocage 25, Fléron
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOVIAD Fléron | €14,696 | €3,768 | 82.9% | - |
| DIGISPOT Visé | €18,738 | €3,061 | 22.4% | - |
| WEBIZZ4YOU Etterbeek | €16,380 | €2,681 | 2.4% | - |
| Creagrid Lochristi | €17,012 | €3,745 | 52.2% | - |
| Noémie Benit Asse | €18,001 | €4,846 | 43.6% | - |
| Lijo Agency Soignies | €13,068 | €5,185 | 33.1% | - |
| David Van Bambost Ghent | €19,201 | €2,636 | 30.4% | - |
These companies have the same main activity as NOVIAD: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €13,100 and €19,200, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 12-06-2023Normal situation
- Activity
- Advertising agenciesNACE 73110and 3 others
- Establishment unit
- 2.345.969.6454620 Fléron, since 01-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-03-2026
Insights on NOVIAD
NOVIAD files the micro format. That format states no turnover. The gross margin fell from €4,516 in 2023 to €3,768 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOVIAD
- What is the company number of NOVIAD?
- The company number of NOVIAD is 0802.648.076. The VAT number is the same number with BE in front: BE 0802.648.076.
- Where is NOVIAD based?
- The registered office is at Rue du Bocage 25, 4620 Fléron.Company details
- What does NOVIAD do?
- According to the KBO register, the main activity is advertising agencies (NACE 73110).
- What is the legal form of NOVIAD?
- NOVIAD is a private limited company (BV).
- When was NOVIAD founded?
- NOVIAD was founded on 12-06-2023.
- Is NOVIAD still active?
- Yes, NOVIAD is an active enterprise in the KBO register.
- What is the turnover of NOVIAD?
- The turnover in financial year 2025 is ≈ €21,000. This figure is estimated from the gross margin of €3,768 and 41 comparable companies (NACE 73110). It probably lies between €11,000 and €41,000. It is a rough estimate.Financials
- Is NOVIAD profitable?
- In financial year 2025, NOVIAD made a profit of €2,619.
- Where can I find the annual accounts of NOVIAD?
- NOVIAD filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOVIAD due?
- NOVIAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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