NOVIAD

Active

Private limited companyfounded 20233 yrs activeRue du Bocage 25, 4620 Fléron, BelgiumKBO/BCE: BE 0802.648.076

Summary

The computed 12-month bankruptcy probability of NOVIAD is 1.6% (moderate). The 2025 annual accounts show equity of €12k and a net result of €3k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 7058 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

NOVIADActiveChecked score 79/100

Risk analysis Report Compare

Checked score

Score 2025

79 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability82▲+38

Solvency100=

Growth52=

Track record94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 5.85 against 8.89 in 2024; short-term debt: 17.1% and cash: 33.1% of total assets), and 17.1% of the assets are financed with debt.

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Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

82.9%

Return on assets

17.8%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

27 d late

2024

22 d late

2023

29 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€12k▲ 27.4%

2024 · €10k

Total assets

€15k▲ 36.4%

2024 · €11k

Net result

€3k▲ 900%

2024 · €262

Working capital

€12k▲ 27.4%

2024 · €10k

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line202320242025

Operating result€4k-€379▼ 90.8%€3k▲ 790%

Net result€3k-€262▼ 92.1%€3k▲ 900%

Equity€9k-€10k▲ 2.8%€12k▲ 27.4%

Total assets€12k-€11k▼ 8.0%€15k▲ 36.4%

Debt€2k-€1k▼ 49.6%€3k▲ 107%

Working capital€9k-€10k▲ 2.8%€12k▲ 27.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 790% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €15k

82.9%

17.1%

Equity €12k ▲ 27.4%

Debt €3k ▲ 107%

Debt's share of the balance-sheet total rises from 11.2% to 17.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Current ratio

5.85▼

2024 · 8.89

Debt to equity

0.21▲

2024 · 0.13

ROE

21.5%▲

2024 · 2.7%

ROA

17.8%▲

2024 · 2.4%

Debt ≤ 1 year

€3k▲

2024 · €1k

Income taxes

€655▲

2024 · €65

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines

Balance sheet Code20242025

Assets

Total assets20/58€11k€15k▲

Current assets29/58€11k€15k▲

Amounts receivable within one year40/41€4k€10k▲

Trade receivables40€3k€10k▲

Other amounts receivable41€881-

Cash at bank and in hand54/58€7k€5k▼

Equity and liabilities

Total equity and liabilities10/49€11k€15k▲

Equity10/15€10k€12k▲

Contributions10/11€6k€6k=

Profit (loss) carried forward14€4k€6k▲

Amounts payable17/49€1k€3k▲

Amounts payable within one year42/48€1k€3k▲

Trade debts44€320€657▲

Suppliers440/4€320€657▲

Taxes, remuneration and social security45€891€2k▲

Taxes450/3€891€2k▲

Income statement Code20242025

Other operating charges640/8€387€400▲

Gross operating margin9900€766€4k▲

Operating profit (loss)9901€379€3k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€51€96▲

Recurring financial charges65€51€96▲

Profit (loss) for the period before taxes9903€327€3k▲

Income taxes67/77€65€655▲

Profit (loss) for the period9904€262€3k▲

Profit (loss) for the period to be appropriated9905€262€3k▲

Appropriation of the result

Profit (loss) to be appropriated9906€4k€6k▲

Profit (loss) brought forward from the previous period14P€3k€4k▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2023	2024	2025	Change
Other operating charges640/8	€384	€387	€400	▲ 3.2%
Gross operating margin9900	€5k	€766	€4k	▲ 392%
Operating profit (loss)9901	€4k	€379	€3k	▲ 790%
Financial income75/76B	-	-	€0	-
Recurring financial income75	-	-	€0	-
Financial charges65/66B	€4	€51	€96	▲ 85.8%
Recurring financial charges65	€4	€51	€96	▲ 85.8%
Profit (loss) for the period before taxes9903	€4k	€327	€3k	▲ 900%
Income taxes67/77	€826	€65	€655	▲ 900%
Profit (loss) for the period9904	€3k	€262	€3k	▲ 900%
Profit (loss) for the period to be appropriated9905	€3k	€262	€3k	▲ 900%

Line	2023	2024	2025	Change
Assets
Total assets20/58	€12k	€11k	€15k	▲ 36.4%
Current assets29/58	€12k	€11k	€15k	▲ 36.4%
Amounts receivable within one year40/41	€3k	€4k	€10k	▲ 130%
Trade receivables40	€3k	€3k	€10k	▲ 190%
Other amounts receivable41	-	€881	-	-
Cash at bank and in hand54/58	€9k	€7k	€5k	▼ 25.2%
Equity and liabilities
Total equity and liabilities10/49	€12k	€11k	€15k	▲ 36.4%
Equity10/15	€9k	€10k	€12k	▲ 27.4%
Contributions10/11	€6k	€6k	€6k	=
Profit (loss) carried forward14	€3k	€4k	€6k	▲ 73.5%
Amounts payable17/49	€2k	€1k	€3k	▲ 107%
Amounts payable within one year42/48	€2k	€1k	€3k	▲ 107%
Trade debts44	€578	€320	€657	▲ 105%
Suppliers440/4	€578	€320	€657	▲ 105%
Taxes, remuneration and social security45	€2k	€891	€2k	▲ 108%
Taxes450/3	€2k	€891	€2k	▲ 108%

Line	2023	2024	2025	Change
Profit (loss) for the period9904	€3k	€262	€3k	▲ 900%
Operating cash flow (approximation)	€3k	€262	€3k	▲ 900%
Change in cash	-	€-3k	€-2k	▲ 36.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 27 days late

2025

22-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 22 days late

2024

31-12

Financial Weakest financial yearnet €262 ▼92.1%

Net result drops to €262, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Fléron · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

697 m²

Building footprint

103 m²

Volume, LiDAR

775 m³

Parcel 62038C0537/00F000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

NOVIAD

Rue du Bocage 25, 4620 FléronOther printing

since 20232.345.969.645

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62038C0537/00F000	Wallonia	697 m²	1 · 103 m²	9.3 m · 3 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

HAPPY FEW COMMUNICATION

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ZE BOITE

BE 0789.646.811

Waterloo · Eq €12,334

Of 9,862 companies in sector 73110 we hold annual accounts for 3,752. 2,238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded12-06-2023

Fiscal year end31-12

Activities, NACEBEL 2025

73110Advertising agencies

63100Computing infrastructure, data processing, hosting and related activities

63910Web portal activities

70200Business and other management consultancy

Contact

E-mail hello@noviad.be

Scores and ratios are computed by Checked and are not a credit decision.