Novensia
ActiveNovensia is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €31k and a net result of €31k. Its solvency ranks better than 58% of 31545 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency99
Growth-
Stability50
Credit verdict
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.67), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€31k
Total assets
€48k
Net result
€31k
Working capital
€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €48k
Fixed assets
€2k
Current assets
€46k
Equity and liabilities €48k
Equity
€31k
Debt
€17k
Debt finances 35.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€31k
Solvency
64.3%
Current ratio
2.67
Quick ratio
2.67
Debt / equity
0.55
ROE
100.0%
ROA
64.3%
Interest coverage
830.11
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€48k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€46k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Cash at bank and in hand54/58€24k
Deferred charges and accrued income490/1€20k
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€31k
Contributions10/11€1
Profit (loss) carried forward14€31k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Other amounts payable47/48€594
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78
Other operating charges640/8€431
Gross operating margin9900€40k
Operating profit (loss)9901€39k
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€39k
Income taxes67/77€8k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 1121630 LinkebeekGround area
886 m²
Building footprint
111 m²
Volume, LiDAR
577 m³
Parcel 22003A0021/00N002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Novensia
since 20252.380.502.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0021/00N002 | Flanders | 886 m² | 1 · 111 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 34,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.