BUILDING CREATIVE MINDS
ActiveBUILDING CREATIVE MINDS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €61k. Equity is shrinking by ~34.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 31% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency56▲+15
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.06 in 2024; short-term debt: 64.5% and cash: 35.4% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
61.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
13 d early
2024
23 d early
2023
21 d early
2022
12 d early
2021
47 d early
2020
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 15.5%
2024 · €27k
2020: €44k
2021: €127k
2022: €256k
2023: €83k
2024: €27k
2020 → 2025
Total assets
€99k▼ 40.4%
2024 · €167k
2020: €56k
2021: €149k
2022: €295k
2023: €373k
2024: €167k
2020 → 2025
Net result
€61k▼ 1.7%
2024 · €62k
2020: €25k
2021: €83k
2022: €129k
2023: €103k
2024: €62k
2020 → 2025
Working capital
€19k▲ 148%
2024 · €8k
2020: €40k
2021: €129k
2022: €250k
2023: €73k
2024: €8k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€256k▲ 101%€83k▼ 67.5%€27k▼ 67.5%€31k▲ 15.5%
Operating result€107k-€168k▲ 57.4%€133k▼ 20.9%€85k▼ 36.1%€74k▼ 12.6%
Net result€83k-€129k▲ 54.5%€103k▼ 20.3%€62k▼ 39.7%€61k▼ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€16k▼ 16.7%
Current assets
€83k▼ 43.5%
Equity and liabilities €99k
Equity
€31k▲ 15.5%
Debt
€68k▼ 51.2%
The debt ratio falls from 83.8% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▼
2024 · €88k
Cash flow
€65k▼
2024 · €65k
Solvency
31.4%▲
2024 · 16.2%
Current ratio
1.30▲
2024 · 1.06
Quick ratio
1.30▲
2024 · 1.06
Debt / equity
2.19▼
2024 · 5.18
ROE
195.2%▼
2024 · 229.2%
ROA
61.2%▲
2024 · 37.1%
Interest coverage
48.46▼
2024 · 635.96
Debt
€68k▼
2024 · €140k
Debt ≤ 1 year
€64k▼
2024 · €140k
Income taxes
€18k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€99k▼
Fixed assets21/28€19k€16k▼
Tangible fixed assets22/27€19k€16k▼
Plant, machinery and equipment23€175€692▲
Furniture and vehicles24€14k€10k▼
Other tangible fixed assets26€5k€5k=
Current assets29/58€148k€83k▼
Amounts receivable within one year40/41€52k€22k▼
Trade receivables40€35k€17k▼
Other amounts receivable41€17k€6k▼
Current investments50/53€41k€22k▼
Cash at bank and in hand54/58€53k€35k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€167k€99k▼
Equity10/15€27k€31k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€2k€256▼
Reserves13€6k€12k▲
Distributable reserves133€6k€12k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€140k€68k▼
Amounts payable within one year42/48€140k€64k▼
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€120k€55k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€745€633▼
Gross operating margin9900€89k€79k▼
Operating profit (loss)9901€85k€74k▼
Financial income75/76B€659€6k▲
Recurring financial income75€659€6k▲
Financial charges65/66B€139€2k▲
Recurring financial charges65€139€2k▲
Profit (loss) for the period before taxes9903€85k€79k▼
Income taxes67/77€23k€18k▼
Profit (loss) for the period9904€62k€61k▼
Profit (loss) for the period to be appropriated9905€62k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€61k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€58k€0▼
Transfer to equity691/2-€6k
To other reserves6921-€6k
Profit to be distributed694/7€120k€55k▼
Return on contributions (dividend)694€120k€55k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2020net €129k ▲54.5%
Operating result €168k, net result €129k, both a record.
30-06
Financial
Equity above €200kEq €256k ▲101%
3 profitable years in a row build equity to €256k.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 10.62
Current ratio from 4.10 to 10.62.
30-06
Financial
Equity above €100kEq €127k ▲191%
2 profitable years in a row build equity to €127k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 611150 Sint-Pieters-WoluweGround area
1,903 m²
Building footprint
158 m²
Volume, LiDAR
1,447 m³
Parcel 21682C0182/00P030, Brussels · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Prins Boudewijnlaan 61, 1150 Sint-Pieters-Woluwe
since 20182.351.210.615
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0182/00P030 | Brussels | 1,903 m² | 1 · 158 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOMACA
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INSPIRED MANAGEMENT
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 34,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2018
Fiscal year end30-06
Abbreviation NL
BCM
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.