BOWMAN'S PROPERTIES & SERVICES
ActiveBOWMAN'S PROPERTIES & SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €10k. Its solvency ranks better than 44% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency73▲+5
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.64 in 2024; short-term debt: 39.1% and cash: 4% of total assets), and 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 49.8%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€65k▲ 34.2%
2024 · €48k
2024: €48k
2024 → 2025
Net result
€10k▼ 45.0%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€7k▼ 29.5%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€31k▲ 49.8%
Operating result€27k-€16k▼ 38.9%
Net result€19k-€10k▼ 45.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€32k▲ 45.9%
Current assets
€32k▲ 24.3%
Equity and liabilities €65k
Equity
€31k▲ 49.8%
Debt
€33k▲ 22.3%
The debt ratio falls from 56.7% to 51.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €28k
Cash flow
€16k▼
2024 · €20k
Solvency
48.4%▲
2024 · 43.3%
Current ratio
1.28▼
2024 · 1.64
Quick ratio
1.28▼
2024 · 1.64
Debt / equity
1.07▼
2024 · 1.31
ROE
33.2%▼
2024 · 90.4%
ROA
16.1%▼
2024 · 39.2%
Interest coverage
10.66▼
2024 · 15.00
Debt
€33k▲
2024 · €27k
Debt ≤ 1 year
€25k▲
2024 · €16k
Debt > 1 year
€8k▼
2024 · €11k
Income taxes
€5k▼
2024 · €6k
Staff costs
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€65k▲
Fixed assets21/28€22k€32k▲
Tangible fixed assets22/27€22k€32k▲
Land and buildings22-€15k
Furniture and vehicles24€22k€17k▼
Current assets29/58€26k€32k▲
Amounts receivable within one year40/41€20k€30k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€13k€19k▲
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€48k€65k▲
Equity10/15€21k€31k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€19k€29k▲
Amounts payable17/49€27k€33k▲
Amounts payable after more than one year17€11k€8k▼
Financial debts170/4€11k€8k▼
Amounts payable within one year42/48€16k€25k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€19k-
Remuneration, social security and pensions62€3k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8€522€2k▲
Gross operating margin9900€32k€29k▼
Operating profit (loss)9901€27k€16k▼
Financial income75/76B€405€888▲
Recurring financial income75€405€888▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€25k€15k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€19k€10k▼
Profit (loss) for the period to be appropriated9905€19k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€29k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Capucienenlaan 599300 AalstGround area
354 m²
Building footprint
89 m²
Volume, LiDAR
884 m³
Parcel 41002B0204/00C008, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOWMAN'S PROPERTIES & SERVICES
since 20242.358.916.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0204/00C008 | Flanders | 354 m² | 1 · 89 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INSPIRED MANAGEMENT
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bowmansproperties.com
E-mail:info@bowmansproperties.com