Novativ Group
ActiveNovativ Group has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €7k. Its solvency ranks better than 20% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency27▼-73
Growth78
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.16 against 3.05 in 2023), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.3%
Return on assets
15.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k▲ 149%
2023 · €5k
2023: €5k
2023 → 2024
Total assets
€46k▲ 564%
2023 · €7k
2023: €7k
2023 → 2024
Net result
€7k▲ 162%
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€-29k
2023 · €5k
2023: €5k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€5k-€12k▲ 149%
Operating result€4k-€9k▲ 121%
Net result€3k-€7k▲ 162%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 121% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€40k
Current assets
€6k
Equity and liabilities €46k
Equity
€12k▲ 149%
Debt
€34k▲ 1,415%
The debt ratio rises from 32.7% to 74.7%: debt grows faster than equity.
Key figures and ratios
Solvency
25.3%▼
2023 · 67.3%
Current ratio
0.16▼
2023 · 3.05
Quick ratio
0.16▼
2023 · 3.05
Debt / equity
2.96▲
2023 · 0.49
ROE
59.9%▲
2023 · 57.1%
ROA
15.1%▼
2023 · 38.4%
Debt
€34k▲
2023 · €2k
Debt ≤ 1 year
€34k▲
2023 · €2k
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7k€46k▲
Fixed assets21/28-€40k
Intangible fixed assets21-€40k
Current assets29/58€7k€6k▼
Amounts receivable after more than one year29€2k€2k=
Other amounts receivable291€2k€2k=
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40€3k€3k▲
Cash at bank and in hand54/58€2k-
Equity and liabilities
Total equity and liabilities10/49€7k€46k▲
Equity10/15€5k€12k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€3k€10k▲
Amounts payable17/49€2k€34k▲
Amounts payable within one year42/48€2k€34k▲
Financial debts43-€23
Credit institutions430/8-€23
Trade debts44€179€362▲
Suppliers440/4€179€362▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€304€32k▲
Income statement
Code20232024
Gross operating margin9900€4k€9k▲
Operating profit (loss)9901€4k€9k▲
Financial income75/76B€9€27▲
Recurring financial income75€9€27▲
Financial charges65/66B€512€173▼
Recurring financial charges65€512€173▼
Profit (loss) for the period before taxes9903€4k€9k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€10k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Flohaye 671420 Braine-l'AlleudGround area
238 m²
Building footprint
141 m²
Volume, LiDAR
1,533 m³
2 parcels, Brussels, Wallonia · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Novativ Group
since 20232.347.246.481
Tenbosstraat 70, 1050 Elsene
since 20262.389.409.215
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743F0110/00R009 | Wallonia | 139 m² | 1 · 49 m² | 9.5 m · 3 fl. |
| 21447B0294/00P000 | Brussels | 99 m² | 1 · 92 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Savvytech
BE 0771.705.769
Brecht · Eq €12k
WITS
BE 0426.744.273
Vorst · Eq €12k
PALANTIR CONSULT
BE 0778.717.087
Diest · Eq €12k
PowerPanda
BE 0762.830.170
Antwerpen · Eq €12k
ITERNIA
BE 0666.931.814
Kontich · Eq €12k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 10,254 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.