NEG & Co
ActiveNEG & Co has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €21k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 12% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy▼ -33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency11▼-79
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.95 in 2024), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
24.6%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16935 sector peers (2025).
NBB · sector comparisonPosition among 16935 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
3 d late
2024
29 d late
2023
7 d late
2022
24 d early
2021
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€152k
EBIT margin
20.9%
Net result
€21k▲ 6.7%
2024 · €20k
2021: €17k
2022: €19k
2023: €5k
2024: €20k
2021 → 2025
Working capital
€-10k
2024 · €35k
2021: €20k
2022: €38k
2023: €43k
2024: €35k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€152k
Equity€21k-€40k▲ 89.1%€45k▲ 11.9%€51k▲ 12.8%€5k▼ 91.1%
Operating result€23k-€26k▲ 13.2%€11k▼ 58.1%€28k▲ 163%€32k▲ 11.7%
Net result€17k-€19k▲ 13.0%€5k▼ 74.7%€20k▲ 315%€21k▲ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€35k▼ 3.2%
Current assets
€51k▼ 30.5%
Equity and liabilities €86k
Equity
€5k▼ 91.1%
Debt
€82k▲ 38.7%
The debt ratio rises from 53.7% to 94.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€36k▲
2024 · €29k
Cash flow
€26k▲
2024 · €21k
Solvency
5.2%▼
2024 · 46.3%
Current ratio
0.84▼
2024 · 1.95
Quick ratio
0.84▼
2024 · 1.95
Debt / equity
18.16▲
2024 · 1.16
ROE
470.8%▲
2024 · 39.1%
ROA
24.6%▲
2024 · 18.1%
Interest coverage
9.98▼
2024 · 12.38
Debt
€82k▲
2024 · €59k
Debt ≤ 1 year
€60k▲
2024 · €37k
Debt > 1 year
€22k=
2024 · €22k
Income taxes
€7k▲
2024 · €7k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€86k▼
Formation expenses20€316€186▼
Fixed assets21/28€37k€35k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€37k€35k▼
Land and buildings22€35k€34k▼
Plant, machinery and equipment23€1k€708▼
Furniture and vehicles24€568€298▼
Leasing and similar rights25-€0
Other tangible fixed assets26-€0
Assets under construction and advance payments27-€0
Financial fixed assets28-€0
Current assets29/58€73k€51k▼
Stocks and contracts in progress3-€0
Stocks30/36-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€52k€24k▼
Trade receivables40€34k€11k▼
Other amounts receivable41€18k€12k▼
Current investments50/53-€0
Cash at bank and in hand54/58€21k€27k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€110k€86k▼
Equity10/15€51k€5k▼
Contributions10/11€5k€5k=
Reserves13€46k€0▼
Non-distributable reserves130/1-€0
Tax-exempt reserves132-€0
Distributable reserves133€46k€0▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16-€0
Deferred taxes168-€0
Amounts payable17/49€59k€82k▲
Amounts payable after more than one year17€22k€22k=
Financial debts170/4€22k€0▼
Trade debts175-€0
Advances received on contracts in progress176-€0
Other amounts payable178/9-€22k
Amounts payable within one year42/48€37k€60k▲
Current portion of amounts payable after more than one year42€11k€5k▼
Financial debts43-€0
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€23k€11k▼
Taxes450/3€23k€11k▼
Other amounts payable47/48€25€41k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Turnover70-€152k
Goods, raw materials, services and sundry goods60/61-€120k
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8€768€846▲
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€0
Gross operating margin9900€30k€37k▲
Operating profit (loss)9901€28k€32k▲
Financial income75/76B€659€20▼
Recurring financial income75€659€20▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€27k€28k▲
Transfer to deferred taxes680€139-
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€20k€21k▲
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€20k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P-€0
Transfer from equity791/2-€67k
Transfer to equity691/2€6k€21k▲
To the legal reserve6920-€0
To other reserves6921€6k€21k▲
Profit to be distributed694/7€14k€67k▲
Return on contributions (dividend)694€14k€67k▲
Directors or managers695-€0
Employees696-€0
Other beneficiaries697-€0
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2021net €21k ▲6.7%
Operating result €32k, net result €21k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼74.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vleermuisstraat 291700 DilbeekGround area
698 m²
Building footprint
157 m²
Volume, LiDAR
821 m³
Parcel 23016B0089/00A000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vleermuisstraat 29, 1700 Dilbeek
since 20202.310.498.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016B0089/00A000 | Flanders | 698 m² | 1 · 157 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,847 EUR awarded · 2,847 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,847 EUR | 2,847 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Windesign
BE 0548.851.041
Aarschot · Eq €4k
KBR International
BE 0465.278.811
La Hulpe · Eq €4k
Bouwverlet
BE 1030.779.210
Antwerpen · Eq €4k
LM TECH CONSULTING
BE 0757.592.368
Pepingen · Eq €5k
IXIAS
BE 0767.498.939
Anderlecht · Eq €4k
Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 5,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.