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NOVABLE

Active
Private limited companyfounded 2018active for 8 yearsTerhulpsesteenweg 150, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0702.877.935
Summary

NOVABLE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264,747 and a net result of -€166,129. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 29% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-09-2018 Normal situation
Registered office
232 active companies are registered at this address 24 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Computer programming NACE 62100and 2 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2024
Establishment units
2.324.068.134 4537 Verlaine, since 06-09-2018
2.324.196.511 1170 Watermaal-Bosvoorde, since 01-01-2021and 1 other
Financial year end
31 December
Peppol
Reachable since 21-08-2025

Board and ownership

Board
and 1 other
Auditor
Pierre LERUSSE

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€418,655
▲ 1.3%
Turnover
≈ €1.1m
estimated
Loss
€166,129
▲ 85.6%
Equity
€264,747
▼ 38.6%
Total assets
€785,842
▼ 14.3%
Employees on 31-12-2025
7
▲ 40.0%
Score breakdownraises riskLoss of €166,129, the second in a row (financial year 2025)lowers riskSize: total assets €785,842Sector: Computer programming, consultancy and related activities (NACE 62)Figures for financial year 2025 (filed on 11-06-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Weak
Solvency 59-13
equity 33.7% of total assets
Liquidity 49-8
short-term debt 27.2% · cash 7.4%
Profitability 11-26
return on assets -21.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28 (1.26 in 2024), below the usual 1.5. Short-term debt is 27.2% and cash 7.4% of total assets. 66.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 31% of them on solvency, 23% on liquidity, 13% on profitability and 18% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €166,129, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €785,842
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Figures for financial year 2025 (filed on 11-06-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€166,129
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
52 days early
2024
56 days early
2023
45 days early
2022
3 days late
2021
31 days late
2020
67 days early
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€166,129 View
  • Caution: Result fell in 2025from -€89,501 to -€166,129 ▼ 85.6% View
  • Caution: Lower net result than 95% of companies in computer programming and consultancysector median €28,626 · 21,154 companies -€166,129 View
  • Board changedlatest change 08-07-2026 · 4 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Change of role: Laurent KINET, from managing director to président du conseil d’administrationResignation: Lien CALLENS (président du conseil d’administration)
  2. · Gazette deed Appointments: CALLENS Lien, PLOUMHANS Paul and 2 others
  3. · Gazette deed Capital increase of €196,731.36
All 16 events

Comparable companies

These companies have the same main activity as NOVABLE: computer programming (NACE 62100). They are comparable in size and age: total assets between €684,000 and €865,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
NOVABLE Watermaal-Bosvoorde€785,842€418,655
SmartPos SRL Watermaal-Bosvoorde€854,649€499,061
PlanOpSim Merelbeke-Melle€850,668€430,764
NUBILA Schoten€684,440€388,587
Qubix Kontich€794,784€370,497
SAVICS Watermaal-Bosvoorde€700,815€448,579
HOMEDESK Elsene€864,812€303,889
Full comparison

Key facts about NOVABLE

What is the company number of NOVABLE?
The company number of NOVABLE is 0702.877.935. The VAT number is the same number with BE in front: BE 0702.877.935.
Where is NOVABLE based?
The registered office is at Terhulpsesteenweg 150, 1170 Watermaal-Bosvoorde.Company details
What does NOVABLE do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of NOVABLE?
The legal form of NOVABLE is Private limited company (BV).
When was NOVABLE founded?
NOVABLE was founded on 06-09-2018.
Is NOVABLE still active?
Yes, NOVABLE is an active enterprise in the KBO register.
How many employees does NOVABLE have?
NOVABLE had an average of 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does NOVABLE fall under?
In its 2024 annual accounts, NOVABLE states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of NOVABLE?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €418,655 and 155 comparable companies (NACE 62). It probably lies between €740,000 and €1.8m.
Is NOVABLE profitable?
In financial year 2025, NOVABLE made a loss of €166,129.
Where can I find the annual accounts of NOVABLE?
NOVABLE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NOVABLE due?
NOVABLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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