Financials
- Fiscal year
- 2024
- Total assets
- €501,712
- Profit
- €79,567
- Solvency
- 20.5%
Total assets▲ 112%
Net result
20192024
SmartPos SRL
ActiveSummary
The computed 12-month bankruptcy probability of SmartPos SRL is 2.8% (moderate). The 2024 annual accounts show equity of €102,846 and a net result of €79,567. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 15862 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of information and communication equipment
NACE 46500NACE 46510NACE 62010
2 sites
Size
€501,712total assets 2024
- Staff
- 3.3 FTE
- Equity
- €102,846
- Profit
- €79,567
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 1 deed read
Why 51- Figures for FY 2024 (filed 27-06-2025)- 1 financial year not filed after the legal deadline- Founded in 2019+ Size: total assets €501,712Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 50% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
45-19
equity 20.5% of total assets
Liquidity
23-2
short-term debt 56.8% · cash 1.6%
Profitability
89+64
return on assets 15.9%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● 0.0% vs 11-2024
01-2025: 1.3%▲ +12.7% vs 12-2024
02-2025: 1.4%▲ +2.6% vs 01-2025
03-2025: 1.3%▼ -3.9% vs 02-2025
04-2025: 1.4%▲ +9.8% vs 03-2025
05-2025: 1.5%▲ +0.9% vs 04-2025
06-2025: 1.5%▲ +0.9% vs 05-2025
07-2025: 0.7%▼ -50.7% vs 06-2025
08-2025: 0.7%● 0.0% vs 07-2025
09-2025: 0.7%▲ +1.5% vs 08-2025
10-2025: 0.6%▼ -12.5% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%▼ -2.6% vs 11-2025
01-2026: 0.6%▼ -1.3% vs 12-2025lowest value
02-2026: 0.6%▲ +1.3% vs 01-2026
03-2026: 0.6%● 0.0% vs 02-2026
04-2026: 0.7%▲ +10.7% vs 03-2026
05-2026: 0.8%▲ +10.0% vs 04-2026
06-2026: 0.8%▼ -0.5% vs 05-2026
07-2026: 0.8%▲ +9.9% vs 06-2026
08-2026: 1.4%▲ +62.4% vs 07-2026
09-2026: 1.6%▲ +16.3% vs 08-2026
10-2026: 2.8%▲ +80.9% vs 09-2026highest value
- Figures for FY 2024 (filed 27-06-2025) raises the probability
- Size: total assets €501,712 lowers the probability for this profile
- 1 financial year not filed after the legal deadline raises the probability
- Founded in 2019 raises the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.36 in 2023; short-term debt: 56.8% and cash: 1.6% of total assets), and 79.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 32%, liquidity 21%, profitability 83%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
19 d early
2022
47 d early
2021
1 d late
2020
2 d early
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €79,567
- Equity above €100,000Eq €102,846 ▲10.3%
Key points
By topic
Timeline
- Events
- 9
- Since
- 2020
- 27-06-2025Annual accounts filed
- 31-12-2024Back to profit
- 31-12-2024Equity above €100,000
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Wholesale of information and communication equipmentNACE 46500
- Founded
- 26-07-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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