Qubix
ActiveQubix has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €-203k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 1413 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-96
Solvency78▼-8
Growth59▼-25
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.54 in 2024; short-term debt: 47% and cash: 1.1% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
8 d early
2022
38 d late
2021
4 d late
2020
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.03M▼ 14.5%
2024 · €2.37M
2020: €1.19M
2021: €914k
2022: €1.31M
2023: €1.86M
2024: €2.37M
2020 → 2025
EBIT margin
-9.2%▼ 25.3pp
2024 · 16.1%
2020: 7.3%
2021: 0.2%
2022: 8.0%
2023: 14.1%
2024: 16.1%
2020 → 2025
Net result
€-203k
2024 · €300k
2020: €53k
2021: €-5k
2022: €74k
2023: €216k
2024: €300k
2020 → 2025
Working capital
€408k▼ 33.1%
2024 · €610k
2020: €117k
2021: €101k
2022: €166k
2023: €301k
2024: €610k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€914k-€1.31M▲ 43.3%€1.86M▲ 42.2%€2.37M▲ 27.4%€2.03M▼ 14.5%
Equity€110k-€184k▲ 67.5%€324k▲ 76.7%€624k▲ 92.4%€421k▼ 32.6%
Operating result€2k-€104k▲ 5,790%€262k▲ 151%€382k▲ 45.8%€-186k
Net result€-5k-€74k€216k▲ 192%€300k▲ 38.8%€-203k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €186k after €382k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €795k
Fixed assets
€13k▼ 8.7%
Current assets
€781k▼ 22.3%
Equity and liabilities €795k
Equity
€421k▼ 32.6%
Provisions
€607▼ 20.7%
Debt
€373k▼ 5.6%
The debt ratio rises from 38.7% to 47.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-177k▼
2024 · €397k
Cash flow
€-194k▼
2024 · €314k
Solvency
53.0%▼
2024 · 61.2%
Current ratio
2.09▼
2024 · 2.54
Quick ratio
2.09▼
2024 · 2.54
Debt / equity
0.89▲
2024 · 0.63
ROE
-48.3%▼
2024 · 48.0%
ROA
-25.6%▼
2024 · 29.4%
Interest coverage
-9.70▼
2024 · 27.68
Debt
€373k▼
2024 · €395k
Debt ≤ 1 year
€373k▼
2024 · €395k
Income taxes
€2k▼
2024 · €79k
Staff costs
€545k▼
2024 · €637k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€795k▼
Fixed assets21/28€15k€13k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€13k€13k▲
Plant, machinery and equipment23€12k€13k▲
Other tangible fixed assets26€1k€834▼
Current assets29/58€1.01M€781k▼
Amounts receivable within one year40/41€987k€759k▼
Trade receivables40€225k€508k▲
Other amounts receivable41€762k€251k▼
Cash at bank and in hand54/58€8k€8k▲
Deferred charges and accrued income490/1€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€795k▼
Equity10/15€624k€421k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€562k€359k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€42k€42k=
Distributable reserves133€513k€311k▼
Profit (loss) carried forward14€455-
Provisions and deferred taxes16€766€607▼
Provisions for liabilities and charges160/5€766€607▼
Pensions and similar obligations160€766€607▼
Amounts payable17/49€395k€373k▼
Amounts payable within one year42/48€395k€373k▼
Trade debts44€220k€288k▲
Suppliers440/4€220k€288k▲
Taxes, remuneration and social security45€166k€86k▼
Taxes450/3€70k€24k▼
Remuneration and social security454/9€96k€62k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Turnover70€2.37M€2.03M▼
Goods, raw materials, services and sundry goods60/61€1.36M€1.68M▲
Remuneration, social security and pensions62€637k€545k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€374€-159▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€1.04M€370k▼
Operating profit (loss)9901€382k€-186k▼
Financial income75/76B€10k€3k▼
Recurring financial income75€10k€3k▼
Financial charges65/66B€14k€18k▲
Recurring financial charges65€14k€18k▲
Profit (loss) for the period before taxes9903€378k€-202k▼
Income taxes67/77€79k€2k▼
Profit (loss) for the period9904€300k€-203k▼
Transfer to tax-exempt reserves689€42k-
Profit (loss) for the period to be appropriated9905€258k€-203k▼
Appropriation of the result
Profit (loss) to be appropriated9906€258k€-203k▼
Profit (loss) brought forward from the previous period14P€858€455▼
Transfer from equity791/2-€203k
Transfer to equity691/2€258k-
To other reserves6921€258k-
Social balance
Average headcount (FTE)90879.18.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-203k ▼168%
Net result drops to €-203k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Highest result since 2020net €300k ▲38.8%
Operating result €382k, net result €300k, both a record.
31-12
Financial
Equity above €500kEq €624k ▲92.4%
3 profitable years in a row build equity to €624k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €324k ▲76.7%
2 profitable years in a row build equity to €324k.
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2022
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Equity above €150kEq €184k ▲67.5%
Equity rises from €110k to €184k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2019
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Qubix
since 20192.292.085.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 3,041 EUR awarded · 3,041 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,104 EUR | 2,104 EUR |
| 2024 | 1 | 596 EUR | 596 EUR |
| 2023 | 1 | 341 EUR | 341 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
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ROISSIMMO
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 12,671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-05-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.