Debts
€56,591 84% of the balance sheet
Suppliers 21%Taxes and wages 55%Other 23%
NOUR SOLUTION
Overview
Lifetime
2 annual accounts with figures on one time axispeak €67,306 (2025)
€67,306▲ 64.3%
lowest -€20,720 (2024)
€18,794▲ €39,514
peak €10,576 (2025)
€10,576▲ €18,794
€56,591▲ 22.8%
Board2 names since 2023
2 directorsBOULKHRIF Samir and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025financial year
Gross margin from €40,971 to €67,306Back to profit: €18,794Equity from -€8,218 to €10,576Debts from €46,099 to €56,591Cash from €5,565 to €26,673
Key points
from the 2025 annual accountsLiquidity
1.10 was 0.69 in 2024
Short-term debts rose from €46,099 to €56,591.
Position in the sector
€10,576
Less equity than 90% of companies in specialised construction. Sector median €459,014 · 2,463 companies.
Checked score
64
Healthy
Financially stronger than 64% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.2%
01-2025: 3.3%▲ +0.1 percentage points vs 12-2024
02-2025: 3.3%● unchanged vs 01-2025
03-2025: 3.3%● unchanged vs 02-2025
04-2025: 3.3%● unchanged vs 03-2025
05-2025: 3.3%● unchanged vs 04-2025
06-2025: 3.3%● unchanged vs 05-2025
07-2025: 3.3%● unchanged vs 06-2025
08-2025: 7.3%▲ +4.0 percentage points vs 07-2025highest value
09-2025: 7.2%▼ -0.1 percentage points vs 08-2025
10-2025: 7.2%● unchanged vs 09-2025
11-2025: 7.2%● unchanged vs 10-2025
12-2025: 7.2%● unchanged vs 11-2025
01-2026: 5.4%▼ -1.8 percentage points vs 12-2025
02-2026: 5.4%● unchanged vs 01-2026
03-2026: 5.3%▼ -0.1 percentage points vs 02-2026
04-2026: 5.4%▲ +0.1 percentage points vs 03-2026
05-2026: 5.4%● unchanged vs 04-2026
06-2026: 5.2%▼ -0.2 percentage points vs 05-2026
07-2026: 5.2%● unchanged vs 06-2026
08-2026: 1.8%▼ -3.4 percentage points vs 07-2026
09-2026: 1.6%▼ -0.2 percentage points vs 08-2026
10-2026: 1.5%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 1.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
1 of the last 3 accounts late
Equity €10,576 (15.7% of total assets)
lowers risk
Liquidity: current ratio 1.10, cash €26,673
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 18% of them on solvency, 49% on liquidity, 92% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as NOUR SOLUTION has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NOUR SOLUTION itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for NOUR SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (0.69 in 2024), below the usual 1.5. Short-term debt is 84.3% and cash 39.7% of total assets. 84.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2463 sector peers (2025).
NBB · sector comparisonPosition among 2463 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 days early
2024
144 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 67 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- EL BOUAZZATI Ouahiba 50 sharesdeed of 13-01-2023
- BOULKHRIF Samir 50 sharesdeed of 13-01-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797049196
Incorporation
Founding capital of €50,000, 100 shares, €5,000 paid up · Founders: EL BOUAZZATI Ouahiba and BOULKHRIF Samir · Appointments: EL BOUAZZATI Ouahiba (director) and BOULKHRIF Samir (director) · published on 13-01-2023 · Gazette deed
First establishment
Theodoor Coppensstraat 119, Asse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOUR SOLUTION Asse | €67,167 | €67,306 | 15.7% | - |
| INNOVATE CONSTRUCT Molenbeek-Saint-Jean | €76,112 | €69,008 | 85.1% | 0.3 |
| Lgx-group Mouscron | €84,692 | €70,267 | 77.6% | - |
| CD ELEC Nassogne | €85,556 | €69,619 | 46.7% | - |
| SUNNY HOSSAIN Zoersel | €92,222 | €62,476 | 39.8% | - |
| CHAIR-TECH Temse | €74,739 | €45,475 | 95.9% | - |
| YOU SERVICES Dilbeek | €120,946 | €54,238 | 69.4% | - |
These companies have the same main activity as NOUR SOLUTION: electrical installation work in industrial facilities (NACE 43212). They are comparable in size and age: total assets between €74,700 and €121,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 11-01-2023Normal situation
- Activity
- Electrical installation work in industrial facilitiesNACE 43212and 2 others
- Establishment unit
- 2.340.014.6371731 Asse, since 11-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-05-2026
Annual accounts 2025
- €67,306▲ 64.3%
- ≈ €240,000estimated
- €18,794
- €10,576
- €67,167▲ 77.3%
- ≈ 1.1 FTEestimated
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on NOUR SOLUTION
Solvency rose in 2025 from -21.7% to 15.7% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 20-07-2026, 11 days before the deadline€67,306
▲ 64.3%
€19,464
▲ €39,970
€18,794
▲ €39,514
€5,776
▲ €19,994
15.7%
▲ 37.4 percentage points
1.10
▲ 0.41
The turnover shown is an estimate from the gross margin.
Turnover ≈ €240,000. Estimated: probably between €180,000 and €350,000.
Balance sheet
balance sheet total €67,167 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
15.7%
Higher than 17% of 2,463 companies in 2025.
1.10
Higher than 22% of 2,436 companies in 2025.
28.0%
Higher than 95% of 2,454 companies in 2025.
NOUR SOLUTION
Middle half of the sector
80% of the sector
Full accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
67,167 | 37,881 | |
21/28 |
4,800 | 6,000 | |
22/27 |
4,800 | 6,000 | |
24 |
4,800 | 6,000 | |
29/58 |
62,367 | 31,881 | |
40/41 |
35,694 | 26,316 | |
40 |
17,880 | 17,880 | |
41 |
17,814 | 8,436 | |
54/58 |
26,673 | 5,565 | |
| Balance sheet: equity and liabilities | |||
10/49 |
67,167 | 37,881 | |
10/15 |
10,576 | -8,218 | |
13 |
5,000 | 5,000 | |
130/1 |
5,000 | 5,000 | |
130 |
5,000 | 5,000 | |
14 |
5,576 | -13,218 | |
17/49 |
56,591 | 46,099 | |
42/48 |
56,591 | 46,099 | |
44 |
12,151 | 13,352 | |
440/4 |
12,151 | 13,352 | |
45 |
31,287 | 28,932 | |
450/3 |
3,756 | 2,954 | |
454/9 |
27,531 | 25,979 | |
47/48 |
13,153 | 3,814 | |
| Income statement | |||
76A |
35 | - | |
9900 |
67,306 | 40,971 | |
60/61 |
- | 48,874 | |
62 |
46,331 | 58,404 | |
630 |
1,200 | - | |
640/8 |
311 | 3,072 | |
9901 |
19,464 | -20,506 | |
65/66B |
139 | 213 | |
65 |
139 | 213 | |
9903 |
19,325 | -20,720 | |
67/77 |
531 | - | |
9904 |
18,794 | -20,720 | |
9905 |
18,794 | -20,720 | |
| Appropriation of the result | |||
9906 |
5,576 | -13,218 | |
14P |
-13,218 | 7,502 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 20,664 | - | ||
| 19,994 | - | ||
| 0 | 6,000 | ||
| 21,108 | - | ||
| 5,776 | -14,218 | ||
| 15.7% | -21.7% | ||
| 1.10 | 0.69 | ||
| 5.35 | - | ||
| 177.7% | - | ||
| 28.0% | -54.7% | ||
| over 100 | - | ||
| - | 100 days |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €6,000 |
| €1,200 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on NOUR SOLUTION
The operating result for 2025 is a profit of €19,464, after a loss of €20,506 in 2024.
Debt's share of the balance-sheet total is 84.3%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 13-01-2023
term without a fixed end
Director (not named in the articles)
appointed by deed of 13-01-2023
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “indien zij worden benoemd in de statuten, de hoedanigheid van statutair bestuurder kunnen hebben. De algemene vergadering die de…”deed of 13-01-2023
Mandates through the years
2 names, the dashed line is todayBOULKHRIF Samir
Director (not named in the articles)
Director (not named in the articles)
EL BOUAZZATI Ouahiba
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BOULKHRIF Samir
- Director (not named in the articles), appointed by deed of 13-01-2023, still in office
- EL BOUAZZATI Ouahiba
- Director (not named in the articles), appointed by deed of 13-01-2023, still in office
Control
Founders
This company
NOUR SOLUTION
Equity €10,576
Profit €18,794 in 2025
Capital
- Contribution
- €50,000
- Shares
- 100
- Contribution per share
- €500
- Equity per share
- €106 in 2025
- Source
- deed of 13-01-2023
Articles of association
deed of 13-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene kosten,los van representatie-,reis- en verplaatsingskosten, algemene vergadering met absolute meerderheid of enige aandeelhouder…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 13-01-2023 ↗
- EL BOUAZZATI Ouahiba 50 shares (50%) · €25,000
- BOULKHRIF Samir 50 shares (50%) · €25,000
Network & group
No group
NOUR SOLUTION has no parent and no holdings in its annual accounts. NOUR SOLUTION shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBfull format · 11 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797049196
2025
Back to profit net €18,794 The net result is €18,794, after one loss-making year.
Annual accounts 2024 filed PDFfull format · 144 days late
2023
IncorporationFounding capital of €50,000, 100 shares, €5,000 paid up · Founders: EL BOUAZZATI Ouahiba and BOULKHRIF Samir · Appointments: EL BOUAZZATI Ouahiba (director) and BOULKHRIF Samir (director) · published on 13-01-20237 points ▸
- Registered office clause, Theodoor Coppensstraat 119, 1731 Asse
- Board rule, 2
- Director appointment, EL BOUAZZATI Ouahiba (director (not named in the articles))
- Director appointment, BOULKHRIF Samir (director (not named in the articles))
- Founder, EL BOUAZZATI Ouahiba
- Founder, BOULKHRIF Samir
- Founding capital, €50,000, 100 shares
- The deed holds 7 more points.
First establishment Theodoor Coppensstraat 119, Asse
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0797.049.196
- VAT number
- BE 0797.049.196
- Peppol ID
- 0208:0797049196
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-01-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 13-01-2023 (in Dutch)
- Peppol
- Reachable since 04-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- NOUR SOLUTION in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 13-01-2023 (in Dutch)
Activities
NACEBEL 2025VAT activities
43212
Electrical installation work in industrial facilities main activity
Social security (RSZ) activities
43212
Electrical installation work in industrial facilities main activity
Codes under NACEBEL 2008
VAT activities
43212
Specialised construction activities main activity
42220
Construction of utility projects for electricity and telecommunications
43299
Specialised construction activities
Social security (RSZ) activities
43212
Specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwbedrijven (schilderen,verbouwing,herstellingen,metsen,dakwerk,elektriciteitswerken); Atelier voor de fabricatie van producten…”deed of 13-01-2023 (in Dutch)
27 activities
- Algemene bouwbedrijven (schilderen,verbouwing,herstellingen,metsen,dakwerk,elektriciteitswerken);
- Atelier voor de fabricatie van producten voor broodbakkerij,banketbakkerij en bakkerij en van alle food en non-food producten
- Snackbar,brasseries,hotels,tavernes,theesalons,cafés,cabarets,discotheken,buffetten,openbare vestiaires,verhuring van plaatsen,organisatiezalen,zalen voor banket en traiteurdienst;
- Besteldienst,cybercafé,Internetcentrum,faxdiensten,telefonische cellen,fotokopiedienst,video,laboratorium voor de ontwikkeling van foto's,draaiatelier,rectificatie van mechanische stukken;
- Atelier voor confectie van kleren voor heren,dames en kinderen;
- Houthandel;
- Taxidiensten,expresdiensten,Carwash,station service (voor brandstof zoals mazout,diesel,gas),carrosseriebouw,plaatijzerindustrie,garage met herstelatelier en groot- en kleinhandel in nieuwe voertuigen en occasies,afbraakatelier,onderhoud en takeldienst evenals de aankoop,verkoop,import,export en/of detailverkoop van nieuwe auto-onderdelen en tweedehandsauto-onderdelen,alle soorten voertuigen,en alle bijhorigheden voor auto's; voertuigen zowel nieuw als tweedehands.
- Kapsalon; wassalons
- Bijstand aan algemene bouwondernemingen.
- Installations de télécommunications – fibre de fourgon de plaatsing
- Grondwerken – werken aan het gebouw met het oog op de plaatsing van telecom installaties en fiber
- Stedenbouwkundige werken,het ontwerpen van gebouwen,
- Verfwerken,metselwerken,werktuigkunde,elektriciteit,dakwerken; bouwmaterialen,elektrisch en elektronisch materiaal,materiaal voor sanitair en loodgieterij.
- Diensten en prestaties ten voordele van privé of commercieel cliënteel kunnen verrichten,zijnde reinigen van ruiten,vensters en burelen,kantoordiensten,interim-diensten,onderaanneming;
- Aan – verkoop van Gsm,telefonieartikelen in het algemeen.
- Verkoop en aankoop,import en export,van textiel,en kledij voor heren,dames en kinderen,alsook schoenen,lederartikelen en reisartikelen.
- Verkoop en aankoop,import en export van juwelen,fantasiejuwelen en accessoria allerhande.
- Kuisen in de meest ruime zin van het woord,vensters,bureau,zowel privé als professioneel,express koerier,kapsalon,bloemenzaak,night shop;
- Import en export in de ruime zin van het woord alsook het uitbaten van een groothandelszaak.
- Alle voedingswaren zoals vlees,fruit,groenten,conserven,melkproducten,producten van de zee,vishandel,beenhouwerij,huishoudartikelen,cadeauartikelen,kruiden,specerijen,videotheekartikelen,verhuur van ontspanning artikelen,films en aanverwante artikelen,alle artikelen van textiel in het algemeen,diverse kleding,schoenen,schoenenmaker,slotenmaker,lederwaren in de breedste zin,
- Alle artikelen van parfumerie,toiletartikelen,cosmetica,schoonheidsartikelen,make-up,alsook zepen en detergenten;
- Alle bouwmaterialen,elektrisch en elektronisch materieel,materieel voor loodgieterij;
- Alle producten van handambacht,behangproducten,alsook artikelen van de Derde Wereld;
- Alle artikelen voor de tuin,bloemen,planten,tuinartikelen,inrichting en onderhoud van tuinen;
- Boeken,antiquiteiten,brokante,decoratie voorwerpen,machines industrielles;
- Alle elektrische huishoudtoestellen,films,magnetische banden,cassettes,alle gedrukte artikelen of geregistreerde artikelen,en de artikelen die er de lezing,visie of auditie van toelaten;
- Bijstand in programmatie,informaticacursussen,bijstand voor hardware en software,raadgeving en bijstand inzake informatica,alle bureelmateriaal en materiaal van informatica.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Theodoor Coppensstraat 119 registered office 1731 Asse | 11-01-2023 | 2.340.014.637 |
Buildings and parcels at the address
- Ground area
- 366 m²
- Buildings
- 106 m²
- Volume, LiDAR
- 440 m³
- Tallest building
- 8.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23095B0221/00S000 | 366 m² | 1 · 106 m² | 8.5 m · 1 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0797.049.196