Debts
€56,591 84% of the balance sheet
Suppliers 21%Taxes and wages 55%Other 23%
NOUR SOLUTION
Lifetime
2 annual accounts with figures on one time axispeak €67,306 (2025)
€67,306▲ 64.3%
lowest -€20,720 (2024)
€18,794▲ €39,514
peak €10,576 (2025)
€10,576▲ €18,794
€56,591▲ 22.8%
Board2 names since 2023
2 directorsBOULKHRIF Samir and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025financial year
Gross margin from €40,971 to €67,306Back to profit: €18,794Equity from -€8,218 to €10,576Debts from €46,099 to €56,591Cash from €5,565 to €26,673
Key points
from the 2025 annual accountsLiquidity
1.10 was 0.69 in 2024
Short-term debts rose from €46,099 to €56,591.
Position in the sector
€10,576
Less equity than 90% of companies in specialised construction. Sector median €459,014 · 2,463 companies.
Checked score
64
Healthy
Financially stronger than 64% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.2%
01-2025: 3.3%▲ +0.1 percentage points vs 12-2024
02-2025: 3.3%● unchanged vs 01-2025
03-2025: 3.3%● unchanged vs 02-2025
04-2025: 3.3%● unchanged vs 03-2025
05-2025: 3.3%● unchanged vs 04-2025
06-2025: 3.3%● unchanged vs 05-2025
07-2025: 3.3%● unchanged vs 06-2025
08-2025: 7.3%▲ +4.0 percentage points vs 07-2025highest value
09-2025: 7.2%▼ -0.1 percentage points vs 08-2025
10-2025: 7.2%● unchanged vs 09-2025
11-2025: 7.2%● unchanged vs 10-2025
12-2025: 7.2%● unchanged vs 11-2025
01-2026: 5.4%▼ -1.8 percentage points vs 12-2025
02-2026: 5.4%● unchanged vs 01-2026
03-2026: 5.3%▼ -0.1 percentage points vs 02-2026
04-2026: 5.4%▲ +0.1 percentage points vs 03-2026
05-2026: 5.4%● unchanged vs 04-2026
06-2026: 5.2%▼ -0.2 percentage points vs 05-2026
07-2026: 5.2%● unchanged vs 06-2026
08-2026: 1.8%▼ -3.4 percentage points vs 07-2026
09-2026: 1.6%▼ -0.2 percentage points vs 08-2026
10-2026: 1.5%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 1.5%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
1 of the last 3 accounts late
Equity €10,576 (15.7% of total assets)
lowers risk
Liquidity: current ratio 1.10, cash €26,673
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 18% of them on solvency, 49% on liquidity, 92% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as NOUR SOLUTION has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NOUR SOLUTION itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for NOUR SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (0.69 in 2024), below the usual 1.5. Short-term debt is 84.3% and cash 39.7% of total assets. 84.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2463 sector peers (2025).
NBB · sector comparisonPosition among 2463 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 days early
2024
144 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 67 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- EL BOUAZZATI Ouahiba 50 sharesdeed of 13-01-2023
- BOULKHRIF Samir 50 sharesdeed of 13-01-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797049196
Incorporation
Founding capital of €50,000, 100 shares, €5,000 paid up · Founders: EL BOUAZZATI Ouahiba and BOULKHRIF Samir · Appointments: EL BOUAZZATI Ouahiba (director) and BOULKHRIF Samir (director) · published on 13-01-2023 · Gazette deed
First establishment
Theodoor Coppensstraat 119, Asse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NOUR SOLUTION Asse | €67,167 | €67,306 | 15.7% | - |
| INNOVATE CONSTRUCT Molenbeek-Saint-Jean | €76,112 | €69,008 | 85.1% | 0.3 |
| Lgx-group Mouscron | €84,692 | €70,267 | 77.6% | - |
| CD ELEC Nassogne | €85,556 | €69,619 | 46.7% | - |
| SUNNY HOSSAIN Zoersel | €92,222 | €62,476 | 39.8% | - |
| CHAIR-TECH Temse | €74,739 | €45,475 | 95.9% | - |
| YOU SERVICES Dilbeek | €120,946 | €54,238 | 69.4% | - |
These companies have the same main activity as NOUR SOLUTION: electrical installation work in industrial facilities (NACE 43212). They are comparable in size and age: total assets between €74,700 and €121,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 11-01-2023Normal situation
- Activity
- Electrical installation work in industrial facilitiesNACE 43212and 2 others
- Establishment unit
- 2.340.014.6371731 Asse, since 11-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 04-05-2026
Annual accounts 2025
- ≈ €240,000estimated
- €67,167▲ 77.3%
- ≈ 1.1 FTEestimated
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on NOUR SOLUTION
Solvency rose in 2025 from -21.7% to 15.7% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOUR SOLUTION
- What is the company number of NOUR SOLUTION?
- The company number of NOUR SOLUTION is 0797.049.196. The VAT number is the same number with BE in front: BE 0797.049.196.
- Where is NOUR SOLUTION based?
- The registered office is at Theodoor Coppensstraat 119, 1731 Asse.Company details
- What does NOUR SOLUTION do?
- According to the KBO register, the main activity is electrical installation work in industrial facilities (NACE 43212).
- What is the legal form of NOUR SOLUTION?
- NOUR SOLUTION is a private limited company (BV).
- When was NOUR SOLUTION founded?
- NOUR SOLUTION was founded on 11-01-2023.
- Is NOUR SOLUTION still active?
- Yes, NOUR SOLUTION is an active enterprise in the KBO register.
- What is the turnover of NOUR SOLUTION?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €67,306 and 32 comparable companies (NACE 432). It probably lies between €180,000 and €350,000.Financials
- Is NOUR SOLUTION profitable?
- In financial year 2025, NOUR SOLUTION made a profit of €18,794.
- Where can I find the annual accounts of NOUR SOLUTION?
- NOUR SOLUTION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOUR SOLUTION due?
- NOUR SOLUTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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