YOU SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of YOU SERVICES is 2.1% (moderate). The 2025 annual accounts show equity of €84k and a net result of €51k. Equity is growing by ~110.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 27786 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+21
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 1.86 in 2024; short-term debt: 30.6% and cash: 84.2% of total assets), and 30.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
42.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
61 d late
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 156%
2024 · €33k
2023: €11k
2024: €33k
2023 → 2025
Total assets
€121k▲ 76.8%
2024 · €68k
2023: €32k
2024: €68k
2023 → 2025
Net result
€51k▲ 139%
2024 · €21k
2023: €16k
2024: €21k
2023 → 2025
Working capital
€84k▲ 173%
2024 · €31k
2023: €7k
2024: €31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€33k▲ 187%€84k▲ 156%
Operating result€20k-€27k▲ 38.9%€51k▲ 87.9%
Net result€16k-€21k▲ 30.2%€51k▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €121k
Equity
€84k ▲ 156%
Debt
€37k ▲ 4.1%
Debt's share of the balance-sheet total falls from 52.0% to 30.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €29k
Cash flow
€53k▲
2024 · €23k
Current ratio
3.27▲
2024 · 1.86
Debt to equity
0.44▼
2024 · 1.08
ROE
60.9%▼
2024 · 65.2%
ROA
42.2%▲
2024 · 31.3%
Interest coverage
229.63▲
2024 · 148.45
Debt ≤ 1 year
€37k▲
2024 · €36k
Staff costs
€55
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€68k€121k▲
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€66k€121k▲
Amounts receivable within one year40/41€5k€19k▲
Trade receivables40€1k€18k▲
Other amounts receivable41€4k€805▼
Cash at bank and in hand54/58€61k€102k▲
Equity and liabilities
Total equity and liabilities10/49€68k€121k▲
Equity10/15€33k€84k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€31k€82k▲
Amounts payable17/49€36k€37k▲
Amounts payable within one year42/48€36k€37k▲
Trade debts44€10k€14k▲
Suppliers440/4€10k€14k▲
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9€6k€10k▲
Other amounts payable47/48€10k€6k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€72k
Remuneration, social security and pensions62-€55
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€1k€823▼
Gross operating margin9900€31k€54k▲
Operating profit (loss)9901€27k€51k▲
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€198€232▲
Recurring financial charges65€198€232▲
Profit (loss) for the period before taxes9903€27k€51k▲
Income taxes67/77€6k-
Profit (loss) for the period9904€21k€51k▲
Profit (loss) for the period to be appropriated9905€21k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€82k▲
Profit (loss) brought forward from the previous period14P€9k€31k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €51k ▲139%
Operating result €51k, net result €51k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvellaan 61700 DilbeekGround area
897 m²
Building footprint
220 m²
Volume, LiDAR
3,097 m³
2 parcels, Flanders · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
YOU SERVICES
since 20222.339.176.180
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0004/00V000 | Flanders | 716 m² | 1 · 127 m² | 19.5 m · 6 fl. |
| 23084A0462/00T006 | Flanders | 181 m² | 1 · 92 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Technikas
BE 0766.494.493
Ninove · Eq €83,916
AMÉÉ
BE 0646.843.708
Beringen · Eq €83,765
BILCHA
BE 0782.690.426
Seraing · Eq €83,680
VB Elektro en bouw
BE 0778.513.882
Ninove · Eq €83,358
E-PLUG
BE 0757.964.136
Temse · Eq €84,888
Of 1,123 companies in sector 43212 we hold annual accounts for 420. 358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43212Electrical installation work in industrial facilities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.