NOTEBOOM
ActiveSummary
NOTEBOOM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-13
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 21.94 against 31.64 in 2024; short-term debt: 4.6% and cash: 10.5% of total assets), and 4.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
-11.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
14 d early
2022
10 d late
2021
33 d early
2020
12 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 11.0%
2024 · €57k
Total assets
€54k▼ 9.7%
2024 · €59k
Net result
€-6k▼ 60.4%
2024 · €-4k
Working capital
€51k▼ 11.0%
2024 · €57k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€495▼ 38.6%€7k▲ 1,374%€-4k€-4k▼ 2.2%€-8k▼ 124%
Net result€318▼ 47.4%€6k▲ 1,927%€-4k€-4k▲ 2.0%€-6k▼ 60.4%
Equity€59k▲ 0.5%€65k▲ 10.9%€61k▼ 6.1%€57k▼ 6.4%€51k▼ 11.0%
Total assets€60k▲ 1.4%€68k▲ 13.7%€65k▼ 4.5%€59k▼ 8.8%€54k▼ 9.7%
Debt€1k▲ 103%€3k▲ 168%€4k▲ 32.9%€2k▼ 49.4%€2k▲ 30.3%
Working capital€59k▲ 0.5%€65k▲ 10.9%€61k▼ 6.1%€57k▼ 6.4%€51k▼ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €54k
Equity
€51k ▼ 11.0%
Debt
€2k ▲ 30.3%
Debt's share of the balance-sheet total rises from 3.2% to 4.6%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
21.94▼
2024 · 31.64
Quick ratio
20.11▼
2024 · 28.46
Debt to equity
0.05▲
2024 · 0.03
ROE
-12.3%▼
2024 · -6.8%
ROA
-11.8%▼
2024 · -6.6%
Debt ≤ 1 year
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €111 | €155 | - | €241 | €130 | ▼ 45.9% |
| Gross operating margin9900 | €606 | €7k | €-4k | €-4k | €-8k | ▼ 136% |
| Operating profit (loss)9901 | €495 | €7k | €-4k | €-4k | €-8k | ▼ 124% |
| Financial income75/76B | €5 | - | €9 | €6 | €2k | ▲ 38,851% |
| Recurring financial income75 | €5 | - | €9 | €6 | €2k | ▲ 38,851% |
| Financial charges65/66B | €181 | €206 | €343 | €177 | €298 | ▲ 68.4% |
| Recurring financial charges65 | €181 | €206 | €343 | €177 | €298 | ▲ 68.4% |
| Profit (loss) for the period before taxes9903 | €318 | €7k | €-4k | €-4k | €-6k | ▼ 60.4% |
| Income taxes67/77 | €1 | €644 | - | €0 | - | - |
| Profit (loss) for the period9904 | €318 | €6k | €-4k | €-4k | €-6k | ▼ 60.4% |
| Profit (loss) for the period to be appropriated9905 | €318 | €6k | €-4k | €-4k | €-6k | ▼ 60.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €60k | €68k | €65k | €59k | €54k | ▼ 9.7% |
| Current assets29/58 | €60k | €68k | €65k | €59k | €54k | ▼ 9.7% |
| Stocks and contracts in progress3 | €10k | €8k | €7k | €6k | €4k | ▼ 25.1% |
| Stocks30/36 | €10k | €8k | €7k | €6k | €4k | ▼ 25.1% |
| Amounts receivable within one year40/41 | €41k | €44k | €49k | €46k | €43k | ▼ 4.9% |
| Other amounts receivable41 | €41k | €44k | €49k | €46k | €43k | ▼ 4.9% |
| Cash at bank and in hand54/58 | €8k | €14k | €8k | €7k | €6k | ▼ 14.0% |
| Deferred charges and accrued income490/1 | €863 | €2k | €1k | €1k | €84 | ▼ 92.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €60k | €68k | €65k | €59k | €54k | ▼ 9.7% |
| Equity10/15 | €59k | €65k | €61k | €57k | €51k | ▼ 11.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €40k | €47k | €43k | €39k | €33k | ▼ 16.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €38k | €45k | €43k | €39k | €33k | ▼ 16.2% |
| Amounts payable17/49 | €1k | €3k | €4k | €2k | €2k | ▲ 30.3% |
| Amounts payable within one year42/48 | €1k | €3k | €4k | €2k | €2k | ▲ 30.3% |
| Trade debts44 | €1k | €1k | €4k | €2k | €2k | ▲ 29.3% |
| Suppliers440/4 | €1k | €1k | €4k | €2k | €2k | ▲ 29.3% |
| Taxes, remuneration and social security45 | €6 | €2k | - | - | €19 | - |
| Taxes450/3 | €6 | €2k | - | - | €19 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €318 | €6k | €-4k | €-4k | €-6k | ▼ 60.4% |
| Operating cash flow (approximation) | €318 | €6k | €-4k | €-4k | €-6k | ▼ 60.4% |
| Change in cash | - | €5k | €-6k | €-1k | €-912 | ▲ 16.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Highest result since 2018net €6k ▲1,927%
Operating result €7k, net result €6k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Back to profitnet €604
Net result €604 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 1989
Ground area
442 m²
Building footprint
306 m²
Volume, LiDAR
2,127 m³
3 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
NOTEBOOM
since 19892.045.705.452
NOTEBOOM
since 19892.045.705.551
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31802B0006/00D000 | Flanders | 278 m² | 1 · 188 m² | 11.7 m · 2 fl. |
| 31802B0007/00F000 | Flanders | 100 m² | 1 · 68 m² | 11.8 m · 3 fl. |
| 31802B0006/00E000 | Flanders | 63 m² | 1 · 50 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
Scores and ratios are computed by Checked and are not a credit decision.