NOTEBOOM

Active

Private limited companyfounded 198936 yrs activeLangestraat 156, 8000 Brugge, BelgiumKBO/BCE: BE 0438.826.812

Summary

NOTEBOOM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysis Watch Report Compare

NOTEBOOMActiveChecked score 63/100

Risk analysis Report Compare

Checked score

Score 2025

63 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability8▼-13

Solvency100=

Growth32=

Track record100

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 21.94 against 31.64 in 2024; short-term debt: 4.6% and cash: 10.5% of total assets), and 4.6% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

95.4%

Return on assets

-11.8%

Age of the figures

9 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year €-6k

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

24 d late

2024

29 d late

2023

14 d early

2022

10 d late

2021

33 d early

2020

12 d late

2019

70 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€51k▼ 11.0%

2024 · €57k

2018: €59k 2019: €58k▼ -2.0% vs 2018 2020: €59k▲ +1.0% vs 2019 2021: €59k▲ +0.5% vs 2020 2022: €65k▲ +10.9% vs 2021highest in 8 years 2023: €61k▼ -6.1% vs 2022 2024: €57k▼ -6.4% vs 2023 2025: €51k▼ -11.0% vs 2024lowest in 8 years

2018 → 2025

Total assets

€54k▼ 9.7%

2024 · €59k

2018: €59k 2019: €59k▼ -1.6% vs 2018 2020: €59k▲ +1.0% vs 2019 2021: €60k▲ +1.4% vs 2020 2022: €68k▲ +13.7% vs 2021highest in 8 years 2023: €65k▼ -4.5% vs 2022 2024: €59k▼ -8.8% vs 2023 2025: €54k▼ -9.7% vs 2024lowest in 8 years

2018 → 2025

Net result

€-6k▼ 60.4%

2024 · €-4k

2018: €908 2019: €-1k▼ -227% vs 2018 2020: €604▲ +152% vs 2019 2021: €318▼ -47.4% vs 2020 2022: €6k▲ +1927% vs 2021highest in 8 years 2023: €-4k▼ -162% vs 2022 2024: €-4k▲ +2.0% vs 2023 2025: €-6k▼ -60.4% vs 2024lowest in 8 years

2018 → 2025

Working capital

€51k▼ 11.0%

2024 · €57k

2018 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€59k-€65k▲ 10.9%€61k▼ 6.1%€57k▼ 6.4%€51k▼ 11.0% 2021: €59k 2022: €65k▲ +10.9% vs 2021highest in 5 years 2023: €61k▼ -6.1% vs 2022 2024: €57k▼ -6.4% vs 2023 2025: €51k▼ -11.0% vs 2024lowest in 5 years

Operating result€495-€7k▲ 1,374%€-4k€-4k▼ 2.2%€-8k▼ 124% 2021: €495 2022: €7k▲ +1374% vs 2021highest in 5 years 2023: €-4k▼ -150% vs 2022 2024: €-4k▼ -2.2% vs 2023 2025: €-8k▼ -124% vs 2024lowest in 5 years

Net result€318-€6k▲ 1,927%€-4k€-4k▲ 2.0%€-6k▼ 60.4% 2021: €318 2022: €6k▲ +1927% vs 2021highest in 5 years 2023: €-4k▼ -162% vs 2022 2024: €-4k▲ +2.0% vs 2023 2025: €-6k▼ -60.4% vs 2024lowest in 5 years

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €8k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €54k

95.4%

Equity €51k ▼ 11.0%

Debt €2k ▲ 30.3%

Debt's share of the balance-sheet total rises from 3.2% to 4.6%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

Current ratio

21.94▼

2024 · 31.64

Quick ratio

20.11▼

2024 · 28.46

Debt to equity

0.05▲

2024 · 0.03

ROE

-12.3%▼

2024 · -6.8%

ROA

-11.8%▼

2024 · -6.6%

Debt ≤ 1 year

€2k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines

Balance sheet Code20242025

Assets

Total assets20/58€59k€54k▼

Current assets29/58€59k€54k▼

Stocks and contracts in progress3€6k€4k▼

Stocks30/36€6k€4k▼

Amounts receivable within one year40/41€46k€43k▼

Other amounts receivable41€46k€43k▼

Cash at bank and in hand54/58€7k€6k▼

Deferred charges and accrued income490/1€1k€84▼

Equity and liabilities

Total equity and liabilities10/49€59k€54k▼

Equity10/15€57k€51k▼

Contributions10/11€19k€19k=

Reserves13€39k€33k▼

Distributable reserves133€39k€33k▼

Amounts payable17/49€2k€2k▲

Amounts payable within one year42/48€2k€2k▲

Trade debts44€2k€2k▲

Suppliers440/4€2k€2k▲

Taxes, remuneration and social security45-€19

Taxes450/3-€19

Income statement Code20242025

Other operating charges640/8€241€130▼

Gross operating margin9900€-4k€-8k▼

Operating profit (loss)9901€-4k€-8k▼

Financial income75/76B€6€2k▲

Recurring financial income75€6€2k▲

Financial charges65/66B€177€298▲

Recurring financial charges65€177€298▲

Profit (loss) for the period before taxes9903€-4k€-6k▼

Income taxes67/77€0-

Profit (loss) for the period9904€-4k€-6k▼

Profit (loss) for the period to be appropriated9905€-4k€-6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-4k€-6k▼

Transfer from equity791/2€4k€6k▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2021	2022	2023	2024	2025	Change
Other operating charges640/8	€111	€155	-	€241	€130	▼ 45.9%
Gross operating margin9900	€606	€7k	€-4k	€-4k	€-8k	▼ 136%
Operating profit (loss)9901	€495	€7k	€-4k	€-4k	€-8k	▼ 124%
Financial income75/76B	€5	-	€9	€6	€2k	▲ 38,851%
Recurring financial income75	€5	-	€9	€6	€2k	▲ 38,851%
Financial charges65/66B	€181	€206	€343	€177	€298	▲ 68.4%
Recurring financial charges65	€181	€206	€343	€177	€298	▲ 68.4%
Profit (loss) for the period before taxes9903	€318	€7k	€-4k	€-4k	€-6k	▼ 60.4%
Income taxes67/77	€1	€644	-	€0	-	-
Profit (loss) for the period9904	€318	€6k	€-4k	€-4k	€-6k	▼ 60.4%
Profit (loss) for the period to be appropriated9905	€318	€6k	€-4k	€-4k	€-6k	▼ 60.4%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€60k	€68k	€65k	€59k	€54k	▼ 9.7%
Current assets29/58	€60k	€68k	€65k	€59k	€54k	▼ 9.7%
Stocks and contracts in progress3	€10k	€8k	€7k	€6k	€4k	▼ 25.1%
Stocks30/36	€10k	€8k	€7k	€6k	€4k	▼ 25.1%
Amounts receivable within one year40/41	€41k	€44k	€49k	€46k	€43k	▼ 4.9%
Other amounts receivable41	€41k	€44k	€49k	€46k	€43k	▼ 4.9%
Cash at bank and in hand54/58	€8k	€14k	€8k	€7k	€6k	▼ 14.0%
Deferred charges and accrued income490/1	€863	€2k	€1k	€1k	€84	▼ 92.8%
Equity and liabilities
Total equity and liabilities10/49	€60k	€68k	€65k	€59k	€54k	▼ 9.7%
Equity10/15	€59k	€65k	€61k	€57k	€51k	▼ 11.0%
Contributions10/11	€19k	€19k	€19k	€19k	€19k	=
Reserves13	€40k	€47k	€43k	€39k	€33k	▼ 16.2%
Non-distributable reserves130/1	€2k	€2k	-	-	-	-
Reserves not available under the articles1311	€2k	€2k	-	-	-	-
Distributable reserves133	€38k	€45k	€43k	€39k	€33k	▼ 16.2%
Amounts payable17/49	€1k	€3k	€4k	€2k	€2k	▲ 30.3%
Amounts payable within one year42/48	€1k	€3k	€4k	€2k	€2k	▲ 30.3%
Trade debts44	€1k	€1k	€4k	€2k	€2k	▲ 29.3%
Suppliers440/4	€1k	€1k	€4k	€2k	€2k	▲ 29.3%
Taxes, remuneration and social security45	€6	€2k	-	-	€19	-
Taxes450/3	€6	€2k	-	-	€19	-

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€318	€6k	€-4k	€-4k	€-6k	▼ 60.4%
Operating cash flow (approximation)	€318	€6k	€-4k	€-4k	€-6k	▼ 60.4%
Change in cash	-	€5k	€-6k	€-1k	€-912	▲ 16.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 24 days late

2025

31-12

Financial Weakest financial yearnet €-6k

Net result drops to €-6k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

17-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

10-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 10 days late

2022

31-12

Financial Highest result since 2018net €6k ▲1,927%

Operating result €7k, net result €6k, both a record.

28-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

12-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 12 days late

2020

31-12

Financial Back to profitnet €604

Net result €604 after one loss-making year.

09-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 70 days late

2019

06-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 6 days late

2018

02-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

07-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brugge · 2 establishment units since 1989

seat establishment All 2 establishment units on the map

Ground area

442 m²

Building footprint

306 m²

Volume, LiDAR

2,127 m³

3 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

NOTEBOOM

Langestraat 154, 8000 BruggeNACE 36630

since 19892.045.705.452

NOTEBOOM

Langestraat 150, 8000 BruggeNACE 36630

since 19892.045.705.551

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31802B0006/00D000	Flanders	278 m²	1 · 188 m²	11.7 m · 2 fl.
31802B0007/00F000	Flanders	100 m²	1 · 68 m²	11.8 m · 3 fl.
31802B0006/00E000	Flanders	63 m²	1 · 50 m²	11.4 m · 3 fl.

Linked by address, not proof of ownership

Good to know

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2022	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

BoxxBack

BE 1004.166.467

Leopoldsburg · Eq €51,259

Bernina Center Brussels

Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded07-11-1989

Fiscal year end31-12

Activities, NACEBEL 2025

47789Other retail sale of new goods

Scores and ratios are computed by Checked and are not a credit decision.