K.S.L.
ActiveK.S.L. has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-17k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency69▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 2.24 in 2024; short-term debt: 55.7% and cash: 11.6% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
-26.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
139 d late
2023
34 d late
2022
29 d late
2021
25 d late
2020
46 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 37.9%
2024 · €44k
2018: €6k
2019: €14k
2020: €42k
2021: €56k
2022: €66k
2023: €61k
2024: €44k
2018 → 2025
Total assets
€63k▼ 18.9%
2024 · €77k
2018: €23k
2019: €38k
2020: €73k
2021: €94k
2022: €89k
2023: €98k
2024: €77k
2018 → 2025
Net result
€-17k▼ 1.4%
2024 · €-17k
2018: €6k
2019: €8k
2020: €29k
2021: €13k
2022: €11k
2023: €-6k
2024: €-17k
2018 → 2025
Working capital
€25k▼ 38.1%
2024 · €41k
2018: €6k
2019: €14k
2020: €42k
2021: €45k
2022: €58k
2023: €55k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€66k▲ 19.5%€61k▼ 8.3%€44k▼ 27.2%€28k▼ 37.9%
Operating result€22k-€20k▼ 9.3%€-4k€-15k▼ 228%€-15k▼ 3.5%
Net result€13k-€11k▼ 19.4%€-6k€-17k▼ 200%€-17k▼ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€3k▼ 32.5%
Current assets
€60k▼ 18.2%
Equity and liabilities €63k
Equity
€28k▼ 37.9%
Debt
€35k▲ 6.8%
The debt ratio rises from 42.5% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €-12k
Cash flow
€-14k▼
2024 · €-14k
Solvency
44.0%▼
2024 · 57.5%
Current ratio
1.72▼
2024 · 2.24
Quick ratio
1.42▼
2024 · 1.91
Debt / equity
1.27▲
2024 · 0.74
ROE
-61.1%▼
2024 · -37.4%
ROA
-26.9%▼
2024 · -21.5%
Interest coverage
-8.19▼
2024 · -5.63
Debt
€35k▲
2024 · €33k
Debt ≤ 1 year
€35k▲
2024 · €33k
Income taxes
€231▲
2024 · €150
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€63k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€621€621=
Current assets29/58€73k€60k▼
Stocks and contracts in progress3€11k€11k▼
Stocks30/36€11k€11k▼
Amounts receivable within one year40/41€37k€39k▲
Trade receivables40€35k€38k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€25k€7k▼
Deferred charges and accrued income490/1€465€3k▲
Equity and liabilities
Total equity and liabilities10/49€77k€63k▼
Equity10/15€44k€28k▼
Contributions10/11€8k€8k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€23k€6k▼
Amounts payable17/49€33k€35k▲
Amounts payable within one year42/48€33k€35k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€20k€19k▼
Suppliers440/4€20k€19k▼
Taxes, remuneration and social security45€1k€256▼
Taxes450/3€1k€256▼
Other amounts payable47/48€8k€15k▲
Accrued charges and deferred income492/3€65€191▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€100-
Gross operating margin9900€-10k€-11k▼
Operating profit (loss)9901€-15k€-15k▼
Financial income75/76B€368€119▼
Recurring financial income75€368€119▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-16k€-17k▼
Income taxes67/77€150€231▲
Profit (loss) for the period9904€-17k€-17k▼
Profit (loss) for the period to be appropriated9905€-17k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€6k▼
Profit (loss) brought forward from the previous period14P€40k€23k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 139 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲277%
Operating result €41k, net result €29k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Grands Joncs 175336 AssesseGround area
1,061 m²
Building footprint
184 m²
Parcel 92028A0072/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Grands Joncs 17, 5336 Assesse
since 20032.130.256.194
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92028A0072/00E000 | Wallonia | 1,061 m² | 1 · 184 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,246 companies in sector 47789 we hold annual accounts for 1,021. 688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-1989
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.