ATELIER Thérèse CHOTTEAU
ActiveSummary
ATELIER Thérèse CHOTTEAU has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-34k) and a net result of €144. Equity is shrinking by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+38
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 0.73 in 2024; short-term debt: 128.7% and cash: 5.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-76.6%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
12 d early
2022
on the day
2021
6 d early
2019
31 d late
2018
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-34k▲ 0.4%
2024 · €-34k
2018: €-2k
2019: €-9k
2021: €-18k
2022: €-17k
2023: €-24k
2024: €-34k
2018 → 2025
Total assets
€44k▲ 25.5%
2024 · €35k
2018: €101k
2019: €33k
2021: €36k
2022: €42k
2023: €38k
2024: €35k
2018 → 2025
Net result
€144
2024 · €-10k
2018: €3k
2019: €-7k
2021: €-8k
2022: €2k
2023: €-8k
2024: €-10k
2018 → 2025
Working capital
€-13k▲ 1.1%
2024 · €-13k
2018: €19k
2019: €12k
2021: €3k
2022: €4k
2023: €-3k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-17k▲ 9.2%€-24k▼ 46.2%€-34k▼ 39.2%€-34k▲ 0.4%
Operating result€-8k-€2k€-8k€-9k▼ 23.9%€186
Net result€-8k-€2k€-8k€-10k▼ 24.0%€144
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €186 after a loss of €9k in 2024.
Key figures and ratios
Solvency
-76.6%▲
2024 · -96.6%
Current ratio
0.78▲
2024 · 0.73
Quick ratio
0.05▼
2024 · 0.06
Debt to equity
-2.30▼
2024 · -2.04
ROA
0.3%▲
2024 · -27.2%
Debt
€77k▲
2024 · €69k
Debt ≤ 1 year
€56k▲
2024 · €48k
Debt > 1 year
€21k=
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€35k€44k▲
Current assets29/58€35k€44k▲
Stocks and contracts in progress3€32k€41k▲
Stocks30/36€32k€41k▲
Amounts receivable within one year40/41€1k€132▼
Other amounts receivable41€1k€132▼
Current investments50/53€4-
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€130-
Equity and liabilities
Total equity and liabilities10/49€35k€44k▲
Equity10/15€-34k€-34k▲
Contributions10/11€19k€19k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-55k€-55k▲
Amounts payable17/49€69k€77k▲
Amounts payable after more than one year17€21k€21k=
Financial debts170/4€21k€21k=
Amounts payable within one year42/48€48k€56k▲
Trade debts44€197€254▲
Suppliers440/4€197€254▲
Other amounts payable47/48€47k€56k▲
Income statement
Code20242025
Other operating charges640/8€407€420▲
Gross operating margin9900€-9k€605▲
Operating profit (loss)9901€-9k€186▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€38€42▲
Recurring financial charges65€38€42▲
Profit (loss) for the period before taxes9903€-9k€144▲
Income taxes67/77€2-
Profit (loss) for the period9904€-10k€144▲
Profit (loss) for the period to be appropriated9905€-10k€144▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-55k▲
Profit (loss) brought forward from the previous period14P€-46k€-55k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €144
Net result €144 after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fontenelle 231390 Grez-DoiceauGround area
2,729 m²
Building footprint
527 m²
Volume, LiDAR
868 m³
2 parcels, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Templiers 36, 1301 Wavre
since 19882.041.100.625
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0073/00B002 | Wallonia | 1,530 m² | 1 · 397 m² | - |
| 25006A0065/00S000 | Wallonia | 1,199 m² | 1 · 130 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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Sint-Gillis (bij-Brussel)
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-1988
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.