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(Not) Yours To Keep

Active
Private limited companyfounded 2001active for 25 yearsLambermontstraat 26A, 2000 Antwerpen, BelgiumKBO/BCE: BE 0475.824.095

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

(Not) Yours To Keep has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,765 and a net result of €4,063. Equity has been growing by about 4.9% per year since 2018. Its solvency ranks better than 95% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 11-10-2001 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 3 others
Establishment unit
2.131.491.955 2000 Antwerpen, since 21-01-2002
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€4,881
▲ 33.4%
Turnover
≈ €19,000
estimated
Profit
€4,063
▲ 41.3%
Equity
€101,765
▲ 4.2%
Total assets
€104,942
▲ 6.2%
Filed on 29-06-2026, 32 days before the deadline
Score breakdownraises riskSize: total assets €104,942lowers riskLiquidity: current ratio 32.13, cash €19,830Equity €101,765 (97.0% of total assets)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.0% of total assets
Liquidity 74+8
short-term debt 3.0% · cash 18.9%
Profitability 74+2
return on assets 3.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 32.13 (87.46 in 2024), above the usual 1.5. Short-term debt is 3% and cash 18.9% of total assets. 3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 82% on liquidity, 67% on profitability and 57% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 32.13, cash €19,830
NBB · annual accounts
lowers risk · Equity €101,765 (97.0% of total assets)
NBB · annual accounts
raises risk · Size: total assets €104,942
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
13 days early
2023
28 days early
2022
19 days early
2021
34 days early
2020
18 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in real estatesector median 29.0% · 17,119 companies 97.0% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Positive: 5 profitable years in a rowprofit 2025: €4,063 5 years View

Comparable companies

These companies have the same main activity as (Not) Yours To Keep: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €93,100 and €170,000, founded between 1996 and 2008.

CompanyTotal assetsGross margin
(Not) Yours To Keep Antwerpen€104,942€4,881
BENICO Kalmthout€111,207€8,888
A & L Zandhoven€164,534€3,952
SENCO PROJECTS Borsbeek€93,124€6,382
INTERPROINVEST Machelen (Brab.)€120,034€5,865
DEMO Anderlues€98,488€9,350
GROUP LBS Grimbergen€169,610€5,255
Full comparison

Documents

Annual accounts at the NBB

All 24 annual accounts

Articles and registers

Key facts about (Not) Yours To Keep

What is the company number of (Not) Yours To Keep?
The company number of (Not) Yours To Keep is 0475.824.095. The VAT number is the same number with BE in front: BE 0475.824.095.
Where is (Not) Yours To Keep based?
The registered office is at Lambermontstraat 26A, 2000 Antwerpen.Company details
What does (Not) Yours To Keep do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of (Not) Yours To Keep?
The legal form of (Not) Yours To Keep is Private limited company (BV).
When was (Not) Yours To Keep founded?
(Not) Yours To Keep was founded on 11-10-2001.
Is (Not) Yours To Keep still active?
Yes, (Not) Yours To Keep is an active enterprise in the KBO register.
What is the turnover of (Not) Yours To Keep?
The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €4,881 and 30 comparable companies (NACE 68110). It probably lies between €10,000 and €47,000. It is a rough estimate.Financials
Is (Not) Yours To Keep profitable?
In financial year 2025, (Not) Yours To Keep made a profit of €4,063.
Where can I find the annual accounts of (Not) Yours To Keep?
(Not) Yours To Keep filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of (Not) Yours To Keep due?
(Not) Yours To Keep must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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