Equity
€107,070 ▲ 2.4%
A & L has made a profit without a break since 2023.
A & L
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1999peak €50,217 (2019)
€3,952▼ 78.5%
lowest -€90,193 (2022)
€2,479▼ 84.6%
peak €169,430 (2021)
€107,070▲ 2.4%
€57,464▲ 33.8%
Board3 names since 2018
-
Documentsfilings and deeds
26-03-202635 days before the deadline
2025micro format
Gross margin from €18,343 to €3,952Result from €16,145 to €2,479Debts from €42,937 to €57,464Cash from €3,667 to €8,560
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,035 companies had the same profile as A & L has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,035 companies, not a prediction for A & L. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463055432
1 director appointed, 1 resignation, 1 reappointment
Resignation: · Appointment: · Reappointment: (managing director) · General meeting of 04-10-2018 · Gazette deed
Resignation: (director)
Appointment: (director) · General meeting of 26-03-2018 · Gazette deed
Registered office moved from Vosselaar to Zandhoven
New registered office: Ringlaan 150B, 2240 Zandhoven · Previous registered office: Heidestraat 34, 2350 Vosselaar · General meeting of 20-11-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A & L Zandhoven | €164,534 | €3,952 | 65.1% | - |
| TOPAZ Mol | €182,611 | €3,762 | 98.0% | - |
| CHATHO Haacht | €209,108 | €4,078 | -106.0% | - |
| REVENGE Knokke-Heist | €163,476 | €2,675 | 55.4% | - |
| ANNICK DE KIMPE Antwerp | €161,227 | €8,274 | -12.9% | - |
| (Not) Yours To Keep Antwerp | €104,942 | €4,881 | 97.0% | - |
| MERFEZA Merchtem | €216,685 | €4,860 | -22.5% | - |
These companies have the same main activity as A & L: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €105,000 and €217,000, founded between 1995 and 2001.
Official details
Source: KBO- Status
- Active since 07-04-1998Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.086.378.4432240 Zandhoven, since 14-04-1998
- Financial year end
- 30 September
- Peppol
- Reachable since 21-10-2026
Annual accounts to 30-09-2025
- €164,534▲ 11.5%
- Filing
- Filed on 26-03-2026, 35 days before the end of the filing period
Insights on A & L
A & L files the micro format. That format states no turnover. The gross margin fell from €10,823 in 2007 to €3,952 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A & L
- What is the company number of A & L?
- The company number of A & L is 0463.055.432. The VAT number is the same number with BE in front: BE 0463.055.432.
- Where is A & L based?
- The registered office is at Ringlaan 150B, 2240 Zandhoven.Company details
- What does A & L do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of A & L?
- A & L is a public limited company (NV).
- When was A & L founded?
- A & L was founded on 07-04-1998.
- Is A & L still active?
- Yes, A & L is an active enterprise in the KBO register.
- What is the turnover of A & L?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €3,952 and 30 comparable companies (NACE 68110). It probably lies between €8,200 and €38,000. It is a rough estimate. In financial year 2020 turnover was €231,185.Financials
- Is A & L profitable?
- In financial year 2025, A & L made a profit of €2,479.
- Where can I find the annual accounts of A & L?
- A & L filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A & L due?
- A & L must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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