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Noppe Miguel

Active
Private limited companyfounded 2013active for 13 yearsMandelvijver(Wak) 4, 8720 Dentergem, BelgiumKBO/BCE: BE 0538.945.262

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Noppe Miguel has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,146 and a net result of €21,321. Equity has been growing by about 14% per year since 2019. Its solvency ranks better than 53% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 25-09-2013 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.223.244.651 8720 Dentergem, since 01-10-2013
Financial year end
30 September
Peppol
Reachable since 06-11-2025

Board and ownership

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€49,223
▲ 73.0%
Turnover
≈ €340,000
estimated
Profit
€21,321
▲ 118%
Equity
€111,146
▼ 3.6%
Total assets
€242,620
▲ 23.0%
Filed on 29-12-2025, 122 days before the deadlinePDF
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2013Liquidity: current ratio 2.05, cash €39,533Equity €111,146 (45.8% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 71-12
equity 45.8% of total assets
Liquidity 66-2
short-term debt 17.4% · cash 16.3%
Profitability 80+5
return on assets 8.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.05 (2.64 in 2024), above the usual 1.5. Short-term debt is 17.4% and cash 16.3% of total assets. However, 54.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 54% of them on solvency, 71% on liquidity, 60% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.05, cash €39,533
NBB · annual accounts
lowers risk · Equity €111,146 (45.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-12-2025, 122 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
122 days early
2024
15 days early
2023
67 days early
2022
86 days early
2021
17 days late
2020
6 days early
2019
66 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 49 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 February (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €21,321 7 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as Noppe Miguel: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €221,000 and €284,000, founded between 2013 and 2014.

CompanyTotal assetsGross margin
Noppe Miguel Dentergem€242,620€49,223
Vervisch Frank Staden€284,120€47,314
VIAENE BERT Brugge€273,034€55,878
ALGEMENE BOUWWERKEN COSSEMENT Ledegem€247,309€37,814
LES FOURMIS SOUS LA BUCHE Tournai€226,281€48,854
ERITIN Antwerpen€221,117€46,547
BeWood Consulting Lasne€232,153€43,671
Full comparison

Documents

Annual accounts at the NBB

All 12 annual accounts

Articles and registers

Key facts about Noppe Miguel

What is the company number of Noppe Miguel?
The company number of Noppe Miguel is 0538.945.262. The VAT number is the same number with BE in front: BE 0538.945.262.
Where is Noppe Miguel based?
The registered office is at Mandelvijver(Wak) 4, 8720 Dentergem.Company details
What does Noppe Miguel do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Noppe Miguel?
The legal form of Noppe Miguel is Private limited company (BV).
When was Noppe Miguel founded?
Noppe Miguel was founded on 25-09-2013.
Is Noppe Miguel still active?
Yes, Noppe Miguel is an active enterprise in the KBO register.
How many employees does Noppe Miguel have?
Noppe Miguel had an average of 0.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Noppe Miguel?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €49,223 and 163 comparable companies (NACE 41001). It probably lies between €190,000 and €620,000.
Is Noppe Miguel profitable?
In financial year 2025, Noppe Miguel made a profit of €21,321.
Where can I find the annual accounts of Noppe Miguel?
Noppe Miguel filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Noppe Miguel due?
Noppe Miguel must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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