ERITIN
ActiveERITIN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €155k and a net result of €11k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-19
Solvency96▲+18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 1.68 in 2023; short-term debt: 9.4% and cash: 28.7% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d early
2023
44 d early
2022
46 d early
2021
34 d early
2020
54 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€155k▲ 7.8%
2023 · €144k
2018: €56k
2019: €52k
2020: €74k
2021: €108k
2022: €117k
2023: €144k
2018 → 2024
Total assets
€217k▼ 20.4%
2023 · €273k
2018: €100k
2019: €199k
2020: €245k
2021: €245k
2022: €248k
2023: €273k
2018 → 2024
Net result
€11k▼ 79.8%
2023 · €56k
2018: €42k
2019: €40k
2020: €61k
2021: €34k
2022: €51k
2023: €56k
2018 → 2024
Working capital
€65k▲ 24.0%
2023 · €53k
2018: €46k
2019: €46k
2020: €36k
2021: €48k
2022: €37k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€74k-€108k▲ 46.2%€117k▲ 8.0%€144k▲ 22.7%€155k▲ 7.8%
Operating result€86k-€51k▼ 41.3%€69k▲ 36.0%€78k▲ 12.7%€20k▼ 74.9%
Net result€61k-€34k▼ 43.9%€51k▲ 48.0%€56k▲ 9.8%€11k▼ 79.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €217k
Fixed assets
€132k▼ 8.0%
Current assets
€86k▼ 33.9%
Equity and liabilities €217k
Equity
€155k▲ 7.8%
Debt
€62k▼ 51.7%
The debt ratio falls from 47.4% to 28.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2023 · €92k
Cash flow
€28k▼
2023 · €70k
Solvency
71.3%▲
2023 · 52.6%
Current ratio
4.22▲
2023 · 1.68
Quick ratio
4.22▲
2023 · 1.68
Debt / equity
0.40▼
2023 · 0.90
ROE
7.3%▼
2023 · 38.8%
ROA
5.2%▼
2023 · 20.4%
Interest coverage
15.13▼
2023 · 35.61
Debt
€62k▼
2023 · €129k
Debt ≤ 1 year
€20k▼
2023 · €77k
Debt > 1 year
€42k▼
2023 · €52k
Income taxes
€6k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€273k€217k▼
Fixed assets21/28€143k€132k▼
Tangible fixed assets22/27€143k€132k▼
Land and buildings22€123k€117k▼
Furniture and vehicles24€20k€15k▼
Current assets29/58€130k€86k▼
Amounts receivable within one year40/41€27k€18k▼
Trade receivables40€27k€13k▼
Other amounts receivable41€200€5k▲
Current investments50/53€49k-
Cash at bank and in hand54/58€54k€62k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€273k€217k▼
Equity10/15€144k€155k▲
Contributions10/11€11k€11k=
Reserves13€132k€144k▲
Non-distributable reserves130/1€129k€141k▲
Other1319€129k€141k▲
Distributable reserves133€3k€3k=
Amounts payable17/49€129k€62k▼
Amounts payable after more than one year17€52k€42k▼
Financial debts170/4€52k€42k▼
Amounts payable within one year42/48€77k€20k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€923€4k▲
Suppliers440/4€923€4k▲
Taxes, remuneration and social security45€26k€6k▼
Taxes450/3€26k€6k▼
Other amounts payable47/48€41k€240▼
Accrued charges and deferred income492/3-€7
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€96k€40k▼
Operating profit (loss)9901€78k€20k▼
Financial income75/76B€200€3▼
Recurring financial income75€200€3▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€75k€17k▼
Income taxes67/77€20k€6k▼
Profit (loss) for the period9904€56k€11k▼
Profit (loss) for the period to be appropriated9905€56k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€11k▼
Transfer to equity691/2€27k€11k▼
To other reserves6921€27k€11k▼
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼79.8%
Net result drops to €11k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.22
Current ratio from 1.68 to 4.22; short-term debt falls from €77k to €20k.
31-12
Financial
Equity above €150kEq €155k ▲7.8%
7 profitable years in a row build equity to €155k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €108k ▲46.2%
4 profitable years in a row build equity to €108k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €61k ▲54.4%
Operating result €86k, net result €61k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
10-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oedenkovenstraat 272140 AntwerpenGround area
137 m²
Building footprint
117 m²
Volume, LiDAR
1,205 m³
Parcel 11006A0353/00X003, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ERITIN
since 20142.227.252.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0353/00X003 | Flanders | 137 m² | 1 · 117 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.