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Vervisch Frank

Active
Private limited companyfounded 2013active for 12 yearsVijverbosstraat(WRB) 3, 8840 Staden, BelgiumKBO/BCE: BE 0542.774.188
Summary

Vervisch Frank has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,854 and a net result of €28,724. Equity has been shrinking by about 2.6% per year since 2018. Its solvency ranks better than 51% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-12-2013 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.225.369.347 8840 Staden, since 06-12-2013
Financial year end
31 December
Peppol
Reachable since 04-11-2025

Board and ownership

Board
Shareholders
  • Frank Vervischannual accounts 2017
  • Kathy Vermeulenannual accounts 2017

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€47,314
▼ 31.8%
Turnover
≈ €330,000
estimated
Profit
€28,724
▼ 33.3%
Equity
€125,854
▼ 37.6%
Total assets
€284,120
▲ 7.7%
Filed on 08-07-2026, 23 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.63, cash €182,032Founded in 2013Equity €125,854 (44.3% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 69-31
equity 44.3% of total assets
Liquidity 72-20
short-term debt 54.8% · cash 64.1%
Profitability 81-8
return on assets 10.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (4.51 in 2024), above the usual 1.5. Short-term debt is 54.8% and cash 64.1% of total assets. However, 55.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 52% of them on solvency, 76% on liquidity, 63% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.63, cash €182,032
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €125,854 (44.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
30 days early
2023
30 days early
2022
30 days early
2021
34 days early
2020
33 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €28,724 8 years View
  • Caution: Equity fell in 2025from €201,700 to €125,854 ▼ 37.6% View

Recent changes

  1. · Gazette deed Change of role: Frank Vervisch, from statutory manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Vervisch Frank: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €243,000 and €358,000, founded in 2013.

CompanyTotal assetsGross margin
Vervisch Frank Staden€284,120€47,314
Noppe Miguel Dentergem€242,620€49,223
VIAENE BERT Brugge€273,034€55,878
CO CONSTRUCT Oostende€261,987€36,728
ALGEMENE BOUWWERKEN COSSEMENT Ledegem€247,309€37,814
BART MEERSMAN Torhout€357,971€53,338
SEBEL Oud-Heverlee€278,420€44,796
Full comparison

Key facts about Vervisch Frank

What is the company number of Vervisch Frank?
The company number of Vervisch Frank is 0542.774.188. The VAT number is the same number with BE in front: BE 0542.774.188.
Where is Vervisch Frank based?
The registered office is at Vijverbosstraat(WRB) 3, 8840 Staden.Company details
What does Vervisch Frank do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Vervisch Frank?
The legal form of Vervisch Frank is Private limited company (BV).
When was Vervisch Frank founded?
Vervisch Frank was founded on 06-12-2013.
Is Vervisch Frank still active?
Yes, Vervisch Frank is an active enterprise in the KBO register.
What is the turnover of Vervisch Frank?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €47,314 and 163 comparable companies (NACE 41001). It probably lies between €190,000 and €600,000.Financials
Is Vervisch Frank profitable?
In financial year 2025, Vervisch Frank made a profit of €28,724.
Where can I find the annual accounts of Vervisch Frank?
Vervisch Frank filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vervisch Frank due?
Vervisch Frank must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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