Noi Lif
ActiveNoi Lif has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €93k. Equity is growing by ~73.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.78 against 3.38 in 2024), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
31.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
157 d early
2024
77 d early
2023
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 76.1%
2024 · €122k
2023: €36k
2024: €122k
2023 → 2025
Total assets
€291k▲ 45.0%
2024 · €201k
2023: €59k
2024: €201k
2023 → 2025
Net result
€93k▲ 8.5%
2024 · €86k
2023: €31k
2024: €86k
2023 → 2025
Working capital
€201k▲ 84.7%
2024 · €109k
2023: €36k
2024: €109k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€36k-€122k▲ 235%€215k▲ 76.1%
Operating result€40k-€112k▲ 179%€124k▲ 10.2%
Net result€31k-€86k▲ 172%€93k▲ 8.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€37k▼ 19.7%
Current assets
€254k▲ 64.5%
Equity and liabilities €291k
Equity
€215k▲ 76.1%
Debt
€76k▼ 3.3%
The debt ratio falls from 39.2% to 26.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€136k▲
2024 · €123k
Cash flow
€105k▲
2024 · €96k
Solvency
73.9%▲
2024 · 60.8%
Current ratio
4.78▲
2024 · 3.38
Quick ratio
4.78▲
2024 · 3.38
Debt / equity
0.35▼
2024 · 0.64
ROE
43.2%▼
2024 · 70.1%
ROA
31.9%▼
2024 · 42.6%
Interest coverage
91.85▲
2024 · 83.74
Debt
€76k▼
2024 · €79k
Debt ≤ 1 year
€53k▲
2024 · €46k
Debt > 1 year
€23k▼
2024 · €33k
Income taxes
€29k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€291k▲
Fixed assets21/28€47k€37k▼
Tangible fixed assets22/27€47k€37k▼
Furniture and vehicles24€47k€37k▼
Current assets29/58€154k€254k▲
Amounts receivable within one year40/41€32k€25k▼
Trade receivables40€21k€23k▲
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€122k€229k▲
Deferred charges and accrued income490/1-€99
Equity and liabilities
Total equity and liabilities10/49€201k€291k▲
Equity10/15€122k€215k▲
Contributions10/11€5k€5k=
Reserves13€117k€210k▲
Distributable reserves133€117k€210k▲
Amounts payable17/49€79k€76k▼
Amounts payable after more than one year17€33k€23k▼
Financial debts170/4€33k€23k▼
Amounts payable within one year42/48€46k€53k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€33k€41k▲
Taxes450/3€33k€41k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€444€624▲
Gross operating margin9900€123k€137k▲
Operating profit (loss)9901€112k€124k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€111k€122k▲
Income taxes67/77€25k€29k▲
Profit (loss) for the period9904€86k€93k▲
Profit (loss) for the period to be appropriated9905€86k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€93k▲
Transfer to equity691/2€86k€93k▲
To other reserves6921€86k€93k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €93k ▲8.5%
Operating result €124k, net result €93k, both a record.
31-12
Financial
Equity above €200kEq €215k ▲76.1%
3 profitable years in a row build equity to €215k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €122k ▲235%
2 profitable years in a row build equity to €122k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sijpstraat 119160 LokerenGround area
1,473 m²
Building footprint
202 m²
Parcel 46383D0276/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Noi Lif
since 20232.346.433.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D0276/00C000 | Flanders | 1,472 m² | 1 · 202 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GIFIMO
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DARK MODE DM
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DMD
BE 0799.721.052
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LR CONSULTING
BE 0539.924.863
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MAES & MORE
BE 0555.803.565
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 39,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
93110Operation of sports facilities
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.