GIFIMO
ActiveGIFIMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €215k and a net result of €38k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
71
/ 100
Healthy▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability89▲+69
Solvency66▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.24 in 2023), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
43 d early
2022
31 d early
2021
92 d late
2020
25 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€60k
EBIT margin
22.8%
Net result
€38k▲ 448%
2023 · €7k
2018: €3k
2019: €23k
2020: €-3k
2021: €3k
2022: €1k
2023: €7k
2018 → 2024
Working capital
€-54k▲ 28.7%
2023 · €-76k
2018: €-40k
2019: €-27k
2020: €-39k
2021: €-47k
2022: €-69k
2023: €-76k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€168k-€172k▲ 1.8%€173k▲ 0.7%€178k▲ 3.1%€215k▲ 20.7%
Operating result€7k-€13k▲ 95.9%€9k▼ 30.9%€14k▲ 52.5%€57k▲ 307%
Net result€-3k-€3k€1k▼ 57.6%€7k▲ 449%€38k▲ 448%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 307% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €337k
Fixed assets
€307k▼ 6.0%
Current assets
€30k▲ 22.3%
Equity and liabilities €337k
Equity
€215k▲ 20.7%
Debt
€122k▼ 29.5%
The debt ratio falls from 49.2% to 36.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▲
2023 · €35k
Cash flow
€59k▲
2023 · €28k
Solvency
63.9%▲
2023 · 50.8%
Current ratio
0.36▲
2023 · 0.24
Quick ratio
0.36▲
2023 · 0.24
Debt / equity
0.57▼
2023 · 0.97
ROE
17.9%▲
2023 · 3.9%
ROA
11.4%▲
2023 · 2.0%
Interest coverage
22.01▲
2023 · 7.58
Debt
€122k▼
2023 · €172k
Debt ≤ 1 year
€84k▼
2023 · €100k
Debt > 1 year
€38k▼
2023 · €72k
Income taxes
€15k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€351k€337k▼
Fixed assets21/28€326k€307k▼
Tangible fixed assets22/27€326k€307k▼
Land and buildings22€326k€307k▼
Current assets29/58€24k€30k▲
Amounts receivable within one year40/41€22k€25k▲
Trade receivables40€22k€17k▼
Other amounts receivable41-€8k
Cash at bank and in hand54/58€136€2k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€351k€337k▼
Equity10/15€178k€215k▲
Contributions10/11€123k€123k=
Reserves13€55k€92k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€54k€91k▲
Profit (loss) carried forward14€7€6▼
Amounts payable17/49€172k€122k▼
Amounts payable after more than one year17€72k€38k▼
Financial debts170/4€72k€38k▼
Amounts payable within one year42/48€100k€84k▼
Current portion of amounts payable after more than one year42€34k€34k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44€20k€19k▼
Suppliers440/4€20k€19k▼
Taxes, remuneration and social security45€9k€24k▲
Taxes450/3€9k€24k▲
Other amounts payable47/48€33k€2k▼
Accrued charges and deferred income492/3€404€8▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€39k€82k▲
Operating profit (loss)9901€14k€57k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€9k€53k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€7k€38k▲
Profit (loss) for the period to be appropriated9905€7k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€38k▲
Profit (loss) brought forward from the previous period14P€91€7▼
Transfer to equity691/2€6k€37k▲
To other reserves6921€6k€37k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €38k ▲448%
Operating result €57k, net result €38k, both a record.
31-12
Financial
Equity above €200kEq €215k ▲20.7%
4 profitable years in a row build equity to €215k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼112%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Boneffe(F) 301350 Orp-JaucheGround area
1,737 m²
Building footprint
182 m²
Volume, LiDAR
1,400 m³
Parcel 25029A0184/00B000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GIFIMO
since 20072.160.319.365
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25029A0184/00B000 | Wallonia | 1,737 m² | 1 · 182 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DMD
BE 0799.721.052
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LR CONSULTING
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MAES & MORE
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2005
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
70200Business and other management consultancy
70220Business consulting
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.