Noa Consulting
ActiveSummary
Noa Consulting has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €38k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▼-11
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.93 in 2024; short-term debt: 61.1% and cash: 65.6% of total assets), but 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
38.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
18 d late
2023
39 d early
2022
28 d early
2021
24 d late
2020
47 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€89k
EBIT margin
13.0%
Net result
€38k▲ 9.5%
2024 · €35k
2018: €28k
2019: €-21k
2020: €5k
2021: €41k
2022: €31k
2023: €3k
2024: €35k
2018 → 2025
Working capital
€33k▼ 14.9%
2024 · €38k
2018: €61k
2019: €27k
2020: €29k
2021: €38k
2022: €43k
2023: €32k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€48k▲ 5.7%€36k▼ 25.9%€42k▲ 16.7%€38k▼ 9.6%
Operating result€43k-€40k▼ 6.2%€4k▼ 89.8%€44k▲ 976%€49k▲ 9.1%
Net result€41k-€31k▼ 23.1%€3k▼ 92.0%€35k▲ 1,277%€38k▲ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€5k ▲ 27.8%
Current assets
€92k ▲ 15.4%
Equity and liabilities €97k
Equity
€38k ▼ 9.6%
Debt
€60k ▲ 41.5%
The debt ratio rises from 50.2% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €47k
Cash flow
€41k▲
2024 · €37k
Current ratio
1.55▼
2024 · 1.93
Debt / equity
1.58▲
2024 · 1.01
ROE
100.1%▲
2024 · 82.6%
ROA
38.8%▼
2024 · 41.1%
Interest coverage
135.11▲
2024 · 91.75
Debt ≤ 1 year
€59k▲
2024 · €41k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€97k▲
Fixed assets21/28€4k€5k▲
Intangible fixed assets21€857€257▼
Tangible fixed assets22/27€3k€5k▲
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€30€30=
Current assets29/58€80k€92k▲
Amounts receivable within one year40/41€24k€23k▼
Trade receivables40€12k€18k▲
Other amounts receivable41€12k€6k▼
Current investments50/53-€4k
Cash at bank and in hand54/58€54k€64k▲
Deferred charges and accrued income490/1€1k€434▼
Equity and liabilities
Total equity and liabilities10/49€84k€97k▲
Equity10/15€42k€38k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€21k€17k▼
Amounts payable17/49€42k€60k▲
Amounts payable within one year42/48€41k€59k▲
Current portion of amounts payable after more than one year42€3k€2k▼
Trade debts44€824€6k▲
Suppliers440/4€824€6k▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€11k€14k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€24k€35k▲
Accrued charges and deferred income492/3€711€134▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€47k€52k▲
Operating profit (loss)9901€44k€49k▲
Financial income75/76B€44€253▲
Recurring financial income75€44€253▲
Financial charges65/66B€510€381▼
Recurring financial charges65€510€381▼
Profit (loss) for the period before taxes9903€44k€48k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€35k€38k▲
Profit (loss) for the period to be appropriated9905€35k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€59k▲
Profit (loss) brought forward from the previous period14P€15k€21k▲
Profit to be distributed694/7€29k€42k▲
Return on contributions (dividend)694€29k€42k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €41k ▲720%
Net result €41k, the highest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-21k ▼175%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 881640 Sint-Genesius-RodeGround area
1,080 m²
Building footprint
283 m²
Volume, LiDAR
1,327 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Winkelveldstraat 43, 1700 Dilbeek
since 20132.223.036.991
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0148/00T000 | Flanders | 819 m² | 1 · 193 m² | 5.8 m · 1 fl. |
| 23016D0294/02G003 | Flanders | 261 m² | 1 · 90 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400MKH3LARMPX5U32
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ORBITIZ
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
47120Other non-specialised retail sale
47910Retail trade
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.