Equity
€203,071 ▲ 63.1%
Equity rose in 2025 from €124,541 to €203,071.
NO-Tech
Overview
Lifetime
2 annual accounts with figures on one time axispeak €163,399 (2024)
€103,422▼ 36.7%
peak €122,341 (2024)
€79,363▼ 35.1%
peak €203,071 (2025)
€203,071▲ 63.1%
€32,292▼ 30.8%
Board1 name since 2023
1 directorOOGHE Nicolas Olivier Anne-Marie
Documentsfilings and deeds
31-05-202661 days before the deadline
2025micro format
Gross margin from €163,399 to €103,422Result from €122,341 to €79,363Dividend €833Equity from €124,541 to €203,071Debts from €46,698 to €32,292Cash from €131,392 to €200,080
Key points
from the 2025 annual accountsLiquidity
7.24 was 3.60 in 2024
Short-term debts fell from €46,698 to €32,292.
Position in the sector
€79,363
Higher net result than 87% of companies in computer programming and consultancy. Sector median €28,574 · 21,192 companies.
Checked score
98
Excellent
Financially stronger than 85% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.5%▲ +0.1 percentage points vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025highest value
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: < 0.1%▼ -0.5 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.24, cash €200,080
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €203,071 (86.3% of total assets)
Size: total assets €235,363
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 89% on liquidity, 82% on profitability and 83% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as NO-Tech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of NO-Tech itself is lower: < 0.1% within 12 months. It rests on far more data about NO-Tech than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for NO-Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.24 (3.6 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 85% of total assets. 13.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
61 days early
2024
66 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 64 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803445159
First establishment
Duribreustraat 14, Comines-Warneton
Incorporation
Founding capital of €3,000, 100 shares · Founder: OOGHE Nicolas Olivier Anne-Marie · Appointment: OOGHE Nicolas Olivier Anne-Marie (director) · published on 04-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NO-Tech Comines-Warneton | €235,363 | €103,422 | 86.3% | - |
| KVNL Consult Mons | €247,242 | €123,563 | 65.2% | - |
| JF IT Rumes | €202,630 | €87,085 | 76.8% | - |
| C. Meeussen Antwerp | €239,994 | €101,289 | 74.0% | - |
| KRITS Hasselt | €230,374 | €101,914 | 37.4% | - |
| Vergucht Consultancy Ghent | €250,456 | €99,152 | 80.6% | - |
| Omnya Antwerp | €238,848 | €99,874 | 96.8% | - |
These companies have the same main activity as NO-Tech: computer programming (NACE 62100). They are comparable in size and age: total assets between €203,000 and €250,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 30-06-2023Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.346.766.0357783 Comines-Warneton, since 01-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €103,422▼ 36.7%
- ≈ €150,000estimated
- €79,363▼ 35.1%
- €203,071▲ 63.1%
- €235,363▲ 37.4%
- Filing
- Filed on 31-05-2026, 61 days before the end of the filing period
Insights on NO-Tech
NO-Tech has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,071 and a net result of €79,363.
Its solvency ranks better than 83% of 21,186 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-05-2026, 61 days before the deadline€103,422
▼ 36.7%
€101,776
▼ 36.2%
€79,363
▼ 35.1%
€201,394
▲ 66.1%
86.3%
▲ 13.6 percentage points
7.24
▲ 3.64
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €130,000 and €220,000.
Balance sheet
balance sheet total €235,363 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
86.3%
Higher than 83% of 21,186 companies in 2025.
7.24
Higher than 83% of 20,549 companies in 2025.
33.7%
Higher than 72% of 20,725 companies in 2025.
NO-Tech
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
235,363 | 171,239 | |
21/28 |
1,677 | 3,257 | |
22/27 |
1,677 | 3,257 | |
24 |
1,677 | 3,257 | |
29/58 |
233,686 | 167,982 | |
40/41 |
31,714 | 33,839 | |
40 |
31,714 | 33,569 | |
41 |
- | 269 | |
54/58 |
200,080 | 131,392 | |
490/1 |
1,892 | 2,751 | |
| Balance sheet: equity and liabilities | |||
10/49 |
235,363 | 171,239 | |
10/15 |
203,071 | 124,541 | |
10/11 |
3,000 | 3,000 | |
14 |
200,071 | 121,541 | |
17/49 |
32,292 | 46,698 | |
42/48 |
32,292 | 46,698 | |
44 |
496 | 83 | |
440/4 |
496 | 83 | |
45 |
30,963 | 45,815 | |
450/3 |
30,963 | 45,815 | |
47/48 |
833 | 800 | |
| Income statement | |||
9900 |
103,422 | 163,399 | |
630 |
1,580 | 1,483 | |
640/8 |
66 | 2,321 | |
9901 |
101,776 | 159,596 | |
75/76B |
- | 0 | |
75 |
- | 0 | |
65/66B |
1,351 | 1,395 | |
65 |
1,351 | 1,395 | |
9903 |
100,425 | 158,200 | |
67/77 |
21,062 | 35,859 | |
9904 |
79,363 | 122,341 | |
9905 |
79,363 | 122,341 | |
| Appropriation of the result | |||
9906 |
200,904 | 122,341 | |
14P |
121,541 | - | |
694/7 |
833 | 800 | |
694 |
833 | 800 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 31-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 103,356 | 161,078 | ||
| 80,943 | 123,824 | ||
| 0 | 4,740 | ||
| 68,688 | - | ||
| 201,394 | 121,284 | ||
| 86.3% | 72.7% | ||
| 7.24 | 3.60 | ||
| 0.16 | 0.37 | ||
| 39.1% | 98.2% | ||
| 33.7% | 71.4% | ||
| 76.51 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €4,740 |
| €1,580 | €1,483 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on NO-Tech
The operating result for 2025 is 36% lower than in 2024.
Debt's share of the balance-sheet total falls from 27.3% to 13.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
since 30-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 31-05-2026
Mandates through the years
1 name, the dashed line is todayOOGHE Nicolas Olivier Anne-Marie
Director
Director
Board
Mandates as a list
- OOGHE Nicolas Olivier Anne-Marie
- Director, from 30-06-2023 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €2,031 in 2025
- Source
- deed of 04-07-2023
Articles of association
deed of 04-07-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of May at 18:30
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 04-07-2023 ↗
- OOGHE Nicolas Olivier Anne-Marie 100 shares (100%) · €3,000 in cash
Network & group
No group
NO-Tech has no parent and no holdings in its annual accounts. OOGHE Nicolas Olivier Anne-Marie is the only director. NO-Tech shares no director with another company.
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 61 days before the deadline
2025
Liquidity doubles current ratio 7.24 The current ratio rises from 3.60 to 7.24. Short-term debt falls from €46,698 to €32,292.
Equity above €200,000 equity €203,071 ▲63.1% With a profit in every financial year since 2024, equity grows to €203,071.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803445159
Annual accounts 2024 filed PDFmicro format · 66 days before the deadline
2023
First establishment Duribreustraat 14, Comines-Warneton
IncorporationFounding capital of €3,000, 100 shares · Founder: OOGHE Nicolas Olivier Anne-Marie · Appointment: OOGHE Nicolas Olivier Anne-Marie (director) · published on 04-07-20236 points ▸
- Registered office clause, rue Duribreu 14, 7783 Le Bizet (Comines-Warneton)
- Board rule, 1
- Director appointment, OOGHE Nicolas Olivier Anne-Marie
- Founder, OOGHE Nicolas Olivier Anne-Marie
- Founding capital, €3,000, 100 shares
- 100 shares
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
NO-Tech was incorporated on 30 June 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, OOGHE Nicolas Olivier Anne-Marie has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 0803.445.159
- VAT number
- BE 0803.445.159
- Peppol ID
- 0208:0803445159
- Other Peppol ID
- 9925:BE0803445159
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of May at 18:30deed of 04-07-2023 (in French)
- Website
- www.notech.be/
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- NO-Tech in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-07-2023 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
63120
Computing infrastructure, data processing, hosting and other information service activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Laconsultanceoulaprestationdeservicesdansledomainedel'informatique,del'internet,descommunicationsetdestechnologiesélectroniqueounumérique,au…”deed of 04-07-2023 (in French)
9 activities
- Laconsultanceoulaprestationdeservicesdansledomainedel'informatique,del'internet,descommunicationsetdestechnologiesélectroniqueounumérique,auprèsdesentreprisesbelges,notammentliéeàlacybersécurité
- Lagestiond'installationsinformatiques
- Laprogrammationinformatique
- Leconseilinformatique
- Letraitementdedonnées,hébergementetactivitésconnexes
- Lesportailsinternet
- Lesactivitésauxentreprisesdanslesmatièresprécitées
- Laconception,lacommercialisation,lavente,l'acquisitionetlamaintenancedematérielinformatiqueoudesystèmeinformatique,électroniqueounumérique
- Laformationdesentreprisesoudesparticuliersliéesàl'informatiqueetàlacybersécuritéparl'organisationetlaparticipationàdescours,foires,expositionssalonsouséminaires
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Duribreustraat 14 registered office 7783 Comines-Warneton | 01-07-2023 | 2.346.766.035 |
Buildings and parcels at the address
- Ground area
- 353 m²
- Buildings
- 52 m²
- Volume, LiDAR
- 459 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 54008E0011/00T007 | 353 m² | 1 · 52 m² | 10.6 m · 3 |