NO-Tech
ActiveNO-Tech has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €79k. Its solvency ranks better than 83% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 7.24 against 3.6 in 2024; short-term debt: 13.7% and cash: 85% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
33.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
61 d early
2024
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▲ 63.1%
2024 · €125k
2024: €125k
2024 → 2025
Total assets
€235k▲ 37.4%
2024 · €171k
2024: €171k
2024 → 2025
Net result
€79k▼ 35.1%
2024 · €122k
2024: €122k
2024 → 2025
Working capital
€201k▲ 66.1%
2024 · €121k
2024: €121k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€125k-€203k▲ 63.1%
Operating result€160k-€102k▼ 36.2%
Net result€122k-€79k▼ 35.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€2k▼ 48.5%
Current assets
€234k▲ 39.1%
Equity and liabilities €235k
Equity
€203k▲ 63.1%
Debt
€32k▼ 30.8%
The debt ratio falls from 27.3% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▼
2024 · €161k
Cash flow
€81k▼
2024 · €124k
Solvency
86.3%▲
2024 · 72.7%
Current ratio
7.24▲
2024 · 3.60
Quick ratio
7.24▲
2024 · 3.60
Debt / equity
0.16▼
2024 · 0.37
ROE
39.1%▼
2024 · 98.2%
ROA
33.7%▼
2024 · 71.4%
Interest coverage
76.51▼
2024 · 115.43
Debt
€32k▼
2024 · €47k
Debt ≤ 1 year
€32k▼
2024 · €47k
Income taxes
€21k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€235k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€168k€234k▲
Amounts receivable within one year40/41€34k€32k▼
Trade receivables40€34k€32k▼
Other amounts receivable41€269-
Cash at bank and in hand54/58€131k€200k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€171k€235k▲
Equity10/15€125k€203k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€122k€200k▲
Amounts payable17/49€47k€32k▼
Amounts payable within one year42/48€47k€32k▼
Trade debts44€83€496▲
Suppliers440/4€83€496▲
Taxes, remuneration and social security45€46k€31k▼
Taxes450/3€46k€31k▼
Other amounts payable47/48€800€833▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€66▼
Gross operating margin9900€163k€103k▼
Operating profit (loss)9901€160k€102k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€158k€100k▼
Income taxes67/77€36k€21k▼
Profit (loss) for the period9904€122k€79k▼
Profit (loss) for the period to be appropriated9905€122k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€201k▲
Profit (loss) brought forward from the previous period14P-€122k
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.24
Current ratio from 3.60 to 7.24; short-term debt falls from €47k to €32k.
31-12
Financial
Equity above €200kEq €203k ▲63.1%
2 profitable years in a row build equity to €203k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duribreustraat(Biz) 147783 Comines-WarnetonGround area
353 m²
Building footprint
52 m²
Volume, LiDAR
459 m³
Parcel 54008E0011/00T007, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Duribreustraat(Biz) 14, 7783 Comines-Warneton
since 20232.346.766.035
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54008E0011/00T007 | Wallonia | 353 m² | 1 · 52 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POSTSCRIPTUM NACE
BE 0691.691.855
Etterbeek · Eq €203k
ACCELOR
BE 0635.931.010
Gent · Eq €203k
TROY PROPERTIES
BE 0476.357.102
La Hulpe · Eq €203k
Eton
BE 0724.845.564
Kortrijk · Eq €203k
DAP CONSULTANCY
BE 0460.225.606
Tienen · Eq €203k
Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.notech.be/