NMATEAMWERK
ActiveThe computed 12-month bankruptcy probability of NMATEAMWERK is 4.2% (elevated). The 2024 annual accounts show equity of €61k and a net result of €20k. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 18939 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+7
Solvency65▲+23
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 0.99 in 2023; short-term debt: 60.1% and cash: 3.4% of total assets), and 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.9%
Return on assets
13.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-03-2026, 229 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
229 d late
2023
95 d late
2022
57 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▲ 49.9%
2023 · €40k
2022: €22k
2023: €40k
2022 → 2024
Total assets
€152k▼ 37.6%
2023 · €243k
2022: €64k
2023: €243k
2022 → 2024
Net result
€20k▲ 7.6%
2023 · €19k
2022: €20k
2023: €19k
2022 → 2024
Working capital
€24k
2023 · €-3k
2022: €11k
2023: €-3k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€22k-€40k▲ 86.5%€61k▲ 49.9%
Operating result€24k-€24k▼ 0.2%€24k▼ 1.3%
Net result€20k-€19k▼ 4.7%€20k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 1% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152k
Fixed assets
€37k▼ 15.3%
Current assets
€115k▼ 42.5%
Equity and liabilities €152k
Equity
€61k▲ 49.9%
Debt
€91k▼ 55.1%
The debt ratio falls from 83.4% to 60.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2023 · €31k
Cash flow
€27k▲
2023 · €25k
Solvency
39.9%▲
2023 · 16.6%
Current ratio
1.26▲
2023 · 0.99
Quick ratio
1.26▲
2023 · 0.99
Debt / equity
1.50▼
2023 · 5.01
ROE
33.3%▼
2023 · 46.4%
ROA
13.3%▲
2023 · 7.7%
Interest coverage
161.48▲
2023 · 46.90
Debt
€91k▼
2023 · €203k
Debt ≤ 1 year
€91k▼
2023 · €202k
Income taxes
€5k▲
2023 · €5k
Staff costs
€46k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€243k€152k▼
Fixed assets21/28€44k€37k▼
Tangible fixed assets22/27€36k€30k▼
Plant, machinery and equipment23€34k€29k▼
Furniture and vehicles24€2k€141▼
Financial fixed assets28€8k€8k=
Current assets29/58€199k€115k▼
Amounts receivable within one year40/41€195k€110k▼
Trade receivables40€172k€52k▼
Other amounts receivable41€22k€57k▲
Cash at bank and in hand54/58€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€243k€152k▼
Equity10/15€40k€61k▲
Contributions10/11€2k€2k=
Reserves13€38k€59k▲
Distributable reserves133€38k€59k▲
Amounts payable17/49€203k€91k▼
Amounts payable within one year42/48€202k€91k▼
Trade debts44€29k€39k▲
Suppliers440/4€29k€39k▲
Advances received on contracts in progress46€120k-
Taxes, remuneration and social security45€28k€35k▲
Taxes450/3€22k€25k▲
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€26k€18k▼
Accrued charges and deferred income492/3€800-
Income statement
Code20232024
Remuneration, social security and pensions62€31k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€65k€79k▲
Operating profit (loss)9901€24k€24k▼
Financial income75/76B€607€2k▲
Recurring financial income75€607€2k▲
Financial charges65/66B€655€190▼
Recurring financial charges65€655€190▼
Profit (loss) for the period before taxes9903€24k€26k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€19k€20k▲
Profit (loss) for the period to be appropriated9905€19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€20k▼
Profit (loss) brought forward from the previous period14P€20k-
Transfer to equity691/2€38k€20k▼
To other reserves6921€38k€20k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 229 days late
2024
31-12
Financial
Highest result since 2022net €20k ▲7.6%
Net result €20k, the highest in the series.
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 95 days late
2023
31-12
Financial
Weakest financial yearnet €19k ▼4.7%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 802060 AntwerpenGround area
135 m²
Building footprint
135 m²
Volume, LiDAR
1,302 m³
Parcel 11805E0782/00E000, Flanders · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Las Palmas
since 20232.345.134.950
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0782/00E000 | Flanders | 135 m² | 1 · 135 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.345.134.950
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IL MEZZOGIORNO
BE 0632.557.685
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FEKA
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Bistro Maison Marie
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Roeselare · Eq €61k
Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
56101Full-service restaurants
56111Full-service restaurants
43211General electrical installation work
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.