Skip to content

Pp Kessel-Lo

Active
Private limited companyfounded 2021active for 5 yearsDiestsesteenweg 130, 3010 Leuven, BelgiumKBO/BCE: BE 0766.739.567
Summary

The computed 12-month bankruptcy probability of Pp Kessel-Lo is 3.8% (moderate). The 2025 annual accounts show equity of €153,337 and a net result of -€22,663. Equity has been growing by about 22% per year since 2021. Its solvency ranks better than 95% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-04-2021 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 1 other
Establishment units
2.316.569.737 3010 Leuven, since 14-04-2021
2.372.963.458 3000 Leuven, since 01-05-2025
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Kaya HalilDirector

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.8%
Annual accounts 2025
Gross margin
€83,134
▼ 16.1%
Turnover
≈ €310,000
estimated
Loss
€22,663
Equity
€153,337
▼ 12.9%
Total assets
€166,283
▼ 15.5%
Employees on 31-12-2025
3
▼ 25.0%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2021Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskEquity €153,337 (92.2% of total assets)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 53% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 100=
equity 92.2% of total assets
Liquidity 61-8
short-term debt 7.5% · cash 9.0%
Profitability 22-53
return on assets -13.6%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.1%▲ +0.5 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.2 percentage points vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.4 percentage points vs 07-2026 09-2026: 3.7%▲ +1.7 percentage points vs 08-2026 10-2026: 3.8%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 3.8%● unchanged vs 10-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.82 (7.95 in 2024), above the usual 1.5. Short-term debt is 7.5% and cash 9% of total assets. 7.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 65% on liquidity, 25% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €153,337 (92.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
30 days early
2023
14 days late
2022
30 days late
2021
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 15 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in food and beverage servicesector median €4,876 · 16,939 companies -€22,663 View

Recent changes

  1. · Gazette deed Appointment: Bahar Kaya (director)
  2. · Gazette deed Transfer of 4 sharesResignation: Kaya Ferhat (director)
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Pp Kessel-Lo: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €155,000 and €172,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Pp Kessel-Lo Leuven€166,283€83,134
JOSEPHINE Leuven€169,290€69,193
MiNi Huldenberg€161,249€99,672
Thanakorn Deinze€161,628€87,391
S.W.N Fontaine-l'Evêque€162,274€86,069
Mister SpareRibs Hasselt€171,575€78,457
LOW C Ieper€155,418€86,230
Full comparison

Key facts about Pp Kessel-Lo

What is the company number of Pp Kessel-Lo?
The company number of Pp Kessel-Lo is 0766.739.567. The VAT number is the same number with BE in front: BE 0766.739.567.
Where is Pp Kessel-Lo based?
The registered office is at Diestsesteenweg 130, 3010 Leuven.Company details
What does Pp Kessel-Lo do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of Pp Kessel-Lo?
The legal form of Pp Kessel-Lo is Private limited company (BV).
When was Pp Kessel-Lo founded?
Pp Kessel-Lo was founded on 14-04-2021.
Is Pp Kessel-Lo still active?
Yes, Pp Kessel-Lo is an active enterprise in the KBO register.
How many employees does Pp Kessel-Lo have?
Pp Kessel-Lo had an average of 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Pp Kessel-Lo?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €83,134 and 91 comparable companies (NACE 56112). It probably lies between €230,000 and €370,000.
Is Pp Kessel-Lo profitable?
In financial year 2025, Pp Kessel-Lo made a loss of €22,663.
Where can I find the annual accounts of Pp Kessel-Lo?
Pp Kessel-Lo filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Pp Kessel-Lo due?
Pp Kessel-Lo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.