XAVIAN
ActiveThe computed 12-month bankruptcy probability of XAVIAN is 3.6% (moderate). The 2025 annual accounts show equity of €46k and a net result of €9k. Equity is growing by ~87.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 13009 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-6
Solvency72▲+26
Growth78=
Stability94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.46 in 2024), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
5.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
26 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 23.0%
2024 · €37k
2022: €-12k
2023: €-986
2024: €37k
2022 → 2025
Total assets
€146k▼ 5.1%
2024 · €154k
2022: €138k
2023: €127k
2024: €154k
2022 → 2025
Net result
€9k▼ 77.6%
2024 · €38k
2022: €-16k
2023: €11k
2024: €38k
2022 → 2025
Working capital
€32k▲ 118%
2024 · €15k
2022: €-8k
2023: €-3k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-12k-€-986▲ 91.4%€37k€46k▲ 23.0%
Operating result€-13k-€13k€46k▲ 250%€13k▼ 72.7%
Net result€-16k-€11k€38k▲ 265%€9k▼ 77.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€90k▼ 15.7%
Current assets
€55k▲ 19.4%
Equity and liabilities €146k
Equity
€46k▲ 23.0%
Debt
€100k▼ 14.1%
The debt ratio falls from 75.7% to 68.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▼
2024 · €61k
Cash flow
€27k▼
2024 · €52k
Solvency
31.6%▲
2024 · 24.3%
Current ratio
2.34▲
2024 · 1.46
Quick ratio
2.17▲
2024 · 1.32
Debt / equity
2.17▼
2024 · 3.11
ROE
18.7%▼
2024 · 102.6%
ROA
5.9%▼
2024 · 25.0%
Interest coverage
11.02▼
2024 · 18.61
Debt
€100k▼
2024 · €116k
Debt ≤ 1 year
€24k▼
2024 · €32k
Debt > 1 year
€75k▼
2024 · €84k
Income taxes
€2k▼
2024 · €5k
Staff costs
€48k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€146k▼
Fixed assets21/28€107k€90k▼
Tangible fixed assets22/27€103k€86k▼
Plant, machinery and equipment23€64k€52k▼
Furniture and vehicles24€18k€15k▼
Other tangible fixed assets26€20k€19k▼
Financial fixed assets28€5k€5k=
Current assets29/58€46k€55k▲
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€269€9k▲
Trade receivables40€220€1k▲
Other amounts receivable41€49€8k▲
Current investments50/53€29k-
Cash at bank and in hand54/58€9k€39k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€154k€146k▼
Equity10/15€37k€46k▲
Contributions10/11€4k€4k=
Reserves13€33k€42k▲
Distributable reserves133€33k€42k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€116k€100k▼
Amounts payable after more than one year17€84k€75k▼
Financial debts170/4€84k€75k▼
Amounts payable within one year42/48€32k€24k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Taxes, remuneration and social security45€17k€3k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€750€750=
Income statement
Code20242025
Non-recurring operating income76A€150€0▼
Remuneration, social security and pensions62€31k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k▲
Other operating charges640/8€836€844▲
Non-recurring operating charges66A€892€0▼
Gross operating margin9900€94k€79k▼
Operating profit (loss)9901€46k€13k▼
Financial income75/76B€584€859▲
Recurring financial income75€584€859▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€44k€11k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€38k€9k▼
Profit (loss) for the period to be appropriated9905€38k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€9k▼
Profit (loss) brought forward from the previous period14P€-5k€0▲
Transfer to equity691/2€33k€9k▼
To other reserves6921€33k€9k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2022net €38k ▲265%
Operating result €46k, net result €38k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basiliekstraat 771500 HalleGround area
795 m²
Building footprint
409 m²
Volume, LiDAR
3,147 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kwadeplas
since 20222.327.367.817
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0700/00F000 | Flanders | 657 m² | 1 · 253 m² | 10.0 m · 2 fl. |
| 23027G0572/00A000 | Flanders | 138 m² | 1 · 155 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 266 EUR awarded · 266 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 150 EUR | 150 EUR |
| 2023 | 1 | 116 EUR | 116 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Genesius-Rode/Rhode-Saint-Genèse2.327.367.817
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 9,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2022
Fiscal year end31-12
Trade name NL
Kwadeplas
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
46389Wholesale of other food products
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vanmeulder.ian@hotmail.com