NJD CONSULTING

Active

Private limited companyfounded 2025active for 1 yearThomas Vinçottestraat 30, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1021.053.078

Summary

NJD CONSULTING has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,584 and a net result of €18,584. Its solvency ranks better than 44% of 8,468 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

NJD CONSULTINGActiveChecked score 89/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300

1 site

Size

€47,247total assets 2025

Equity: €21,584
Profit: €18,584

Turnover not published (micro format)

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Accounts 33 days early

Why 89raises riskSize: total assets €47,247Founded in 2025lowers riskLiquidity: current ratio 1.79, cash €25,045Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 71

equity 45.7% of total assets

Liquidity 74

short-term debt 51.5% · cash 53.0%

Profitability 100

return on assets 39.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,205 companies, NACE 73, micro)

Last 24 months 04-2026: 1.0% 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -1.0 percentage point vs 09-2026lowest value

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.79, above the usual 1.5; short-term debt: 51.5% and cash: 53% of total assets), but 54.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 46% on solvency, 66% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.