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NILIMA

Active
KBO/BCE: BE 0665.878.868
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Age9 yrs
Board1
Real estate1 parcel · 101 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NILIMA is 2.9% (moderate). The 2022 annual accounts show equity of €26k and a net result of €4k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 4418 sector peers (fiscal year 2022). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-2023 was due at the National Bank by 31-07-2024. Nothing is on record today, 760 days later. 3 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 17-09-2023, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 17-09-2023 48 d late 2023-00447805
31-12-2020 31-07-2021 24-09-2021 55 d late 2021-68400416
31-12-2019 31-07-2020 07-10-2020 68 d late 2020-59500353
31-12-2018 31-07-2019 29-08-2019 29 d late 2019-55000294
31-12-2017 31-07-2018 31-08-2018 31 d late 2018-57600061

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€429k+19.0%
EBIT margin1.5%-0.2pp
Net result€4k-50.3%
Working capital€16k+195.2%

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 17-09-2023 with the NBB · fiscal year 2022 · micro
€0€200k€400kRevenue 2018: €363k€363kOperating result 2018: €4k€4kNet result 2018: €2k€2kRevenue 2019: €376k€376kOperating result 2019: €4k€4kNet result 2019: €4k€4kRevenue 2020: €360k€360kOperating result 2020: €6k€6kNet result 2020: €8k€8kRevenue 2022: €429k€429kOperating result 2022: €6k€6kNet result 2022: €4k€4k2018201920202022
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~39% of the level (threshold 35%). We therefore deliberately show no projection line.
€2k€4k€6k€8k2018: €2k2019: €4k2020: €8k2022: €4k2018201920202022
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 85.9% 19.8%
better than 95% of 4418 sector peers
Net result €4k €2k
better than 54% of 4402 sector peers
Equity €26k €14k
better than 62% of 4427 sector peers
Gross operating margin €35k €19k
better than 62% of 4392 sector peers
Staff costs €24k €30k
higher than 43% of 1949 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€429k
+19.0% 18-22
EBITDA
€11k
+39.7% 18-22
Net profit
€4k
-50.3% 18-22
Cash flow
€8k
-11.3% 18-22
Total assets
€30k
-15.1% 18-22
Equity
€26k
+86.1% 18-22
Working capital
€16k
+195.2% 18-22
Employees (FTE)
1
- 18-22
Show 13 other metrics
Staff costs
€24k
- 18-22
Income taxes
€2k
+341.4% 18-22
Debt
€4k
-80.4% 18-22
Debt ≤ 1y
€4k
-80.4% 18-22
Current ratio
4.72
+278.2% 18-22
Quick ratio
1.97
+128.8% 18-22
Solvency
85.9%
+119.4% 18-22
Debt / equity
0.16
- 18-22
ROE
14.3%
-73.3% 18-22
ROA
12.3%
-41.4% 18-22
Net margin
0.9%
-58.2% 18-22
EBITDA margin
2.5%
+17.3% 18-22
Interest coverage
13.27
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue€429k
EBITDA€11k
Net profit€4k
Cash flow€8k
Staff costs€24k
Income taxes€2k
Dividends-
Total assets€30k
Equity€26k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€16k
Employees (FTE)1.0
Ratios (computed)
2022
Current ratio4.72
Quick ratio1.97
Working capital ratio52.2%
Solvency85.9%
Debt / equity0.16
Long-term debt ratio-
Interest coverage13.27
Gross margin8.1%
Net margin0.9%
ROA12.3%
ROE14.3%
EBITDA margin2.5%
Days sales outstanding1d
Days payable outstanding3d
Inventory turnover33.66
Days inventory (DSI)11d
Balance-sheet composition 2022
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€30k
Fixed assets 21/28€10k
Intangible fixed assets 21€6k
Tangible fixed assets 22/27€5k
Current assets 29/58€20k
Stocks & contracts in progress 3€12k
Amounts receivable within one year 40/41€844
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€30k
Equity 10/15€26k
Contributions / capital 10/11€6k
Reserves 13€2k
Accumulated profits (losses) 14€18k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€4k
Income statement
Turnover 70€429k
Gross operating margin 9900€35k
Operating result 9901€6k
Financial charges 65€798
Result before taxes 9903€6k
Income taxes 67/77€2k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
95 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • ALIM Abdul
    Director
    State Gazette act 25309156 (04-02-2025)
    Current
    04-02-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation09-11-2016
StatusActive
Postal code1050

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vredestraat 591050 Elsene

Establishment units

1 location
Nilima
Vredestraat 59, 1050 ElseneDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20162.258.218.101
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area101 m²
Buildings1
Building footprint100 m²
Volume (LiDAR)1,306 m³
Tallest building15.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A0894/00D000 Brussels 101 m² 1 · 100 m² 15.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 1 year ago
2025
04-02-2025 ALIM Abdul appointed as director Director changes·Florence le Maire
  • ALIM Abdul, Bestuurder
Notary: Florence le Maire · Bruxelles

Analysis

Financial profile

5 of 5 axes measured
Health95Profitability38Solvency100Growth69Stability100
80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 95
Profitability 38
Solvency 100
Growth 69
Stability 100

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,663 of the 10,438 companies in this sector. 1,385 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR NILIMA
Registered office
Vredestraat 59
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.