Financials
- Financial year
- 2025
- Total assets
- €247,628
- Profit
- €73,074
- Solvency
- 40.0%
Total assets▲ 47.0%
Net result
20232025
BAKKERIJ KOERSEL
ActiveSummary
The computed 12-month bankruptcy probability of BAKKERIJ KOERSEL is 2.1% (moderate). The 2025 annual accounts show equity of €99,079 and a net result of €73,074. Equity is growing by about 181% per year across the filed financial years. Its solvency ranks better than 59% of 1,883 sector peers (NACE 10, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Artisanal bread and fresh pastry making
NACE 10712Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
1 site
Size
€247,628total assets 2025
- Staff
- 2.1 FTE
- Equity
- €99,079
- Profit
- €73,074
Turnover not published (micro format)
Structure
2025 accounts on time1 deed in the Belgian Official Gazette
Why 56raises riskSector: Manufacture of food products (NACE 10)2 of the last 3 lateFounded in 2023Size: total assets €247,628Show the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 81% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency
65+25
equity 40.0% of total assets
Liquidity
68+25
short-term debt 19.5% · cash 19.0%
Profitability
100+16
return on assets 29.5%
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.9%
12-2024: 5.8%▼ -0.1 percentage points vs 11-2024
01-2025: 5.9%▲ +0.1 percentage points vs 12-2024
02-2025: 5.9%● unchanged vs 01-2025
03-2025: 5.9%● unchanged vs 02-2025
04-2025: 6.0%▲ +0.1 percentage points vs 03-2025
05-2025: 5.9%▼ -0.1 percentage points vs 04-2025
06-2025: 5.8%▼ -0.1 percentage points vs 05-2025
07-2025: 5.8%● unchanged vs 06-2025
08-2025: 6.5%▲ +0.7 percentage points vs 07-2025
09-2025: 6.6%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 4.0%▼ -2.6 percentage points vs 09-2025
11-2025: 4.0%● unchanged vs 10-2025
12-2025: 4.0%● unchanged vs 11-2025
01-2026: 3.9%▼ -0.1 percentage points vs 12-2025
02-2026: 3.9%● unchanged vs 01-2026
03-2026: 3.9%● unchanged vs 02-2026
04-2026: 4.0%▲ +0.1 percentage points vs 03-2026
05-2026: 4.0%● unchanged vs 04-2026
06-2026: 4.0%● unchanged vs 05-2026
07-2026: 4.0%● unchanged vs 06-2026
08-2026: 2.5%▼ -1.5 percentage points vs 07-2026
09-2026: 2.1%▼ -0.4 percentage points vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.36, compared with 0.85 in 2024, above the usual 1.5; short-term debt: 19.5% and cash: 19% of total assets), but 60% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 58% on solvency, 73% on liquidity, 95% on profitability and 97% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
40 days late
2023
32 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 24 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 September (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €73,074 ▲250%
- Liquidity more than doubledcurrent ratio 2.36
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 09-09-2025Annual accounts filed
- 01-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Artisanal bread and fresh pastry makingNACE 10712
- Founded
- 12-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about BAKKERIJ KOERSEL
- What is the company number of BAKKERIJ KOERSEL?
- 0797.071.269. In Belgium the VAT number is the company number with BE in front: BE 0797.071.269.
- Where is BAKKERIJ KOERSEL based?
- The registered office is at Pieter Vanhoudtstraat 35, 3582 Beringen.Company details
- What does BAKKERIJ KOERSEL do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of BAKKERIJ KOERSEL?
- Private limited company (BV).
- When was BAKKERIJ KOERSEL founded?
- On 12-01-2023.
- Is BAKKERIJ KOERSEL still active?
- Yes, BAKKERIJ KOERSEL is an active enterprise in the KBO register.
- How many employees does BAKKERIJ KOERSEL have?
- On average 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BAKKERIJ KOERSEL?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is BAKKERIJ KOERSEL profitable?
- In financial year 2025, BAKKERIJ KOERSEL made a profit of €73,074.
- Where can I find the annual accounts of BAKKERIJ KOERSEL?
- BAKKERIJ KOERSEL filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BAKKERIJ KOERSEL due?
- By 31-07-2027, for financial year 2026.Timeline
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