NICOKONSTRUCT
ActiveThe computed 12-month bankruptcy probability of NICOKONSTRUCT is 3.3% (moderate). The 2024 annual accounts show equity of €68k and a net result of €-1k. Its solvency ranks better than 80% of 36377 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
72
/ 100
Healthy▼ -21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability17▼-83
Solvency100=
Growth32
Stability94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 3.92 in 2023), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.1%
Return on assets
-1.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-10-2025, 87 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
87 d late
2023
85 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€161k
EBIT margin
0.8%
Net result
€-1k
2023 · €68k
2023: €68k
2023 → 2024
Working capital
€40k▼ 37.3%
2023 · €63k
2023: €63k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€161k
Equity€70k-€68k▼ 2.0%
Operating result€86k-€1k▼ 98.4%
Net result€68k-€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 98% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€29k▲ 331%
Current assets
€63k▼ 25.1%
Equity and liabilities €92k
Equity
€68k▼ 2.0%
Debt
€24k▲ 10.4%
The debt ratio rises from 23.7% to 25.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2023 · €87k
Cash flow
€7k▼
2023 · €68k
Solvency
74.1%▼
2023 · 76.3%
Current ratio
2.66▼
2023 · 3.92
Quick ratio
2.66▼
2023 · 3.92
Debt / equity
0.35▲
2023 · 0.31
ROE
-2.0%▼
2023 · 97.1%
ROA
-1.5%▼
2023 · 74.1%
Interest coverage
8.11▼
2023 · 520.99
Debt
€24k▲
2023 · €22k
Debt ≤ 1 year
€24k▲
2023 · €22k
Income taxes
€2k▼
2023 · €18k
Staff costs
€237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€92k▲
Fixed assets21/28€7k€29k▲
Tangible fixed assets22/27€7k€29k▲
Plant, machinery and equipment23-€18k
Furniture and vehicles24€7k€11k▲
Current assets29/58€85k€63k▼
Amounts receivable within one year40/41€56k€51k▼
Trade receivables40€50k€37k▼
Other amounts receivable41€6k€14k▲
Cash at bank and in hand54/58€29k€600▼
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€91k€92k▲
Equity10/15€70k€68k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€68k€66k▼
Amounts payable17/49€22k€24k▲
Amounts payable within one year42/48€22k€24k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Income statement
Code20232024
Turnover70-€161k
Goods, raw materials, services and sundry goods60/61-€150k
Remuneration, social security and pensions62-€237
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€613€8k▲
Other operating charges640/8€7k€1k▼
Gross operating margin9900€94k€11k▼
Operating profit (loss)9901€86k€1k▼
Financial charges65/66B€167€1k▲
Recurring financial charges65€167€1k▲
Profit (loss) for the period before taxes9903€86k€218▼
Income taxes67/77€18k€2k▼
Profit (loss) for the period9904€68k€-1k▼
Profit (loss) for the period to be appropriated9905€68k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€66k▼
Profit (loss) brought forward from the previous period14P-€68k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 87 days late
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I-straat 141703 DilbeekGround area
209 m²
Building footprint
79 m²
Volume, LiDAR
513 m³
Parcel 23070A0096/00P003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NICOKONSTRUCT
since 20222.334.890.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070A0096/00P003 | Flanders | 209 m² | 1 · 79 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ISOTHERME
BE 0718.934.009
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BE 0649.810.819
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DOMMEX
BE 0633.912.321
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TIMMERWERKEN DE BAERE
BE 0837.280.343
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SCHRIJNWERKERIJ SMITS
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ionnicoara46@gmail.com
Phone:0467838765