FP Gyps
ActiveThe computed 12-month bankruptcy probability of FP Gyps is 1.6% (moderate). The 2025 annual accounts show equity of €68k and a net result of €14k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 27450 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-63
Solvency94▲+29
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.49 in 2024; short-term debt: 31.3% and cash: 41% of total assets), and 31.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
14.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €68k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
31 d late
2022
30 d late
2021
30 d late
2020
27 d late
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▼ 59.6%
2024 · €35k
2018: €26k
2019: €9k
2020: €96k
2021: €-66k
2022: €-39k
2023: €-62k
2024: €35k
2018 → 2025
Working capital
€59k▲ 49.0%
2024 · €40k
2018: €81k
2019: €91k
2020: €186k
2021: €112k
2022: €75k
2023: €-39
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€81k▼ 32.7%€19k▼ 76.6%€54k▲ 185%€68k▲ 26.2%
Operating result€-46k-€34k€6k▼ 81.3%€48k▲ 656%€-8k
Net result€-66k-€-39k▲ 40.8%€-62k▼ 57.4%€35k€14k▼ 59.6%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €48k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€9k▼ 36.1%
Current assets
€90k▼ 24.8%
Equity and liabilities €99k
Equity
€68k▲ 26.2%
Debt
€31k▼ 61.2%
The debt ratio falls from 59.8% to 31.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €54k
Cash flow
€21k▼
2024 · €41k
Solvency
68.7%▲
2024 · 40.2%
Current ratio
2.90▲
2024 · 1.49
Quick ratio
2.90▲
2024 · 1.49
Debt / equity
0.46▼
2024 · 1.49
ROE
20.8%▼
2024 · 65.0%
ROA
14.3%▼
2024 · 26.1%
Interest coverage
-0.29▼
2024 · 44.65
Debt
€31k▼
2024 · €80k
Debt ≤ 1 year
€31k▼
2024 · €80k
Income taxes
€-27k▼
2024 · €13k
Staff costs
€52k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€99k▼
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€8k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€11k€6k▼
Financial fixed assets28€870€870=
Current assets29/58€120k€90k▼
Amounts receivable within one year40/41€97k€46k▼
Trade receivables40€90k€15k▼
Other amounts receivable41€7k€31k▲
Cash at bank and in hand54/58€20k€41k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€134k€99k▼
Equity10/15€54k€68k▲
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€42k€56k▲
Amounts payable17/49€80k€31k▼
Amounts payable within one year42/48€80k€31k▼
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€26k€14k▼
Suppliers440/4€26k€14k▼
Taxes, remuneration and social security45€613€7k▲
Taxes450/3€0€2k▲
Remuneration and social security454/9€613€6k▲
Other amounts payable47/48€49k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€115€0▼
Remuneration, social security and pensions62€50k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€127€0▼
Gross operating margin9900€105k€52k▼
Operating profit (loss)9901€48k€-8k▼
Financial income75/76B€452€0▼
Recurring financial income75€452€0▼
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€48k€-13k▼
Income taxes67/77€13k€-27k▼
Profit (loss) for the period9904€35k€14k▼
Profit (loss) for the period to be appropriated9905€35k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€56k▲
Profit (loss) brought forward from the previous period14P€6k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-66k ▼169%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €96k ▲929%
Operating result €101k, net result €96k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 16.92
Current ratio from 5.71 to 16.92; short-term debt falls from €19k to €12k.
31-12
Financial
Equity above €150kEq €187k ▲106%
3 profitable years in a row build equity to €187k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delwartstraat 291070 AnderlechtGround area
120 m²
Building footprint
71 m²
Volume, LiDAR
475 m³
Parcel 21308H0718/00Z000, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FP Gyps
since 20162.251.645.558
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0718/00Z000 | Brussels | 120 m² | 1 · 71 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900YFI7PEVLBH7F82
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2016
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/97.22.30