NHOMEMADE

Active

Private limited companyfounded 20215 yrs activeAvenue Messidor 23, 1410 Waterloo, BelgiumKBO/BCE: BE 0765.810.149

The computed 12-month bankruptcy probability of NHOMEMADE is 6.4% (elevated). The 2022 annual accounts show equity of €1k and a net result of €-3k. Its solvency ranks better than 17% of 7975 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2022

37 / 100

Weak▼ -3 vs 2021

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2021

Profitability0=

Solvency18▼-7

Growth32

Stability94

Bankruptcy probability, 12 months

6.4% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.09 against 1.17 in 2021), and 92% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2022

Solvency, return and age of the figures

Solvency

Return on assets

-20.9%

Age of the figures

44 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline15-09-2026 today

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 21-09-2023, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

52 d late

2021

61 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity

€1k▼ 72.3%

2021 · €4k

2021: €4k

2021 → 2022

Total assets

€14k▼ 49.1%

2021 · €27k

2021: €27k

2021 → 2022

Net result

€-3k▼ 25.4%

2021 · €-2k

2021: €-2k

2021 → 2022

Working capital

€1k▼ 72.3%

2021 · €4k

2021: €4k

2021 → 2022

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022Trend

Equity€4k-€1k▼ 72.3%

Operating result€-2k-€-3k▼ 23.8%

Net result€-2k-€-3k▼ 25.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €3k in 2022 against €2k in 2021; the loss grows.

Balance-sheet composition

2022 in colour, 2021 as the grey bar beneath

Equity and liabilities €14k

92.0%

Equity €1k▼ 72.3%

Debt €13k▼ 45.1%

The debt ratio rises from 85.3% to 92.0%: equity shrinks faster than debt is paid down.

Key figures and ratios

2022 value · change against 2021

Solvency

8.0%▼

2021 · 14.7%

Current ratio

1.09▼

2021 · 1.17

Quick ratio

1.09▼

2021 · 1.17

Debt / equity

11.49▲

2021 · 5.80

ROE

-260.8%▼

2021 · -57.7%

ROA

-20.9%▼

2021 · -8.5%

Debt

€13k▼

2021 · €23k

Debt ≤ 1 year

€13k▼

2021 · €23k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2022 against 2021

Balance sheet Code20212022

Assets

Total assets20/58€27k€14k▼

Current assets29/58€27k€14k▼

Amounts receivable within one year40/41€27k€14k▼

Trade receivables40€27k€10k▼

Other amounts receivable41-€4k

Cash at bank and in hand54/58€131€166▲

Deferred charges and accrued income490/1-€51

Equity and liabilities

Total equity and liabilities10/49€27k€14k▼

Equity10/15€4k€1k▼

Contributions10/11€6k€6k=

Profit (loss) carried forward14€-2k€-5k▼

Amounts payable17/49€23k€13k▼

Amounts payable within one year42/48€23k€13k▼

Trade debts44€23k€13k▼

Suppliers440/4€23k€13k▼

Taxes, remuneration and social security45€392-

Taxes450/3€392-

Income statement Code20212022

Other operating charges640/8€348€348=

Gross operating margin9900€-2k€-2k▼

Operating profit (loss)9901€-2k€-3k▼

Financial income75/76B€0€1▲

Recurring financial income75€0€1▲

Financial charges65/66B€13€55▲

Recurring financial charges65€13€55▲

Profit (loss) for the period before taxes9903€-2k€-3k▼

Profit (loss) for the period9904€-2k€-3k▼

Profit (loss) for the period to be appropriated9905€-2k€-3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€-5k▼

Profit (loss) brought forward from the previous period14P-€-2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2023

21-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 52 days late

2022

30-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 61 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Waterloo · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Messidor 231410 Waterloo

Ground area

923 m²

Building footprint

173 m²

Parcel 25110B0493/00W004, Wallonia. Linked by address, not a title deed.

1 establishment unit

Avenue Messidor 23, 1410 Waterloo

Manufacture of other non-metallic mineral products

since 20212.316.955.163

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25110B0493/00W004	Wallonia	923 m²	1 · 173 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

1 category

NHOMEMADE SRL42439

category D5, class 1

decision 19-12-2022

Similar companies · same sector, comparable size

Bright Side Of The House

Oostrozebeke · Eq €1k

Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 1,981 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-03-2021

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

29202Manufacture of motor vehicles, trailers and semi-trailers

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.