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B.A. PARACHEVEMENT

Active
Private limited company·Algemene bouw van residentiële gebouwen· 5 yrs active
Rue Justin Sauvenier 22 ·4671 Blégny, Belgium
KBO/BCE: BE 0759.921.754
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Age5 yrs
Connections11
Real estate1 parcel · 1,071 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of B.A. PARACHEVEMENT is 2.5% (moderate). The 2024 annual accounts show equity of €16k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 81% of 3827 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 81% of 3827 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00431045
31-12-2023 31-07-2024 07-08-2024 7 d late 2024-00335411
31-12-2022 31-07-2023 24-08-2023 24 d late 2023-00355646
31-12-2021 31-07-2022 24-08-2022 24 d late 2022-20357268

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€5k
Working capital€8k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0€10kOperating result 2021: €5k€5kNet result 2021: €4k€4kOperating result 2022: €12k€12kNet result 2022: €9k€9kOperating result 2023: €-10k€-10kNet result 2023: €-11k€-11kOperating result 2024: €5k€5kNet result 2024: €5k€5k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 4 fiscal years (±0.4%/year).
€5k€10k€15k€20k€25k2025: €15k (€11k - €19k)2026: €15k (€8k - €22k)2027: €15k (€5k - €24k)2021: €14k2022: €22k2023: €12k2024: €16k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.4% 39.4%
better than 81% of 3827 sector peers
Net result €5k €9k
better than 39% of 3824 sector peers
Equity €16k €29k
better than 35% of 3832 sector peers
Gross operating margin €10k €26k
better than 27% of 3822 sector peers
Total assets €24k €85k
better than 15% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P81
2021: P28 · n=11242022: P50 · n=22302023: P33 · n=31292024: P81 · n=38272021 2024
Improving position over 2021-2024 · n=1124-3827
Net result P39
2021: P35 · n=11242022: P47 · n=22242023: P10 · n=31222024: P39 · n=38242021 2024
Stable position over 2021-2024 · n=1124-3824
Equity P35
2021: P40 · n=11272022: P51 · n=22352023: P31 · n=31342024: P35 · n=38322021 2024
Stable position over 2021-2024 · n=1127-3832
Gross operating margin P27
2021: P33 · n=11172022: P33 · n=22182023: P5 · n=31162024: P27 · n=38222021 2024
Stable position over 2021-2024 · n=1117-3822
Describes the position versus peers, not a forecast.
EBITDA
€10k
- 21-24
Net profit
€5k
- 21-24
Cash flow
€10k
- 21-24
Total assets
€24k
-52.1% 21-24
Equity
€16k
+40.3% 21-24
Working capital
€8k
- 21-24
Income taxes
€2k
+137.4% 21-24
Debt
€8k
-79.7% 21-24
Debt ≤ 1y
€8k
-79.7% 21-24
Debt > 1y
€120
-92.1% 21-24
Current ratio
1.95
+106.7% 21-24
Quick ratio
1.95
+106.7% 21-24
Solvency
67.4%
+192.8% 21-24
Debt / equity
0.48
-85.5% 21-24
ROE
28.7%
- 21-24
ROA
19.4%
- 21-24
Interest coverage
58.43
- 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€10k
Net profit€5k
Cash flow€10k
Staff costs-
Income taxes-
Dividends-
Total assets€24k
Equity€16k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.95
Quick ratio1.95
Working capital ratio31.0%
Solvency67.4%
Debt / equity0.48
Long-term debt ratio-
Interest coverage58.43
Gross margin-
Net margin-
ROA19.4%
ROE28.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€24k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€218
Current assets 29/58€15k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€153
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€24k
Equity 10/15€16k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€10k
Operating result 9901€5k
Financial income 75€196
Financial charges 65€166
Result before taxes 9903€5k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Former directors (2)
  • SPAMPINATO Alessio
    Director
    State Gazette act 26043089 (27-03-2026)
    Former
    - → 12-03-2026
  • Calogeo Agnello
    Director
    State Gazette act 21020599 (16-02-2021)
    Former
    - → 20-01-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation17-12-2020
StatusActive
Postal code4671

Structure & network

Connections & network

11 connected companies
AGHP VASTGOED, Shared address AVAGHP VASTGOEDCLOOS BENELUX, Shared address CBCLOOS BENELUXEDMAR België, Shared address EBEDMAR BelgiëICU MEDICAL BELGIUM, Shared address IMICU MEDICALBELGIUMIKIC Impact Ventures, Shared address IIIKIC ImpactVenturesLynxcare Clinical Informatics, Shared address LCLynxcareClinical…aticsOFFICE COMMERCIAL TECHNIQUE, Shared address OCOFFICECOMMERCI…NIQUEOndrnmr, Shared address OOndrnmrPlugg België, Shared address PBPlugg BelgiëVaigo, Shared address VVaigoZBEAUTY, Shared address ZZBEAUTYB.A. PARACHEVEMENT B.A.PARACHE…MENT0759.921.754
Shared address / shareholder
Network connections
AGHP VASTGOED
Shared address
→
CLOOS BENELUX
Shared address
→
EDMAR België
Shared address
→
ICU MEDICAL BELGIUM
Shared address
→
IKIC Impact Ventures
Shared address
→
→
Ondrnmr
Shared address
→
Plugg België
Shared address
→
Vaigo
Shared address
→
ZBEAUTY
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Justin Sauvenier 224671 Blégny

Establishment units

1 location
B.A. PARACHEVEMENT
Rue Justin Sauvenier 22, 4671 BlégnyAfvalwaterafvoer
since 20212.311.260.669
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,071 m²
Buildings1
Building footprint186 m²
Volume (LiDAR)815 m³
Tallest building6.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62010A0284/00F003 Wallonia 1,071 m² 1 · 185 m² 6.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

1 verified act

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2026
27-03-2026 Registered office · Resignations & appointments
4 facts
  • General meeting , 12/03/2026
  • Director resignation, Spampinato Alèssio (administrateur)
  • Share transfer, Spampinato Alèssio
  • Registered-office move , Rue Justin Sauvenier 22 à 4671 Barchon

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency99Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 99
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,554 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen42110Bouw van water- en gasdistributienetten42211Bouw van water- en gasdistributienetten42211Bouw van rioleringen42212Bouw van rioleringen42212Bouw van civieltechnische werken voor vloeistoffen, n.e.g.42219Bouw van civieltechnische werken voor vloeistoffen, neg42219Bouw van andere civieltechnische werken, n.e.g.42990Bouw van andere civieltechnische werken, neg42990Slopen43110Slopen43110Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door andere energiebronnen dan elektriciteit43223Installatie van isolatie43230Overige bouwinstallatie43240Isolatiewerkzaamheden43291Overige bouwinstallatie, n.e.g.43299Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Gevelreiniging43992Bouw van sierschouwen en open haarden43993Uitvoeren van metsel- en voegwerken43994Restaureren van bouwwerken43995Overige reiniging van gebouwen; industriële reiniging81220Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
Legal nameFR B.A. PARACHEVEMENT
Registered office
Rue Justin Sauvenier 22
4671 Blégny, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.