NF ConsultXpert
ActiveSummary
The computed 12-month bankruptcy probability of NF ConsultXpert is 2.2% (moderate). The 2024 annual accounts show equity of €9k and a net result of €5k. Its solvency ranks better than 76% of 5989 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability90
Solvency91
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.56; short-term debt: 34.4% and cash: 3.8% of total assets), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.6%
Return on assets
40.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€58k
EBIT margin
12.1%
Net result
€5k
Working capital
€7k
Balance-sheet composition
Assets €13k
Fixed assets
€1k
Current assets
€12k
Equity and liabilities €13k
Equity
€9k
Debt
€5k
Debt finances 34.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Current ratio
2.56
Quick ratio
1.96
Debt to equity
0.52
ROE
61.2%
ROA
40.2%
Interest coverage
62322.33
Debt ≤ 1 year
€5k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet
Code2024
Assets
Total assets20/58€13k
Formation expenses20€322
Fixed assets21/28€1k
Tangible fixed assets22/27€810
Plant, machinery and equipment23€810
Financial fixed assets28€457
Current assets29/58€12k
Stocks and contracts in progress3€3k
Stocks30/36€3k
Amounts receivable within one year40/41€8k
Other amounts receivable41€8k
Cash at bank and in hand54/58€502
Equity and liabilities
Total equity and liabilities10/49€13k
Equity10/15€9k
Contributions10/11€3k
Capital10€3k
Issued capital100€3k
Reserves13€265
Non-distributable reserves130/1€265
Legal reserve130€265
Profit (loss) carried forward14€5k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€307
Suppliers440/4€307
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2024
Turnover70€58k
Goods, raw materials, services and sundry goods60/61€54k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€405
Other operating charges640/8€2k
Gross operating margin9900€9k
Operating profit (loss)9901€7k
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fief de Liège 211325 Chaumont-GistouxGround area
603 m²
Building footprint
108 m²
Volume, LiDAR
678 m³
Parcel 25018B0323/00L004, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NF ConsultXpert
since 20242.359.499.660
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018B0323/00L004 | Wallonia | 603 m² | 1 · 108 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
USS Watertechnologie
BE 0805.991.311
Antwerpen · Eq €8,661
XIA'S DEVELOPMENT
BE 0654.835.716
Gembloux · Eq €8,661
THM.Classic&Supercars
BE 0758.858.714
Liège · Eq €8,660
IPSODIS
BE 0869.711.896
Visé · Eq €8,604
Damiano Diamonds
BE 0775.655.154
Antwerpen · Eq €8,750
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
47784Retail sale of souvenirs and religious articles
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:nicolas.fondu15@gmail.com
Phone:+32472332335