NF ConsultXpert: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
NF ConsultXpert
Largest movements
- Receivables within one year +€5,800
up €5,800 (+68.9%), from €8,420 to €14,220
of which Trade receivables: +€5,905
- Financial fixed assets +€649
up €649 (+142%), from €457 to €1,106
- Tangible fixed assets -€405
down €405 (-50.0%), from €810 to €405
- Deferred charges and accrued income +€293
new in 2025: €293
- Cash -€291
down €291 (-58.0%), from €502 to €211
mainly Receivables within one year (-€5,800) and Net result for the year (-€1,253)
- Tax, wage and social debts +€6,606
up €6,606 (+156%), from €4,233 to €10,839
of which Taxes: +€4,206
- Profit (loss) carried forward -€1,455
down €1,455 (-27.4%), from €5,305 to €3,850
- Trade debts +€894
up €894 (+291%), from €307 to €1,202
- Purchases and services +€65,263
up €65,263 (+122%), from €53,701 to €118,964
- Turnover +€49,062
up €49,062 (+84.1%), from €58,333 to €107,395
- Gross operating margin -€7,692
down €7,692 (-84.9%), from €9,056 to €1,364
- Taxes -€2,076
down €2,076, from €1,768 to -€308
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €13,211 | €19,257 | +€6,046 | +45.8% |
| Formation expenses | 20 | €322 | €322 | = | 0.0% |
| Fixed assets | 21/28 | €1,267 | €1,511 | +€244 | +19.3% |
| Tangible fixed assets | 22/27 | €810 | €405 | -€405 | -50.0% |
| Plant, machinery and equipment | 23 | €810 | €405 | -€405 | -50.0% |
| Financial fixed assets | 28 | €457 | €1,106 | +€649 | +142% |
| Current assets | 29/58 | €11,622 | €17,423 | +€5,802 | +49.9% |
| Stocks and contracts in progress | 3 | €2,700 | €2,700 | = | 0.0% |
| Stocks | 30/36 | €2,700 | €2,700 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €8,420 | €14,220 | +€5,800 | +68.9% |
| Trade receivables | 40 | - | €5,905 | +€5,905 | |
| Other amounts receivable | 41 | €8,420 | €8,315 | -€105 | -1.2% |
| Cash at bank and in hand | 54/58 | €502 | €211 | -€291 | -58.0% |
| Deferred charges and accrued income | 490/1 | - | €293 | +€293 | |
| Total equity and liabilities | 10/49 | €13,211 | €19,257 | +€6,046 | +45.8% |
| Equity | 10/15 | €8,670 | €7,216 | -€1,455 | -16.8% |
| Contributions | 10/11 | €3,100 | €3,100 | = | 0.0% |
| Capital | 10 | €3,100 | €3,100 | = | 0.0% |
| Issued capital | 100 | €3,100 | €3,100 | = | 0.0% |
| Reserves | 13 | €265 | €265 | = | 0.0% |
| Non-distributable reserves | 130/1 | €265 | €265 | = | 0.0% |
| Legal reserve | 130 | €265 | €265 | = | 0.0% |
| Profit (loss) carried forward | 14 | €5,305 | €3,850 | -€1,455 | -27.4% |
| Amounts payable | 17/49 | €4,540 | €12,041 | +€7,501 | +165% |
| Amounts payable within one year | 42/48 | €4,540 | €12,041 | +€7,501 | +165% |
| Trade debts | 44 | €307 | €1,202 | +€894 | +291% |
| Suppliers | 440/4 | €307 | €1,202 | +€894 | +291% |
| Taxes, remuneration and social security | 45 | €4,233 | €10,839 | +€6,606 | +156% |
| Taxes | 450/3 | €4,233 | €8,439 | +€4,206 | +99.4% |
| Remuneration and social security | 454/9 | - | €2,400 | +€2,400 | |
| Turnover | 70 | €58,333 | €107,395 | +€49,062 | +84.1% |
| Goods, raw materials, services and sundry goods | 60/61 | €53,701 | €118,964 | +€65,263 | +122% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €405 | €405 | = | 0.0% |
| Other operating charges | 640/8 | €1,577 | €2,207 | +€630 | +39.9% |
| Gross operating margin | 9900 | €9,056 | €1,364 | -€7,692 | -84.9% |
| Operating profit (loss) | 9901 | €7,074 | -€1,248 | -€8,321 | |
| Financial charges | 65/66B | €0 | €313 | +€312 | +260,350% |
| Recurring financial charges | 65 | €0 | €313 | +€312 | +260,350% |
| Profit (loss) for the period before taxes | 9903 | €7,074 | -€1,560 | -€8,634 | |
| Income taxes | 67/77 | €1,768 | -€308 | -€2,076 | |
| Profit (loss) for the period | 9904 | €5,305 | -€1,253 | -€6,558 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,305 | -€1,253 | -€6,558 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.