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MS AUTO SERVICES

Active
Private limited companyfounded 20251 yr activeVan Souststraat 208, 1070 Anderlecht, BelgiumKBO/BCE: BE 1018.423.388
Summary

The computed 12-month bankruptcy probability of MS AUTO SERVICES is 2.5% (moderate). The 2025 annual accounts show equity of €665 and a net result of -€1,335. Its solvency ranks better than 21% of 11472 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability21
Solvency28
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.02; short-term debt: 96.8% and cash: 97% of total assets), and 96.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.2%
Return on assets
-6.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 11472 sector peers (2025).
NBB · sector comparison
Position among 11472 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
24 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 January 2025, MS AUTO SERVICES was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€665
Total assets
€20,540
Net result
-€1,335
Working capital
€365

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €20,540
Fixed assets €300
Current assets €20,240
Equity and liabilities €20,540
Equity €665
Debt €19,875
Debt finances 96.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.02
ROA
-6.5%
Debt ≤ 1 year
€19,875
Staff costs
€2,587
Equity ratios withheld: equity of €665 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 280 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a small loss
1.1% went bankrupt
3.2% stopped otherwise
96% still going

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€20,540
Fixed assets21/28€300
Financial fixed assets28€300
Current assets29/58€20,240
Amounts receivable within one year40/41€319
Other amounts receivable41€319
Cash at bank and in hand54/58€19,921
Equity and liabilities
Total equity and liabilities10/49€20,540
Equity10/15€665
Contributions10/11€2,000
Profit (loss) carried forward14-€1,335
Amounts payable17/49€19,875
Amounts payable within one year42/48€19,875
Trade debts44€204
Suppliers440/4€204
Taxes, remuneration and social security45€1,424
Taxes450/3€1,424
Other amounts payable47/48€18,248
Income statement Code2025
Remuneration, social security and pensions62€2,587
Other operating charges640/8€400
Gross operating margin9900€1,651
Operating profit (loss)9901-€1,335
Profit (loss) for the period before taxes9903-€1,335
Profit (loss) for the period9904-€1,335
Profit (loss) for the period to be appropriated9905-€1,335
Appropriation of the result
Profit (loss) to be appropriated9906-€1,335

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2,587
Other operating charges640/8€400
Gross operating margin9900€1,651
Operating profit (loss)9901-€1,335
Profit (loss) for the period before taxes9903-€1,335
Profit (loss) for the period9904-€1,335
Profit (loss) for the period to be appropriated9905-€1,335
Line2025
Assets
Total assets20/58€20,540
Fixed assets21/28€300
Financial fixed assets28€300
Current assets29/58€20,240
Amounts receivable within one year40/41€319
Other amounts receivable41€319
Cash at bank and in hand54/58€19,921
Equity and liabilities
Total equity and liabilities10/49€20,540
Equity10/15€665
Contributions10/11€2,000
Profit (loss) carried forward14-€1,335
Amounts payable17/49€19,875
Amounts payable within one year42/48€19,875
Trade debts44€204
Suppliers440/4€204
Taxes, remuneration and social security45€1,424
Taxes450/3€1,424
Other amounts payable47/48€18,248
Line2025
Profit (loss) for the period9904-€1,335
Operating cash flow (approximation)-€1,335

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
92 m²
Building footprint
74 m²
Volume, LiDAR
574 m³
Parcel 21302A0051/00N002, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MS AUTO SERVICES
Van Souststraat 208, 1070 AnderlechtAgents specialised in the wholesale of other particular products
since 20252.370.127.395
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21302A0051/00N002 Brussels 92 m² 1 · 74 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. 180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Non-scheduled passenger transport by road
71201Architectural and engineering activities; technical testing and analysis
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018423388
Also 9925:BE1018423388
Registered 02-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.